On sale 17 daysOn sale 17 d
32,350 €
Bilar99 - Tampere, Pirkanmaa
1 / 5 Image source: KymppiPlus
The 2021 Volvo XC40 T2 Business is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 95 kW (129 hp).
The asking price is 32,370 €. That is 1,430 € (4%) below bilbil.fi's estimated market price of 33,800 €. The estimate is based on 1,587 comparable cars. The chance this car sells within the next 30 days is about 58%.
A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 39,000 km, which works out at about 7,000 km per year. The car was inspected 5/2025, and the next inspection is due an estimated 11/2028. The most common inspection failure cause in this model series is vehicle identification.
- Fuel-operated parking heater
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 194 € per year
- Insurance
without discount 1,060 €850 € per year
25% off comprehensive cover(opens in a new tab) - Fuel 2,613 € per year: 15,000 km, 7.9 l/100 km, petrol 2.21 €/l
- Financing instalment 361 € per month
Vehicle tax, insurance and fuel come to about 3,660 € per year.
The original tyre size is 235/55 R18.
The seller is KymppiPlus (Lempäälä).
The car has been for sale for 3 days since 06/11/2026.
Basic information
- Registration number
- YXL-478
- Mileage
- 39,000 km
Verify mileage authenticity 20% off
- Fuel
- Petrol
- Displacement
- 1,477 cm³
- Model year
- 2021
- First registration
- 16/06/2021
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Acceleration (0–100)
- 10.9 s
- Body type
- SUV
- Colour
- White
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Owners
- 2
- Last inspection
- 5/2025
- Last service
- 5/2026, 20,796 km
- In traffic use in Finland
- 357 cars
- Steering wheel
- Left-hand
- Imported car
- No
- Seats
- 5
- Doors
- 5
- Country of manufacture
- Belgium
- Assembly plant
- Volvo Cars, Ghent
- bilbil.fi ID
- 306116
Engine and drivetrain
- Engine code
- B3154T9
- Cylinders
- 3
- Forced induction
- Yes
- Power
- 95 kW / 129 hp
- Number of gears
- 8
- Top speed
- 180 km/h
Consumption and emissions
- Fuel consumption
- 7.9 l/100 km (combined)
- CO2 emissions
- 166 g/km
- Emission class
- Euro 6
Dimensions and weights
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Wheelbase
- 2,702 mm
- Kerb weight
- 1,625 kg
- Gross weight
- 2,120 kg
- Max towing weight
- 1,600 kg
- Towing weight (unbraked)
- 750 kg
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Power tailgate
- Reversing camera
Equipment rating
Asking price: 32,370 €
No price changes during the tracked period.
Next inspection due around 11/2028
About 2 years left. A car under 10 years old is inspected every two years. According to the listing description, the car was inspected in 11/2026.
Check with Traficom
Failures in the same model series
2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Vehicle identification 0.9
Plates and register entries, VIN, documents
- Axles and suspension 0.4
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 0.3
Service and parking brake, brake dynamometer tests, stability control
The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.
Sale periods
KymppiPlus Lempäälä, Pirkanmaa 3 days for sale
6/11/20267/11/20268/11/20269/11/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 361 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 194 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 194 €/yr
Base tax is based on CO₂ emissions (WLTP), 166 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 36 g/km above that average, which comes to 64 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance230 €/yr
- Comprehensive −25%
Without discount 830 €/yr620 €/yr - Total insurance
Without discount 1,060 €/yr850 €/yr
≈ 71 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · T2 1.5. (95kW)
Tyre sizes for this car
- 235/55 R18 Original
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (YXL-478).
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Frequently asked questions about this car
Which car has the registration YXL-478?
YXL-478 is a 2021 Volvo XC40 T2 Business with 39,000 km on the odometer. It is for sale at 32,370 €.
How much does Volvo XC40 T2 Business cost?
Volvo XC40 T2 Business is for sale at 32,370 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 33,800 €).
How long has this car been for sale?
The car has been for sale for at least 3 days. The listing entered bilbil.fi's tracking on 06/11/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2021 and was first registered on 16/06/2021.
How many kilometres has the car covered?
The car's mileage is 39,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 11/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 Volvo in Finland?
On 30/09/2026 there were 10,630 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.6 % of all cars first used that year, making it the third most common brand of that year among 35 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T2 Business located?
The car is located in Pirkanmaa (Lempäälä, Pirkanmaa).
How many owners has the car had?
According to the listing, the car has had 2 owners.
When was the car last serviced?
According to the listing, the last service was 5/2026, 20,796 km.
How much does the car cost to keep per year?
The estimate is 3,657 € per year: vehicle tax 194 €, insurance 850 €, fuel 2,613 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is KymppiPlus (Lempäälä).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.