The 2020 BMW X5 45 M Sport is an all-wheel-drive estate, petrol hybrid-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 210 kW (286 hp). The car is imported from Sweden. Used imports of this make totalled 11,234 cars in 2023–2025, 1,963 of them 2020 cars.

The asking price is 37,990 €. That is in line with bilbil.fi's estimated market price of 36,800 €. The estimate is based on 524 comparable cars. The chance this car sells within the next 30 days is about 48%.

The asking price has been reduced 3 times, by a total of 7,010 € from the original 45,000 €. A dealer typically sells this model in about 17 days and a private seller in about 19 days.

The odometer reads 161,000 km, which works out at about 24,000 km per year. The car was inspected 1/2026, and the next inspection is due an estimated 1/2028.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

This car has been sold before within bilbil.fi's tracking: it sold on 23/07/2026 for 45,000 €, at 157,000 km. It is now listed for 7,010 € less than in that sale. It has covered about 4,000 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,180 € per year.

The original tyre size is 265/50 R19.

The seller is J. Rinta-Jouppi (Helsinki).

The car has been for sale for 18 days since 22/10/2026.

Basic information

Registration number
CNJ-907
Mileage
161,000 km
carVertical Verify mileage authenticity
20% off
Fuel
Hybrid (petrol)
Displacement
2,998 cm³
Model year
2020
First registration
30/01/2020
Type approval number
e1*2007/46*1918
Gearbox
Automatic
Drivetrain
All-wheel drive
Acceleration (0–100)
6.1 s
Body type
Estate
Colour
White
Tyre size
265/50 R19
Wheel size
19″
Last inspection
1/2026
In traffic use in Finland
56 cars
Steering wheel
Left-hand
Imported car
Yes, from Sweden
Battery health
86.8 %
Country of manufacture
United States
Assembly plant
BMW, Spartanburg
bilbil.fi ID
56665

Engine and drivetrain

Engine code
B57D30B
Engine layout
Inline
Cylinders
6
Valves per cylinder
4
Engine position
Front
Fuel injection
Common rail
Forced induction
Twin turbo
Camshaft drive
Timing chain
Fuel grade
Diesel
Power
210 kW / 286 hp
Engine speed at peak power
4,000 rpm
Engine speed at peak torque
1,500 rpm
Number of gears
8
Top speed
235 km/h

Consumption and emissions

Fuel consumption
1.4 l/100 km (combined)
Fuel tank
80 l
AdBlue tank
22 l
CO2 emissions
32 g/km
Emissions test cycle
WLTP
Exhaust aftertreatment
SCR and NOx storage catalysts, particulate filter
Pass-by noise
70 dB

Dimensions and weights

Dimensions (L × W × H)
4,922 × 2,004 × 1,745 mm
Width including mirrors
2,218 mm
Wheelbase
2,975 mm
Ground clearance
214 mm
Turning circle
12.6 m
Approach angle
25.2°
Departure angle
22.3°
Breakover angle
20.2°
Wading depth
500 mm
Boot space
650 l
Boot space, seats folded
1,870 l
Kerb weight
2,510 kg
Gross weight
3,150 kg
Payload
675 kg
Roof load
100 kg
Max towing weight
2,700 kg
Towing weight (unbraked)
750 kg
Tow ball load
140 kg

Body and chassis

Seats
5
Maximum seats
7
Doors
4
Front suspension
Coil springs
Rear suspension
Coil springs
Front brakes
Disc brakes
Rear brakes
Disc brakes
Tyre pressure monitoring
Direct (sensors in the wheels)

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
G05/F95
Produced
2018–2023
Sub-model
G05

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof

Equipment rating

Asking price: 37,990 €

At market price

Market price estimate 36,800 €

Based on asking prices

Compared to 524 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X5, 2020) 22,820 €
  • Fuel type: Hybrid +6,020 €
  • Body type: Estate +2,600 €
  • Premium audio +2,600 €
  • Sunroof or panoramic roof +2,660 €
  • Sold by a dealer +100 €
  • Market price estimate 36,800 €

Without a statistically distinct effect in this group: adaptive cruise control.

37,500 €40,000 €42,500 €45,000 €47,500 €4/7/202616/8/202628/9/20269/11/2026
DatePriceChangeListing
04/07/202645,000 €–Private seller
22/10/202638,400 €–J. Rinta-Jouppi Helsinki
01/11/202638,270 €−130 €J. Rinta-Jouppi Helsinki
07/11/202637,990 €−280 €J. Rinta-Jouppi Helsinki

Next inspection due around 1/2028

About 14 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 1/2026.

Check with Traficom

Failures in the same model series

184 cars of the BMW X5 model series (first registered in 2020) were inspected in 2025. They recorded 15 defects leading to a failure, or 8.2 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 4.3

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 3.3

    6 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Vehicle identification 0.5

    1 defects, All cars 0.6

    Plates and register entries, VIN, documents

Most advisories concerned lights and electrics (9). Median mileage 98,000 km.

Sale periods

Private seller, Outside Finland 18 days
J. Rinta-Jouppi Helsinki, Uusimaa 18 days for sale
4/7/202616/8/202628/9/20269/11/2026

sale

Sales

SoldPriceMileageTime on marketSeller
23/07/202645,000 €157,000 km19 daysPrivate seller, Outside Finland

Listing changes

Change
07/11/2026Asking price J. Rinta-Jouppi Helsinki38,270 € ↓ 37,990 €
01/11/2026Asking price J. Rinta-Jouppi Helsinki38,400 € ↓ 38,270 €
22/10/2026Seller changed Private seller → J. Rinta-Jouppi Helsinki
22/10/2026Asking price J. Rinta-Jouppi Helsinki45,000 € ↓ 38,400 €
22/10/2026Mileage J. Rinta-Jouppi Helsinki157,000 km ↑ 161,000 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Swedennot knownnot knownnot known
2Finland7/2026–11/202637,990 €161,000 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

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€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 423 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 106 €/yr

Base tax is based on CO₂ emissions (WLTP), 32 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 106 g/km below that average, which comes to 33 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance290 €/yr
  • Comprehensive −25% Without discount 1,040 €/yr 780 €/yr
  • Total insuranceWithout discount 1,330 €/yr 1,070 €/yr

≈ 89 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW X5 (2019–2023) · 45e. G05 xDrive. (M=20'') (210kW)

Tyre sizes for this car

  • 265/50 R19 Original
  • 315/30 R22 Recommended
  • 275/35 R22 Recommended
  • 315/35 R21 Recommended
  • 275/40 R21 Recommended
  • 305/40 R20 Recommended
  • 275/45 R20 Recommended
  • 225/55 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CNJ-907).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration CNJ-907?

CNJ-907 is a 2020 BMW X5 45 M Sport with 161,000 km on the odometer. It is for sale at 37,990 €.

How much does BMW X5 45 M Sport cost?

BMW X5 45 M Sport is for sale at 37,990 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 36,800 €).

How long has this car been for sale?

The car has been for sale for at least 18 days. The listing entered bilbil.fi's tracking on 22/10/2026.

Has the price been reduced?

Yes. The asking price is 7,010 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 23/07/2026 for 45,000 €, and it has been driven about 4,000 km more since then.

What model year is the car?

The car is model year 2020 and was first registered on 30/01/2020. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 161,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 1/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

6.5 % of BMW X5 cars first registered in 2020 failed their periodic inspection in 2025 (184 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 BMW in Finland?

On 30/09/2026 there were 6,854 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 1,963 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For BMW X5 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, vehicle identification. That is 8.2 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is hybrid (petrol) and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 265/50 R19.

Where is BMW X5 45 M Sport located?

The car is located in Uusimaa (Helsinki, Uusimaa).

How much does the car cost to keep per year?

The estimate is 1,176 € per year: vehicle tax 106 €, insurance 1,070 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is J. Rinta-Jouppi (Helsinki).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.