The 2023 Volvo XC40 is an all-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 145 kW (197 hp).

The asking price is 29,780 € (plus a 349 € handling fee). That is 1,720 € (5%) below bilbil.fi's estimated market price of 31,500 €. The estimate is based on 1,172 comparable cars. The chance this car sells within the next 14 days is about 34%.

The asking price has been reduced 5 times, by a total of 1,120 € from the original 30,900 €. A dealer typically sells this model in about 13 days and a private seller in about 12 days.

The odometer reads 145,000 km, which works out at about 36,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2028.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,300 € per year.

The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 6,051 € in VAT, leaving a net cost of 23,729 € for a buyer entitled to deduct it.

The seller is Kamux (Hämeenlinna).

The car has been for sale for 53 days since 08/08/2026.

Basic information

Registration number
GPC-510
Mileage
145,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Hybrid
Model year
2023
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Grey
Tyre size
235/55 R18
Wheel size
18″
Tyre sets
2
Keys
2
VAT deductible
Yes
In traffic use in Finland
11 cars
Steering position
Left-hand
Imported car
No
VIN number
YV1XZK8V6P2930977
bilbil.fi ID
162172

Technical details

Power
145 kW / 197 hp
Acceleration (0–100)
7.6 s
Top speed
180 km/h
Seats
5
Doors
5
Number of gears
7
Cylinders
4
Turbocharger
Yes
CO2 emissions
162 g/km
Kerb weight
1,735 kg
Gross weight
2,270 kg
Max towing weight
2,100 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
11/08/2022
Last inspection
7/2026
Type approval number
e9*2007/46*3146*15

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 29,780 €

Below market price

Market price estimate 31,500 €

Based on asking prices

Compared to 1,172 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2023) 32,760 €
  • Fuel type: Hybrid +4,120 €
  • All-wheel drive +3,700 €
  • Automatic transmission +40 €
  • Sold by a dealer +20 €
  • High mileage −9,140 €
  • Market price estimate 31,500 €

Without a statistically distinct effect in this group: tow bar, parking sensors.

29,500 €30,000 €30,500 €31,000 €8/8/202626/8/202613/9/202630/9/2026
DatePriceChange
08/08/202630,900 €–
12/08/202630,790 €−110 €
26/08/202629,990 €−800 €
29/08/202629,900 €−90 €
07/09/202629,790 €−110 €
26/09/202629,780 €−10 €

Next inspection due around 7/2028

About 22 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 7/2026.

Check with Traficom

Sale periods

Kamux Hämeenlinna, Kanta-Häme 53 days for sale
8/8/202626/8/202613/9/202630/9/2026

Sales

No previous sales.

Listing changes

DateWhatChange
26/09/2026Asking price 29,790 € → 29,780 €
07/09/2026Asking price 29,900 € → 29,790 €
29/08/2026Asking price 29,990 € → 29,900 €
26/08/2026Asking price 30,790 € → 29,990 €
12/08/2026Asking price 30,900 € → 30,790 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 333 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 185 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 185 €/yr

Base tax is based on CO₂ emissions (WLTP), 162 g/km.

The average CO₂ of petrol passenger cars first registered in 2022 was 125.7 g/km (WLTP). This car is 36 g/km above that average, which comes to 59 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive860 €/yr
  • Total insurance1,110 €/yr

≈ 93 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volvo XC40 (2022–2023) · B4 2.0 Hybrid. AWD (145kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 255/45 R19 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (GPC-510).

Order tyres See wheels too →

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Frequently asked questions about this car

Which car has the registration GPC-510?

GPC-510 is a 2023 Volvo XC40 with 145,000 km on the odometer. It is for sale at 29,780 €.

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 29,780 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 31,500 €).

How long has this car been for sale?

The car has been for sale for at least 53 days. The listing entered bilbil.fi's tracking on 08/08/2026.

Has the price been reduced?

Yes. The asking price is 1,120 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2023 and was first registered on 11/08/2022.

How many kilometres has the car covered?

The car's mileage is 145,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 7/2028. A car under 10 years old is inspected every two years.

How common is a 2023 Volvo in Finland?

On 30/06/2026 there were 8,328 Volvo passenger cars first used in 2023 in traffic use in Finland. That is 8.4 % of all cars first used that year, making it the third most common brand of that year among 37 brands. The most common fuel type among them is plug-in hybrid (54.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 185 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 6,051 € in deductible VAT, leaving a net cost of 23,729 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 located?

The car is located in Kanta-Häme (Hämeenlinna, Kanta-Häme).

How much does the car cost to keep per year?

The estimate is 1,295 € per year: vehicle tax 185 €, insurance 1,110 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Hämeenlinna).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.