On sale 19 daysOn sale 19 d
33,990 €
Kamux Kokkola, Keski-Pohjanmaa
1 / 10 Image source: Private seller, Nettiauto
The 2016 Volvo XC90 D5 AWD Inscription aut is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 121 kW (165 hp). The car is imported from Sweden. Used imports of this make totalled 17,631 cars in 2023–2025, 514 of them 2016 cars.
The asking price is 34,000 €. That is 2,100 € (7%) above bilbil.fi's estimated market price of 31,900 €. The estimate is based on 420 comparable cars. The chance this car sells within the next 30 days is about 51%.
The asking price has been reduced 2 times, by a total of 2,990 € from the original 36,990 €. A dealer typically sells this model in about 15 days and a private seller in about 16 days.
The odometer reads 196,852 km. The most common inspection failure cause in this model series is steering.
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
This car has been sold before within bilbil.fi's tracking: it sold on 03/09/2026 for 35,980 €, at 195,000 km. It is now listed for 1,980 € less than in that sale. It has covered about 1,852 km more since.
Running the car costs an estimated:
- Vehicle tax 787 € per year
- Insurance
without discount 1,030 €830 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 379 € per month
Vehicle tax and insurance come to about 1,620 € per year.
The seller is a private individual, Espoo.
The car has been for sale for 5 days since 08/10/2026.
Basic information
- Registration number
- MSK-498
- Mileage
- 196,852 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Diesel
- Model year
- 2016
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Black
- In traffic use in Finland
- 720 cars
- Steering position
- Left-hand
- Imported car
- Yes, from Sweden
- VIN number
- YV1LFA4BCG1053547
- bilbil.fi ID
- 41605
Technical details
- Power
- 121 kW / 165 hp
- Torque
- 470 Nm
- Acceleration (0–100)
- 7.8 s
- Doors
- 4
- CO2 emissions
- 152 g/km
- Dimensions (L × W × H)
- 4,950 × 1,958 × 1,766 mm
- First registration
- 08/10/2021
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Tow bar
Equipment rating
Asking price: 34,000 €
- Saka Finland Oy, Rovaniemi · 4/7/–1/9/2026
- Private seller · 8/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 36,990 € | – | Saka Finland Oy, Rovaniemi |
| 07/07/2026 | 35,980 € | −1,010 € | Saka Finland Oy, Rovaniemi |
| 01/08/2026 | 35,980 € | – | Saka Finland Oy, Rovaniemi |
| 01/09/2026 | 35,980 € | – | Saka Finland Oy, Rovaniemi |
| 08/10/2026 | 34,000 € | – | Private seller |
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe car was registered in Finland later than its model year, which is typical of an imported car. The inspection interval runs from the original date of first use, so it is derived from the model year.
Failures in the same model series
907 cars of the Volvo XC90 model series (first registered in 2016) were inspected in 2025. They recorded 412 defects leading to a failure, or 45.4 defects per 100 inspections. For cars of the same age nationwide the figure is 24.4. That is clearly more defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Steering 20.8
Steering joints and rods, steering gear
- Axles and suspension 18
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 1.8
Service and parking brake, brake dynamometer tests, stability control
The remaining 10.7 % of defects fall under other items. Most advisories concerned road test and visibility (55). Median mileage 194,000 km.
Sale periods
Saka Finland Oy, Rovaniemi, Lappi 60 days
Private seller, Espoo, Uusimaa 5 days for sale
4/7/20267/8/202610/9/202613/10/2026
sale listing off the market
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 03/09/2026 | 35,980 € from 36,990 € (−1,010 €) | 195,000 km | 61 days | Saka Finland Oy, Rovaniemi, Rovaniemi, Lappi |
Listing changes
| Date | What | Change |
|---|---|---|
| 08/10/2026 | Seller changed | Saka Finland Oy, Rovaniemi → Private seller |
| 08/10/2026 | Asking price Private seller | 35,980 € → 34,000 € |
| 08/10/2026 | Mileage Private seller | 195,000 km → 196,852 km |
| 01/09/2026 | Listing renewed Saka Finland Oy, Rovaniemi | – |
| 01/08/2026 | Listing renewed Saka Finland Oy, Rovaniemi | – |
| 07/07/2026 | Asking price Saka Finland Oy, Rovaniemi | 36,990 € → 35,980 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVertical| Country | Period | Asking price | Odometer |
|---|---|---|---|
| 1Sweden | not known | not known | not known |
| 2Finland | 7/2026–10/2026 | 34,000 € | 196,852 km |
When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 379 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 165 €/yr
- Driving power tax 622 €/yr
- Total vehicle tax 787 €/yr
Base tax is based on CO₂ emissions (WLTP), 152 g/km. Driving power tax is based on gross weight (approx. 3010 kg).
The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 35 g/km below that average, which comes to 83 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance240 €/yr
- Comprehensive −25%
Without discount 790 €/yr590 €/yr - Total insurance
Without discount 1,030 €/yr830 €/yr
≈ 69 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 275/35 R22
- 275/40 R21
- 275/45 R20
- 235/55 R19
- 235/60 R18
Wheel sizes for this model
18″
19″
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration MSK-498?
MSK-498 is a 2016 Volvo XC90 D5 AWD Inscription aut with 196,852 km on the odometer. It is for sale at 34,000 €.
How much does Volvo XC90 D5 AWD Inscription aut cost?
Volvo XC90 D5 AWD Inscription aut is for sale at 34,000 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 31,900 €).
How long has this car been for sale?
The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 08/10/2026.
Has the price been reduced?
Yes. The asking price is 2,990 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 03/09/2026 for 35,980 €, and it has been driven about 1,852 km more since then.
What model year is the car?
The car is model year 2016 and was first registered on 08/10/2021. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 196,852 km.
How often does this model fail its inspection?
31.3 % of Volvo XC90 cars first registered in 2016 failed their periodic inspection in 2025 (907 inspections, median mileage 194,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2016 Volvo in Finland?
On 30/06/2026 there were 11,370 Volvo passenger cars first used in 2016 in traffic use in Finland. That is 8.4 % of all cars first used that year, making it the third most common brand of that year among 33 brands. The most common fuel type among them is diesel (77.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 514 of them were 2016 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What causes inspection failures for this model year?
For Volvo XC90 cars first registered in 2016, defects leading to a failure in 2025 inspections came most often from: steering, axles and suspension, brakes. That is 45.4 defects per 100 inspections, against 24.4 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 787 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC90 D5 AWD Inscription aut located?
The car is located in Uusimaa (Espoo, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,617 € per year: vehicle tax 787 €, insurance 830 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Espoo).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.