31,900 €
Autosalpa Hämeenlinna, Kanta-Häme
The 2021 Volvo XC40 T2 Momentum aut is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp).
The asking price is 31,900 € (plus a 299 € handling fee). The chance this car sells within the next 30 days is about 60%.
Cars of this model typically sell in about 14 days whether the seller is a dealer or a private seller.
The odometer reads 59,000 km, which works out at about 11,000 km per year. The car was inspected 11/2025, and the next inspection is due an estimated 11/2027. The most common inspection failure cause in this model series is vehicle identification.
Running the car costs an estimated:
Vehicle tax and insurance come to about 1,040 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Wetteri (Ylivieska).
The car has been for sale since 14/10/2026.
Asking price: 31,900 €
No price changes during the tracked period.
2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Plates and register entries, VIN, documents
Front and rear axles, springs and dampers, tyres and wheels
Service and parking brake, brake dynamometer tests, stability control
The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 166 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 36 g/km above that average, which comes to 64 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
≈ 71 €/mo
Request a quoteThe campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
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Automaa Kokkola, Keski-Pohjanmaa
CPN-135 is a 2021 Volvo XC40 T2 Momentum aut with 59,000 km on the odometer. It is for sale at 31,900 €.
Volvo XC40 T2 Momentum aut is for sale at 31,900 €.
The listing entered bilbil.fi's tracking on 14/10/2026.
No earlier completed sales are on record for this car.
The car is model year 2021 and was first registered on 12/03/2021.
The car's mileage is 59,000 km.
Based on the listing data, the next inspection is due around 11/2027. A car under 10 years old is inspected every two years.
2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is petrol and the gearbox is automatic.
Notable features include Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car is located in Pohjois-Pohjanmaa (Ylivieska, Pohjois-Pohjanmaa).
According to the listing, the last service was 1/2026, 52,000 km.
The estimate is 1,044 € per year: vehicle tax 194 €, insurance 850 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is Wetteri (Ylivieska).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.