On sale 48 daysOn sale 48 d
32,480 €
Bilar99 - Vantaa, Tuupakka, Vantaa, Uusimaa
1 / 33 Image source: LänsiAuto
The 2021 Volvo XC40 T2 Business Inscription aut. is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp).
The asking price is 32,460 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 33,700 €. The estimate is based on 1,254 comparable cars. The chance this car sells within the next 30 days is about 48%.
The asking price has been reduced once, by 20 € from the original 32,480 €. A dealer typically sells this model in about 13 days and a private seller in about 12 days.
The odometer reads 46,000 km, which works out at about 9,000 km per year. The most common inspection failure cause in this model series is vehicle identification.
- Tow bar
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 194 € per year
- Insurance 1,060 € per year
- Financing instalment 362 € per month
Vehicle tax and insurance come to about 1,250 € per year.
The seller is LänsiAuto (Jyväskylä).
The car has been for sale for 11 days since 19/09/2026.
Basic information
- Mileage
- 46,000 km
Verify mileage authenticity - Engine
- 1.5 l, Petrol
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- In traffic use in Finland
- 357 cars
- Steering position
- Left-hand
- VIN number
- YV1XZL4VDM2609474
- bilbil.fi ID
- 232355
Technical details
- Power
- 95 kW / 129 hp
- Acceleration (0–100)
- 10.9 s
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 166 g/km
- Kerb weight
- 1,625 kg
- Gross weight
- 2,120 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 21/05/2021
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
Equipment
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Tow bar
Equipment rating
Asking price: 32,460 €
| Date | Price | Change |
|---|---|---|
| 19/09/2026 | 32,480 € | – |
| 22/09/2026 | 32,460 € | −20 € |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with Traficom
Failures in the same model series
2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Vehicle identification 0.9
Plates and register entries, VIN, documents
- Axles and suspension 0.4
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 0.3
Service and parking brake, brake dynamometer tests, stability control
The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.
Sale periods
LänsiAuto Jyväskylä, Keski-Suomi 11 days for sale
19/9/202623/9/202626/9/202630/9/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 22/09/2026 | Asking price | 32,480 € → 32,460 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportService provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 362 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 194 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 194 €/yr
Base tax is based on CO₂ emissions (WLTP), 166 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 36 g/km above that average, which comes to 64 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance230 €/yr
- Comprehensive830 €/yr
- Total insurance1,060 €/yr
≈ 88 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 245/40 R21
- 245/45 R20
- 235/50 R19
- 235/55 R18
- 235/60 R17
Wheel sizes for this model
17″
18″
19″
20″
21″
What do the sizes mean?
Find tyres T2 Business Inscription aut. – Nahkasisusta / Sportpenkit / LED “Thors Hammer” / Avaimeton kulku / Orrefors / Navigointi / Apple CarPlay / AndroidAuto / VOC / Sähkökontti
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Frequently asked questions about this car
How much does Volvo XC40 T2 Business Inscription aut. cost?
Volvo XC40 T2 Business Inscription aut. is for sale at 32,460 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 33,700 €).
How long has this car been for sale?
The car has been for sale for at least 11 days. The listing entered bilbil.fi's tracking on 19/09/2026.
Has the price been reduced?
Yes. The asking price is 20 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2021 and was first registered on 21/05/2021.
How many kilometres has the car covered?
The car's mileage is 46,000 km.
How often does this model fail its inspection?
2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 Volvo in Finland?
On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC40 T2 Business Inscription aut. located?
The car is located in Keski-Suomi (Jyväskylä, Keski-Suomi).
How much does the car cost to keep per year?
The estimate is 1,254 € per year: vehicle tax 194 €, insurance 1,060 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is LänsiAuto (Jyväskylä).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.