The 2018 BMW M550d Business is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 294 kW (400 hp).

The asking price is 37,800 €. The chance this car sells within the next 30 days is about 53%.

The asking price has been reduced by 12,100 € from the original 49,900 €. bilbil.fi has no price estimate for this car, because there are too few comparable cars. A dealer typically sells this model in about 20 days and a private seller in about 17 days.

The odometer reads 172,000 km, which works out at about 21,000 km per year. The car was inspected 3/2025, and the next inspection is due an estimated 3/2027. The most common inspection failure cause in this model series is emissions and leaks.

Notable equipment:

  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

This car has been sold before within bilbil.fi's tracking: it sold on 07/10/2026 for 36,800 €, at 172,000 km. It is now listed for 1,000 € more than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 2,030 € per year.

The original tyre size is 245/40 R19.

The seller is J. Rinta-Jouppi (Tampere).

The car has been for sale for 24 days since 16/10/2026.

Basic information

Registration number
XPS-639
Mileage
172,000 km
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20% off
Fuel
Diesel
Displacement
2,993 cm³
Model year
2018
First registration
24/07/2018
Type approval number
e1*2007/46*1750
Gearbox
Automatic
Drivetrain
All-wheel drive
Acceleration (0–100)
4.4 s
Body type
Estate
Colour
Grey
Tyre size
245/40 R19
Wheel size
19″
Last inspection
3/2025
In traffic use in Finland
2 cars
Steering wheel
Left-hand
Country of manufacture
Germany
Assembly plant
BMW, Dingolfing
bilbil.fi ID
29753

Engine and drivetrain

Engine code
B57D30C
Engine layout
Inline
Cylinders
6
Valves per cylinder
4
Engine position
Front
Fuel injection
Common rail
Forced induction
Quad turbo
Camshaft drive
Timing chain
Power
294 kW / 400 hp
Engine speed at peak power
4,400 rpm
Engine speed at peak torque
2,000 rpm
Number of gears
8
Top speed
250 km/h

Consumption and emissions

Fuel consumption
7.4 l/100 km (urban)
Fuel tank
66 l
AdBlue tank
21.5 l
CO2 emissions
206 g/km
Emission class
Euro 6
Emissions test cycle
WLTP or NEDC
Exhaust aftertreatment
SCR and NOx storage catalysts, particulate filter
Pass-by noise
68 dB

Dimensions and weights

Dimensions (L × W × H)
4,962 × 1,868 × 1,488 mm
Width including mirrors
2,126 mm
Wheelbase
2,975 mm
Ground clearance
130 mm
Turning circle
12.2 m
Boot space
570 l
Boot space, seats folded
1,700 l
Kerb weight
2,030 kg
Gross weight
2,620 kg
Payload
590 kg
Roof load
100 kg
Max towing weight
2,000 kg
Towing weight (unbraked)
750 kg
Tow ball load
90 kg

Body and chassis

Seats
5
Doors
4
Front suspension
Coil springs
Rear suspension
Coil springs
Front brakes
Disc brakes
Rear brakes
Disc brakes
Tyre pressure monitoring
Direct (sensors in the wheels)

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
G30/G31/F90
Produced
2017–2020
Sub-model
M Performance Touring (G31)

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 37,800 €

No estimate

No price estimate: there are too few comparable cars.

35,000 €40,000 €45,000 €50,000 €55,000 €3/7/202615/8/202627/9/20269/11/2026
DatePriceChangeListing
03/07/202649,900 €–SCC - Sports Car Center Airport
14/07/202649,900 €–SCC – Sports Car Center
01/08/202644,800 €−5,100 €SCC – Sports Car Center
06/08/202644,800 €–SCC - Sports Car Center Airport
16/08/202639,800 €−5,000 €SCC - Sports Car Center Airport
27/08/202637,900 €−1,900 €SCC - Sports Car Center Airport
30/09/202636,800 €−1,100 €SCC - Sports Car Center Airport
16/10/202638,800 €–J. Rinta-Jouppi Tampere, Hatanpää
05/11/202638,400 €−400 €J. Rinta-Jouppi Tampere, Hatanpää
08/11/202637,800 €−600 €J. Rinta-Jouppi Tampere, Hatanpää

Next inspection due around 3/2027

About 4 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2025.

Check with Traficom

Failures in the same model series

940 cars of the BMW 5-sarja model series (first registered in 2018) were inspected in 2025. They recorded 174 defects leading to a failure, or 18.5 defects per 100 inspections. For cars of the same age nationwide the figure is 17.2. That is about as many defects as in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Emissions and leaks 7

    66 defects, All cars 2

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  2. Axles and suspension 6.6

    62 defects, All cars 8.1

    Front and rear axles, springs and dampers, tyres and wheels

  3. Road test and visibility 2.2

    21 defects, All cars 0.4

    Windscreen and wipers, mirrors, field of view, controls, road test

The remaining 14.4 % of defects fall under other items. Most advisories concerned road test and visibility (54). Median mileage 143,000 km.

Sale periods

SCC - Sports Car Center Airport, Helsinki, Uusimaa 9 days
SCC – Sports Car Center, Helsinki, Uusimaa 21 days
SCC - Sports Car Center Airport, Helsinki, Uusimaa 61 days
J. Rinta-Jouppi Tampere, Hatanpää, Tampere, Pirkanmaa 24 days for sale
3/7/202615/8/202627/9/20269/11/2026

sale

Sales

SoldPriceMileageTime on marketSeller
07/10/202636,800 €172,000 km95 daysSCC - Sports Car Center Airport, Helsinki, Uusimaa

Listing changes

Change
08/11/2026Asking price J. Rinta-Jouppi Tampere, Hatanpää38,400 € ↓ 37,800 €
05/11/2026Asking price J. Rinta-Jouppi Tampere, Hatanpää38,800 € ↓ 38,400 €
21/10/2026Mileage J. Rinta-Jouppi Tampere, Hatanpää171,000 km ↑ 172,000 km
16/10/2026Seller changed SCC - Sports Car Center Airport → J. Rinta-Jouppi Tampere, Hatanpää
16/10/2026Asking price J. Rinta-Jouppi Tampere, Hatanpää36,800 € ↑ 38,800 €
16/10/2026Mileage J. Rinta-Jouppi Tampere, Hatanpää172,000 km ↓ 171,000 km Reading went down, check the odometer history
30/09/2026Asking price SCC - Sports Car Center Airport37,900 € ↓ 36,800 €
27/08/2026Asking price SCC - Sports Car Center Airport39,800 € ↓ 37,900 €
16/08/2026Asking price SCC - Sports Car Center Airport44,800 € ↓ 39,800 €
06/08/2026Moved to another branch SCC – Sports Car Center → SCC - Sports Car Center Airport
01/08/2026Asking price SCC – Sports Car Center49,900 € ↓ 44,800 €
14/07/2026Moved to another branch SCC - Sports Car Center Airport → SCC – Sports Car Center

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 421 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 320 €/yr
  • Driving power tax 542 €/yr
  • Total vehicle tax 862 €/yr

Base tax is based on CO₂ emissions (NEDC), 206 g/km. Driving power tax is based on gross weight (2620 kg).

The average CO₂ of diesel passenger cars first registered in 2018 was 130.4 g/km (NEDC). This car is 76 g/km above that average, which comes to 163 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance330 €/yr
  • Comprehensive −25% Without discount 1,120 €/yr 840 €/yr
  • Total insuranceWithout discount 1,450 €/yr 1,170 €/yr

≈ 98 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW 5-Serie (2017–2020) · M550d xDrive. G31 touring (294kW)

Tyre sizes for this car

  • 275/35 R19 Original
  • 245/40 R19 Original
  • 295/25 R21 Recommended
  • 255/30 R21 Recommended
  • 285/30 R20 Recommended
  • 275/30 R20 Recommended
  • 245/35 R20 Recommended

Wheel sizes for this car

19″
20″
21″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XPS-639).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration XPS-639?

XPS-639 is a 2018 BMW M550d Business with 172,000 km on the odometer. It is for sale at 37,800 €.

How much does BMW M550d Business cost?

BMW M550d Business is for sale at 37,800 €.

How long has this car been for sale?

The car has been for sale for at least 24 days. The listing entered bilbil.fi's tracking on 16/10/2026.

Has the price been reduced?

Yes. The asking price is 12,100 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 07/10/2026 for 36,800 €.

What model year is the car?

The car is model year 2018 and was first registered on 24/07/2018.

How many kilometres has the car covered?

The car's mileage is 172,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 3/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

12.9 % of BMW 5-sarja cars first registered in 2018 failed their periodic inspection in 2025 (940 inspections, median mileage 143,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2018 BMW in Finland?

On 30/09/2026 there were 6,539 BMW passenger cars first used in 2018 in traffic use in Finland. That is 4.9 % of all cars first used that year, making it the 9th most common brand of that year among 31 brands. The most common fuel type among them is diesel (39.8 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 5-sarja cars first registered in 2018, defects leading to a failure in 2025 inspections came most often from: emissions and leaks, axles and suspension, road test and visibility. That is 18.5 defects per 100 inspections, against 17.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 862 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/40 R19.

Where is BMW M550d Business located?

The car is located in Pirkanmaa (Tampere, Pirkanmaa).

How much does the car cost to keep per year?

The estimate is 2,032 € per year: vehicle tax 862 €, insurance 1,170 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is J. Rinta-Jouppi (Tampere).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.