On sale 12 daysOn sale 12 d
28,800 €
Bilia Kaivoksela, Vantaa, Uusimaa
1 / 6
The 2019 Volvo XC40 T4 Momentum is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 28,800 €. That is in line with bilbil.fi's estimated market price of 28,500 €. The estimate is based on 943 comparable cars. The chance this car sells within the next 30 days is about 57%.
A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 105,000 km, which works out at about 14,000 km per year. The car was inspected 3/2025, and the next inspection is due an estimated 3/2027. The most common inspection failure cause in this model series is brakes.
- LED headlights
- Keyless entry and start
- Parking sensors
Running the car costs an estimated:
- Vehicle tax 169 € per year
- Insurance
without discount 1,020 €830 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 322 € per month
Vehicle tax and insurance come to about 1,000 € per year.
The original tyre size is 235/55 R18.
The seller is Bilia (Helsinki).
The car has been for sale for 4 days since 05/11/2026.
Basic information
- Registration number
- ZMN-373
- Mileage
- 105,000 km
Verify mileage authenticity 20% off
- Fuel
- Petrol
- Displacement
- 1,969 cm³
- Model year
- 2019
- First registration
- 3/2019
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Acceleration (0–100)
- 8.4 s
- Body type
- SUV
- Colour
- Black
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Last inspection
- 3/2025
- In traffic use in Finland
- 195 cars
- Steering wheel
- Left-hand
- Country of manufacture
- Belgium
- Assembly plant
- Volvo Cars, Ghent
- bilbil.fi ID
- 304667
Engine and drivetrain
- Engine code
- B4204T47
- Engine layout
- Inline
- Cylinders
- 4
- Valves per cylinder
- 4
- Engine position
- Front
- Fuel injection
- Direct injection
- Forced induction
- Turbo
- Camshaft drive
- Timing belt
- Fuel grade
- Petrol 95
- Power
- 140 kW / 190 hp
- Engine speed at peak power
- 4,700 rpm
- Engine speed at peak torque
- 1,400 rpm
- Number of gears
- 8
- Top speed
- 210 km/h
Consumption and emissions
- Fuel consumption
- 8.4 l/100 km (extra-urban)
- Fuel tank
- 54 l
- CO2 emissions
- 154 g/km
- Emission class
- Euro 6
- Emissions test cycle
- WLTP
- Exhaust aftertreatment
- Petrol particulate filter
- Pass-by noise
- 70 dB
Dimensions and weights
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Width including mirrors
- 2,034 mm
- Wheelbase
- 2,702 mm
- Ground clearance
- 211 mm
- Turning circle
- 11.8 m
- Approach angle
- 21.7°
- Departure angle
- 30.4°
- Breakover angle
- 21.9°
- Wading depth
- 450 mm
- Boot space
- 433 l
- Boot space, seats folded
- 1,309 l
- Kerb weight
- 1,648 kg
- Gross weight
- 2,160 kg
- Payload
- 438–505 kg
- Roof load
- 75 kg
- Max towing weight
- 1,800 kg
- Towing weight (unbraked)
- 750 kg
- Tow ball load
- 110 kg
Body and chassis
- Seats
- 5
- Doors
- 5
- Front suspension
- Coil springs
- Rear suspension
- Coil springs
- Front brakes
- Disc brakes
- Rear brakes
- Disc brakes
- Tyre pressure monitoring
- Direct (sensors in the wheels)
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Generation
- Generation 1 (X)
- Produced
- 2018–2021
- Sub-model
- SUV (X)
- Gearbox
- Automatic
Equipment
- Keyless entry and start
- LED headlights
- Parking sensors
Equipment rating
Asking price: 28,800 €
| Date | Price | Change |
|---|---|---|
| 05/11/2026 | 28,800 € | – |
| 05/11/2026 | 28,800 € | – |
Next inspection due around 3/2027
About 4 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2025.
Check with Traficom
Failures in the same model series
1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 1.5
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.4
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Axles and suspension 0.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.
Sale periods
Bilia Herttoniemi, Helsinki, Uusimaa 4 days for sale
5/11/20266/11/20268/11/20269/11/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 322 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 169 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 169 €/yr
Base tax is based on CO₂ emissions (WLTP), 154 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 10 g/km above that average, which comes to 19 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance250 €/yr
- Comprehensive −25%
Without discount 770 €/yr580 €/yr - Total insurance
Without discount 1,020 €/yr830 €/yr
≈ 69 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · T4 2.0. (140kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZMN-373).
Order tyres See wheels too →Bilia Complete | https://bilia.fi/fi/auto/Volvo-XC40-ZMN-373
- Automaattivaihteisto Geartronic 8-vaihteinen
- Pysäköintitutka taakse (529)
- Automaattinen ilmastointi ECC
- Clean Zone (AQS ja matkustamon esituuletus)
- Etuniskatukien korkeussäätö
- Isofix-kiinnikkeet takasivuistuimilla
- Kuljettajan istuimen kallistuksen ja korkeuden säätö
- Lämmitettävät etuistuimet
- Takaistuimen selkänojat alastaitettavat 40/60
- Takaistuimen selkänojien sähköinen vapautus
- Aluvanteet kesä-ja talvirenkaissa
- Alumiinivanteet 18" 5-spoke silver (921)
- Sähköisesti koriavasten kääntyvät ulkopeilit
- Sähkötoimiset ja -lämmitteiset ulkopeilit
- Automaattisesti himmenevä taustapeili (168)
- Bluetooth-järjestelmä
- Start/Stop -järjestelmä
- Sadetunnistin
- Avaimeton käynnistys
- Lapsilukot
- Vakionopeudensäädin
- Avaimeton ajojärjestelmä (896)
- Varustepaketti Winter Pro MY19 (XC40)
- Sensuksen kauko-ohjaus ohjauspyörässä
- Sensus Audio Performance 9,3" kosketusnäytöllä
- Aktiivinen kaistallapitoavustin
- City Safety -järjestelmä
- Isojen eläinten havaitsemistoiminto
- Jalankulkijan sekä polkupyöräilijän havaitsemistoiminto
- Kaistavahti ja kuljettajan tarkkailutoiminto
- Liikennemerkki-informaatio
- Sivuturvatyynyt ja IC-turvaverhot
- Tieltäsuistumissuoja
- WHIPS-suojajärjestelmä
- Digital-mittaristo 12,3"
- Sisävalaistus mid level
- Sähköisesti kääntyvät takaniskatuet (390)
- Säädettävät ajotilat
- Verhoilu: Bella kangas (R100)
- LED automaattiset kaukovalot (päälle/pois)
- LED-ajovalot, sekä "thors hammer" LED-päiväajovalot
- Saattovalot
- Valkoinen kontrastikatto, väri 614 (161)
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Frequently asked questions about this car
Which car has the registration ZMN-373?
ZMN-373 is a 2019 Volvo XC40 T4 Momentum with 105,000 km on the odometer. It is for sale at 28,800 €.
How much does Volvo XC40 T4 Momentum cost?
Volvo XC40 T4 Momentum is for sale at 28,800 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 28,500 €).
How long has this car been for sale?
The car has been for sale for at least 4 days. The listing entered bilbil.fi's tracking on 05/11/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2019 and was first registered on 21/03/2019.
How many kilometres has the car covered?
The car's mileage is 105,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 3/2027. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2019 Volvo in Finland?
On 30/09/2026 there were 12,240 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.5 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (42.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include LED headlights, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 169 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T4 Momentum located?
The car is located in Uusimaa (Helsinki, Uusimaa).
How much does the car cost to keep per year?
The estimate is 999 € per year: vehicle tax 169 €, insurance 830 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Bilia (Helsinki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.