On sale 4 daysOn sale 4 d
28,800 €
Bilia Herttoniemi, Helsinki, Uusimaa
1 / 23
The 2022 Volvo XC40 T4 Inscription is a front-wheel-drive SUV, petrol hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 155 kW (211 hp).
The asking price is 28,800 €. That is 2,700 € (9%) below bilbil.fi's estimated market price of 31,500 €. The estimate is based on 1,593 comparable cars. The chance this car sells within the next 30 days is about 52%.
A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 66,000 km, which works out at about 15,000 km per year. The car was inspected 5/2026, and the next inspection is due an estimated 5/2028.
- Fuel-operated parking heater
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 106 € per year
- Insurance
without discount 1,110 €900 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 322 € per month
Vehicle tax and insurance come to about 1,010 € per year.
The original tyre size is 235/55 R18.
The seller is Bilia (Vantaa).
The car has been for sale for 12 days since 28/10/2026.
Basic information
- Registration number
- ZOJ-472
- Mileage
- 66,000 km
Verify mileage authenticity 20% off
- Fuel
- Hybrid (petrol)
- Displacement
- 1,477 cm³
- Model year
- 2022
- First registration
- 5/2022
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Acceleration (0–100)
- 8.5 s
- Body type
- SUV
- Colour
- Black
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Last inspection
- 5/2026
- In traffic use in Finland
- 432 cars
- Steering wheel
- Left-hand
- Seats
- 5
- Doors
- 5
- Country of manufacture
- Belgium
- Assembly plant
- Volvo Cars, Ghent
- bilbil.fi ID
- 292928
Engine and drivetrain
- Engine code
- B3154T10
- Cylinders
- 3
- Forced induction
- Yes
- Camshaft drive
- Timing belt
- Power
- 155 kW / 211 hp
- Number of gears
- 7
- Top speed
- 180 km/h
Consumption and emissions
- Fuel tank
- 48 l
- CO2 emissions
- 41 g/km
- Emission class
- Euro 6
Dimensions and weights
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Wheelbase
- 2,702 mm
- Max towing weight
- 1,800 kg
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Generation
- Generation 1 (X)
- Produced
- 2018–
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Power tailgate
- Reversing camera
Equipment rating
Asking price: 28,800 €
| Date | Price | Change |
|---|---|---|
| 28/10/2026 | 28,800 € | – |
| 05/11/2026 | 28,800 € | – |
Next inspection due around 5/2028
About 18 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 5/2026.
Check with Traficom
Sale periods
Bilia Kaivoksela, Vantaa, Uusimaa 12 days for sale
28/10/20261/11/20265/11/20269/11/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 322 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 106 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 106 €/yr
Base tax is based on CO₂ emissions (WLTP), 41 g/km.
The average CO₂ of petrol passenger cars first registered in 2022 was 125.7 g/km (WLTP). This car is 85 g/km below that average, which comes to 20 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance260 €/yr
- Comprehensive −25%
Without discount 850 €/yr640 €/yr - Total insurance
Without discount 1,110 €/yr900 €/yr
≈ 75 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · T4 1.5 Plug-in Hybrid. (95kW+60kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZOJ-472).
Order tyres See wheels too →Volvo Selekt | https://bilia.fi/fi/auto/Volvo-XC40-ZOJ-472
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Frequently asked questions about this car
Which car has the registration ZOJ-472?
ZOJ-472 is a 2022 Volvo XC40 T4 Inscription with 66,000 km on the odometer. It is for sale at 28,800 €.
How much does Volvo XC40 T4 Inscription cost?
Volvo XC40 T4 Inscription is for sale at 28,800 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 31,500 €).
How long has this car been for sale?
The car has been for sale for at least 12 days. The listing entered bilbil.fi's tracking on 28/10/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2022 and was first registered on 31/05/2022.
How many kilometres has the car covered?
The car's mileage is 66,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 5/2028. A car under 10 years old is inspected every two years.
How common is a 2022 Volvo in Finland?
On 30/09/2026 there were 9,151 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is hybrid (petrol) and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T4 Inscription located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,006 € per year: vehicle tax 106 €, insurance 900 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Bilia (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.