The 2022 Volvo XC40 T4 is a front-wheel-drive SUV, petrol hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 155 kW (211 hp).

The asking price is 23,400 €. That is 1,600 € (6%) below bilbil.fi's estimated market price of 25,000 €. The estimate is based on 1,593 comparable cars. The chance this car sells within the next 30 days is about 53%.

A dealer typically sells this model in about 16 days and a private seller in about 15 days.

The odometer reads 141,000 km, which works out at about 28,000 km per year. The car was inspected 10/2025, and the next inspection is due an estimated 10/2027.

Notable equipment:

  • Fuel-operated parking heater
  • LED headlights
  • Reversing camera
  • Power tailgate

Running the car costs an estimated:

Vehicle tax and insurance come to about 930 € per year.

The original tyre size is 235/55 R18.

The seller is Bilia (Espoo).

The car has been for sale for 10 days since 30/10/2026.

Basic information

Registration number
CPU-286
Mileage
141,000 km
carVertical Verify mileage authenticity
20% off
Fuel
Hybrid (petrol)
Displacement
1,477 cm³
Model year
2022
First registration
10/2021
Type approval number
e9*2007/46*3146
Gearbox
Automatic
Drivetrain
Front-wheel drive
Acceleration (0–100)
8.5 s
Body type
SUV
Colour
White
Tyre size
235/55 R18
Wheel size
18″
Last inspection
10/2025
In traffic use in Finland
432 cars
Steering wheel
Left-hand
Seats
5
Doors
5
Country of manufacture
Belgium
Assembly plant
Volvo Cars, Ghent
bilbil.fi ID
297295

Engine and drivetrain

Engine code
B3154T10
Cylinders
3
Forced induction
Yes
Camshaft drive
Timing belt
Power
155 kW / 211 hp
Number of gears
7
Top speed
180 km/h

Consumption and emissions

Fuel consumption
2.4 l/100 km (extra-urban)
Fuel tank
48 l
CO2 emissions
41 g/km
Emission class
Euro 6

Dimensions and weights

Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Wheelbase
2,702 mm
Max towing weight
1,800 kg

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
Generation 1 (X)
Produced
2018–

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • LED headlights
  • Power tailgate
  • Reversing camera

Equipment rating

Asking price: 23,400 €

Below market price

Market price estimate 25,000 €

Based on asking prices

Compared to 1,593 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2022) 27,760 €
  • Fuel type: Hybrid +2,970 €
  • Automatic transmission +40 €
  • Sold by a dealer +10 €
  • Front-wheel drive −1,190 €
  • High mileage −4,590 €
  • Market price estimate 25,000 €

Without a statistically distinct effect in this group: reversing camera.

DatePriceChange
30/10/202623,400 €–
05/11/202623,400 €–

Next inspection due around 10/2027

About 11 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 10/2025.

Check with Traficom

Sale periods

Bilia Olari, Espoo, Uusimaa 10 days for sale
30/10/20263/11/20266/11/20269/11/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 262 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 106 €/yr

Base tax is based on CO₂ emissions (WLTP), 41 g/km.

The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 89 g/km below that average, which comes to 24 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance260 €/yr
  • Comprehensive −25% Without discount 750 €/yr 560 €/yr
  • Total insuranceWithout discount 1,010 €/yr 820 €/yr

≈ 68 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo XC40 (2018–2025) · T4 1.5 Plug-in Hybrid. (95kW+60kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (CPU-286).

Order tyres See wheels too →

Bilia Complete | https://bilia.fi/fi/auto/Volvo-XC40-CPU-286
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Frequently asked questions about this car

Which car has the registration CPU-286?

CPU-286 is a 2022 Volvo XC40 T4 with 141,000 km on the odometer. It is for sale at 23,400 €.

How much does Volvo XC40 T4 cost?

Volvo XC40 T4 is for sale at 23,400 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 25,000 €).

How long has this car been for sale?

The car has been for sale for at least 10 days. The listing entered bilbil.fi's tracking on 30/10/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2022 and was first registered on 29/10/2021.

How many kilometres has the car covered?

The car's mileage is 141,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 10/2027. A car under 10 years old is inspected every two years.

How common is a 2022 Volvo in Finland?

On 30/09/2026 there were 9,151 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is hybrid (petrol) and the gearbox is automatic.

What features does the car have?

Notable features include Fuel-operated parking heater, LED headlights, Reversing camera, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 T4 located?

The car is located in Uusimaa (Espoo, Uusimaa).

How much does the car cost to keep per year?

The estimate is 926 € per year: vehicle tax 106 €, insurance 820 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Bilia (Espoo).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.