30,890 €
Saka Finland Oy Nummela, Uusimaa
The 2022 Volvo XC40 T4 TwE R-Design Edition aut is a front-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 155 kW (211 hp). The battery is 10 kWh and the range is 45 km as stated by the manufacturer. AC charging power is 3 kW. The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,080 of them 2022 cars.
The asking price is 30,890 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 30,300 €. The estimate is based on 1,367 comparable cars. The chance this car sells within the next 30 days is about 56%.
The asking price has been reduced once, by 10 € from the original 30,900 €. Cars of this model typically sell in about 14 days whether the seller is a dealer or a private seller.
The odometer reads 47,311 km, which works out at about 10,000 km per year. The car was inspected 10/2026, and the next inspection is due an estimated 10/2028.
Running the car costs an estimated:
Vehicle tax, insurance and electricity come to about 1,510 € per year.
According to the listing, VAT is deductible: at the 25.5 % rate the price includes 6,276 € in VAT, leaving a net cost of 24,614 € for a buyer entitled to deduct it.
The seller is Bilar99 (Vantaa).
The car has been for sale for 5 days since 08/10/2026.
Asking price: 30,890 €
| Date | Price | Change |
|---|---|---|
| 08/10/2026 | 30,900 € | – |
| 10/10/2026 | 30,890 € | −10 € |
No previous sales.
| Date | What | Change |
|---|---|---|
| 10/10/2026 | Asking price | 30,900 € → 30,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 48 g/km. Driving power tax is based on gross weight (approx. 2290 kg).
The average CO₂ of plug-in hybrids first registered in 2022 was 33.3 g/km (WLTP). This car is 15 g/km above that average.
An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.
≈ 141 €/month · of which car charging approx. 376 €/yr
The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).
For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).
Spot price or fixed rate?
Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.
Margin and monthly fee −50% for 12 months
Includes a Tallink Silja gift card
View offerMargin 0.34 c/kWh and standing charge €2.99/month for 12 months
Open-ended contract, two weeks’ notice period
View offer2 months €0, reduced margin for 12 months
100% wind power
View offerStanding charge €0 for 3 months
Margin and standing charge reduced for 6 months
Standing charge €0 for 6 months
Fossil-free
View offerStanding charge €0 for 3 months
You can lock in the margin
View offer2 c/kWh cashback on home charging
20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers
View offerMargin 0.34 c/kWh + standing charge €0 for 4 months
After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh
View offerMonthly fee −50% for 6 months
100% renewable; includes a Tallink Silja gift card
View offerRanked by total cost in the first year at this consumption (7,140 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.
Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.
Estimated annual insurance cost (liability + comprehensive).
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
≈ 79 €/mo
Request a quoteThe campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
30,890 €
Saka Finland Oy Nummela, Uusimaa
30,890 €
Inchcape Olarinluoma, Espoo, Uusimaa
30,900 €
Autosalpa Hämeenlinna, Kanta-Häme
30,900 €
YR-Auto Oy, Tuusula, Uusimaa
30,900 €
Autosalpa Kotka, Kymenlaakso
30,900 €
Autosalpa Hyvinkää, Uusimaa
30,900 €
Autosalpa Kotka, Kymenlaakso
30,900 €
Hämeen Auto / Hämeen Autovaruste Oy, Jyväskylä, Keski-Suomi
Volvo XC40 T4 TwE R-Design Edition aut is for sale at 30,890 €.
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 30,300 €).
The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 08/10/2026.
Yes. The asking price is 10 € below the original listing price.
No earlier completed sales are on record for this car.
The car is model year 2022 and was first registered on 04/01/2022. It was imported to Finland as a used car.
The car's mileage is 47,311 km.
Based on the listing data, the next inspection is due around 10/2028. A car under 10 years old is inspected every two years.
On 30/06/2026 there were 9,028 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,080 of them were 2022 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
The fuel type is plug-in hybrid and the gearbox is automatic.
Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
Vehicle tax is 186 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
According to the listing, yes: at the 25.5 % rate the price includes 6,276 € in deductible VAT, leaving a net cost of 24,614 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.
The battery capacity is 10 kWh and the stated range is about 45 km.
The car is located in Uusimaa (Vantaa, Uusimaa).
3 yr 3 mo or 112,689 km of battery warranty remains.
The estimate is 1,512 € per year: vehicle tax 186 €, insurance 950 €, electricity 376 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is Bilar99 (Vantaa).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.