On sale 8 daysOn sale 8 d
850 €
Auto-Iiro, Sastamala, Pirkanmaa
1 / 7 Image source: Private seller, Nettiauto
The 2003 Skoda Octavia is a front-wheel-drive hatchback, petrol-powered with a manual gearbox. It has an engine displacement of 1.6 litres and an output of 75 kW (102 hp).
The asking price is 850 €. That is in line with bilbil.fi's estimated market price of 900 €. The estimate is based on 380 comparable cars. The chance this car sells within the next 30 days is about 58%.
The asking price has been reduced by 299 € from the original 1,149 €. A dealer typically sells this model in about 13 days and a private seller in about 10 days.
The odometer reads 440,000 km, which works out at about 19,000 km per year. The car was inspected 6/2026, and the next inspection is due an estimated 6/2027.
- Keyless entry and start
This car has been sold before within bilbil.fi's tracking: it sold on 10/07/2026 for 1,100 €, at 440,000 km. It is now listed for 250 € less than in that sale.
Running the car costs an estimated:
- Vehicle tax 196 € per year
- Insurance
without discount 470 €410 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 31 € per month
Vehicle tax and insurance come to about 610 € per year.
The original tyre size is 175/80 R14.
The seller is a private individual, Tuusniemi.
The car has been for sale for 9 days since 04/10/2026.
Basic information
- Registration number
- HZK-157
- Mileage
- 440,000 km
Verify mileage authenticity 20% off
- Engine
- 1.6 l, Petrol
- Model year
- 2003
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Body type
- Hatchback
- Vehicle type
- Passenger car
- Colour
- White
- Tyre size
- 175/80 R14
- Wheel size
- 14″
- Steering position
- Left-hand
- bilbil.fi ID
- 83182
Technical details
- Power
- 75 kW / 102 hp
- Seats
- 5
- Doors
- 4
- Cylinders
- 4
- Turbocharger
- No
- CO2 emissions
- 168 g/km
- Kerb weight
- 1,280 kg
- Gross weight
- 1,790 kg
- Last inspection
- 6/2026
- Type approval number
- e11*95/54*0066
- Gearbox
- Manual
Equipment
- Keyless entry and start
Equipment rating
Asking price: 850 €
- Private seller · 4/7/–10/7/2026
- Private seller · 4/10/–8/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 1,149 € | – | Private seller |
| 06/07/2026 | 1,050 € | −99 € | Private seller |
| 07/07/2026 | 1,000 € | −50 € | Private seller |
| 10/07/2026 | 1,100 € | +100 € | Private seller |
| 04/10/2026 | 1,000 € | – | Private seller |
| 08/10/2026 | 850 € | −150 € | Private seller |
Next inspection due around 6/2027
About 8 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 6/2026.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 22-year-old petrol passenger cars, 46.6% failed their periodic inspection in 2025 (67,165 inspections, median mileage 256,000 km).
Sale periods
Private seller, Tuusniemi, Pohjois-Savo 5 days
Private seller, Tuusniemi, Pohjois-Savo 9 days for sale
4/7/20267/8/202610/9/202613/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 10/07/2026 | 1,100 € from 1,149 € (−49 €) | 440,000 km | 6 days | Private seller, Tuusniemi, Pohjois-Savo |
Listing changes
| Date | What | Change |
|---|---|---|
| 08/10/2026 | Asking price | 1,000 € → 850 € |
| 04/10/2026 | Seller changed | Private seller, Tuusniemi, Pohjois-Savo → Private seller, Tuusniemi, Pohjois-Savo |
| 04/10/2026 | Asking price | 1,100 € → 1,000 € |
| 10/07/2026 | Asking price | 1,000 € → 1,100 € |
| 07/07/2026 | Asking price | 1,050 € → 1,000 € |
| 06/07/2026 | Asking price | 1,149 € → 1,050 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 31 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 196 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 196 €/yr
Base tax is based on CO₂ emissions (NEDC), 168 g/km.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance220 €/yr
- Comprehensive −25%
Without discount 250 €/yr190 €/yr - Total insurance
Without discount 470 €/yr410 €/yr
≈ 34 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Skoda Octavia (1997–2010) · 1.6. hatchback 5dr (75kW)
Tyre sizes for this car
- 175/80 R14 Original
- 235/30 R20 Recommended
- 235/35 R19 Recommended
- 225/40 R18 Recommended
- 225/45 R17 Recommended
- 205/55 R16 Recommended
- 195/65 R15 Recommended
Wheel sizes for this car
14″
15″
16″
17″
18″
19″
20″
Original wheel size: 14″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (HZK-157).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration HZK-157?
HZK-157 is a 2003 Skoda Octavia with 440,000 km on the odometer. It is for sale at 850 €.
How much does Skoda Octavia cost?
Skoda Octavia is for sale at 850 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 900 €).
How long has this car been for sale?
The car has been for sale for at least 9 days. The listing entered bilbil.fi's tracking on 04/10/2026.
Has the price been reduced?
Yes. The asking price is 299 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 10/07/2026 for 1,100 €.
What model year is the car?
The car is model year 2003.
How many kilometres has the car covered?
The car's mileage is 440,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 6/2027. A car over 10 years old is inspected every year.
How common is a 2003 Skoda in Finland?
On 30/06/2026 there were 1,378 Skoda passenger cars first used in 2003 in traffic use in Finland. That is 2 % of all cars first used that year, making it the 14th most common brand of that year among 34 brands. The most common fuel type among them is petrol (86.8 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
What features does the car have?
Notable features include Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 196 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 175/80 R14.
Where is Skoda Octavia located?
The car is located in Pohjois-Savo (Tuusniemi, Pohjois-Savo).
How much does the car cost to keep per year?
The estimate is 606 € per year: vehicle tax 196 €, insurance 410 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Tuusniemi).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.