The 2019 Volvo XC40 D3 Business is a front-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 110 kW (150 hp).

The asking price is 16,900 €. That is 1,000 € (6%) below bilbil.fi's estimated market price of 17,900 €. The estimate is based on 943 comparable cars. The chance this car sells within the next 30 days is about 54%.

A dealer typically sells this model in about 16 days and a private seller in about 15 days.

The odometer reads 216,000 km, which works out at about 26,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2028. The most common inspection failure cause in this model series is brakes.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • LED headlights
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and fuel come to about 3,560 € per year.

The original tyre size is 235/55 R18.

The seller is Wetteri (Ylivieska).

The car has been for sale for 7 days since 02/11/2026.

Basic information

Registration number
CLU-451
Mileage
216,000 km
carVertical Verify mileage authenticity
20% off
Fuel
Diesel
Displacement
1,969 cm³
Model year
2019
First registration
04/09/2018
Type approval number
e9*2007/46*3146
Gearbox
Automatic
Drivetrain
Front-wheel drive
Acceleration (0–100)
10.2 s
Body type
SUV
Colour
Red
Tyre size
235/55 R18
Wheel size
18″
Last inspection
8/2026
In traffic use in Finland
311 cars
Steering wheel
Left-hand
Imported car
No
Country of manufacture
Belgium
Assembly plant
Volvo Cars, Ghent
bilbil.fi ID
299619

Engine and drivetrain

Engine code
D4204T16
Engine layout
Inline
Cylinders
4
Valves per cylinder
4
Engine position
Front
Fuel injection
Common rail
Forced induction
Turbo
Camshaft drive
Timing belt
Power
110 kW / 150 hp
Engine speed at peak power
3,750 rpm
Engine speed at peak torque
1,750 rpm
Number of gears
8
Top speed
200 km/h

Consumption and emissions

Fuel consumption
6.3 l/100 km (combined)
Fuel tank
54 l
AdBlue tank
14.5 l
CO2 emissions
158 g/km
Emission class
Euro 6
Emissions test cycle
WLTP
Exhaust aftertreatment
SCR catalyst and particulate filter
Pass-by noise
70 dB

Dimensions and weights

Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Width including mirrors
2,034 mm
Wheelbase
2,702 mm
Ground clearance
211 mm
Turning circle
11.8 m
Approach angle
21.7°
Departure angle
30.4°
Breakover angle
21.9°
Wading depth
450 mm
Boot space
433 l
Boot space, seats folded
1,309 l
Kerb weight
1,674 kg
Gross weight
2,180 kg
Payload
434–499 kg
Roof load
75 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Tow ball load
110 kg

Body and chassis

Seats
5
Doors
5
Front suspension
Coil springs
Rear suspension
Coil springs
Front brakes
Disc brakes
Rear brakes
Disc brakes
Tyre pressure monitoring
Direct (sensors in the wheels)

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
Generation 1 (X)
Produced
2018–2021
Sub-model
SUV (X)

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 16,900 €

Below market price

Market price estimate 17,900 €

Based on asking prices

Compared to 943 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2019) 22,960 €
  • Fuel type: Diesel +580 €
  • Automatic transmission +60 €
  • Sold by a dealer +10 €
  • Front-wheel drive −980 €
  • High mileage −4,730 €
  • Market price estimate 17,900 €

Without a statistically distinct effect in this group: tow bar, fuel-operated parking heater.

No price changes during the tracked period.

Next inspection due around 8/2028

About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2026.

Check with Traficom

Failures in the same model series

1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 1.5

    16 defects, All cars 3.3

    Service and parking brake, brake dynamometer tests, stability control

  2. Emissions and leaks 1.4

    15 defects, All cars 1.4

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Axles and suspension 0.9

    9 defects, All cars 6.7

    Front and rear axles, springs and dampers, tyres and wheels

The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.

Sale periods

Wetteri Ylivieska, Pohjois-Pohjanmaa 7 days for sale
2/11/20264/11/20267/11/20269/11/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 191 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 177 €/yr
  • Driving power tax 442 €/yr
  • Total vehicle tax 619 €/yr

Base tax is based on CO₂ emissions (WLTP), 158 g/km. Driving power tax is based on gross weight (2180 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance230 €/yr
  • Comprehensive −25% Without discount 550 €/yr 410 €/yr
  • Total insuranceWithout discount 780 €/yr 640 €/yr

≈ 53 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo XC40 (2018–2025) · D3 2.0. (110kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CLU-451).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration CLU-451?

CLU-451 is a 2019 Volvo XC40 D3 Business with 216,000 km on the odometer. It is for sale at 16,900 €.

How much does Volvo XC40 D3 Business cost?

Volvo XC40 D3 Business is for sale at 16,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 17,900 €).

How long has this car been for sale?

The car has been for sale for at least 7 days. The listing entered bilbil.fi's tracking on 02/11/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2019 and was first registered on 04/09/2018.

How many kilometres has the car covered?

The car's mileage is 216,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 8/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2019 Volvo in Finland?

On 30/09/2026 there were 12,240 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.5 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (42.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Keyless entry and start, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 619 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 D3 Business located?

The car is located in Pohjois-Pohjanmaa (Ylivieska, Pohjois-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 3,558 € per year: vehicle tax 619 €, insurance 640 €, fuel 2,299 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Wetteri (Ylivieska).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.