On sale 7 daysOn sale 7 d
19,390 €
Rinta-Joupin Autoliike, Järvenpää, Uusimaa
1 / 25 Image source: Saka
The 2020 Volkswagen Polo GTI is a front-wheel-drive hatchback, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 147 kW (200 hp).
The asking price is 19,190 €. That is in line with bilbil.fi's estimated market price of 19,400 €. The estimate is based on 556 comparable cars. The chance this car sells within the next 30 days is about 65%.
The asking price has been reduced 2 times, by a total of 600 € from the original 19,790 €. A dealer typically sells this model in about 12 days and a private seller in about 9 days.
The odometer reads 126,000 km, which works out at about 20,000 km per year. The most common inspection failure cause in this model series is emissions and leaks.
- Premium audio
- Adaptive cruise control
- LED headlights
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 181 € per year
- Insurance
without discount 860 €710 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 216 € per month
Vehicle tax and insurance come to about 890 € per year.
The original tyre size is 185/60 R16.
The seller is Saka (Porvoo).
The car has been for sale for 12 days since 28/10/2026.
Basic information
- Registration number
- MVZ-986
- Mileage
- 126,000 km
Verify mileage authenticity 20% off
- Fuel
- Petrol
- Displacement
- 1,984 cm³
- Model year
- 2020
- Gearbox
- Dual-clutch automatic
- Drivetrain
- Front-wheel drive
- Acceleration (0–100)
- 6.7 s
- Body type
- Hatchback
- Colour
- Red
- Tyre size
- 185/60 R16
- Wheel size
- 16″
- Last service
- 8/2026, 124,000 km
- In traffic use in Finland
- 1,573 cars
- Steering wheel
- Left-hand
- Imported car
- No
- Country of manufacture
- South Africa
- Assembly plant
- Volkswagen, Kariega
- bilbil.fi ID
- 293213
Engine and drivetrain
- Engine code
- DKZ
- Engine layout
- Inline
- Cylinders
- 4
- Valves per cylinder
- 4
- Engine position
- Front
- Fuel injection
- Direct injection
- Forced induction
- Turbo
- Camshaft drive
- Timing chain
- Fuel grade
- Petrol 95
- Power
- 147 kW / 200 hp
- Engine speed at peak power
- 4,400 rpm
- Engine speed at peak torque
- 1,500 rpm
- Number of gears
- 6
- Top speed
- 238 km/h
Consumption and emissions
- Fuel consumption
- 7.7 l/100 km (urban)
- Fuel tank
- 40 l
- CO2 emissions
- 160 g/km
- Emission class
- Euro 6
- Emissions test cycle
- WLTP
- Exhaust aftertreatment
- Petrol particulate filter
- Pass-by noise
- 70 dB
Dimensions and weights
- Dimensions (L × W × H)
- 4,169 × 1,751 × 1,461 mm
- Width including mirrors
- 1,964 mm
- Wheelbase
- 2,549 mm
- Turning circle
- 10.6 m
- Boot space
- 305 l
- Boot space, seats folded
- 1,079 l
- Kerb weight
- 1,389 kg
- Gross weight
- 1,780 kg
- Payload
- 425–430 kg
- Roof load
- 75 kg
- Max towing weight
- 1,200 kg
- Towing weight (unbraked)
- 670 kg
- Tow ball load
- 50 kg
Body and chassis
- Seats
- 5
- Doors
- 5
- Front suspension
- Coil springs
- Rear suspension
- Coil springs
- Front brakes
- Disc brakes
- Rear brakes
- Disc brakes
- Tyre pressure monitoring
- Indirect (ABS sensors)
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Generation
- VI (AW)
- Produced
- 2017–2021
- Sub-model
- GTI (AW)
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Leather upholstery
- LED headlights
- Parking sensors
- Premium audio
Equipment rating
Asking price: 19,190 €
| Date | Price | Change |
|---|---|---|
| 28/10/2026 | 19,790 € | – |
| 31/10/2026 | 19,490 € | −300 € |
| 07/11/2026 | 19,190 € | −300 € |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
154 cars of the Volkswagen POLO model series (first registered in 2020) were inspected in 2025. They recorded 19 defects leading to a failure, or 12.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Emissions and leaks 4.5
Exhaust measurement, OBD system, oil, fluid and fuel leaks
- Steering 2.6
Steering joints and rods, steering gear
- Axles and suspension 1.9
Front and rear axles, springs and dampers, tyres and wheels
The remaining 26.3 % of defects fall under other items. Most advisories concerned road test and visibility (7). Median mileage 67,000 km.
Sale periods
Saka Finland Oy Porvoo, Uusimaa 12 days for sale
28/10/20261/11/20265/11/20269/11/2026
Sales
No previous sales.
Listing changes
| Change | ||
|---|---|---|
| 07/11/2026 | Asking price | 19,490 € ↓ 19,190 € |
| 31/10/2026 | Asking price | 19,790 € ↓ 19,490 € |
| 29/10/2026 | Mileage | 125,000 km ↑ 126,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 216 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 181 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 181 €/yr
Base tax is based on CO₂ emissions (WLTP), 160 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 22 g/km above that average, which comes to 42 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance250 €/yr
- Comprehensive −25%
Without discount 610 €/yr460 €/yr - Total insurance
Without discount 860 €/yr710 €/yr
≈ 59 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volkswagen Polo (2018–2024) · VI 2.0 TFSI. 200 (147kW)
Tyre sizes for this car
- 185/60 R16 Original
- 215/35 R19 Recommended
- 215/40 R18 Recommended
- 215/45 R17 Recommended
- 195/55 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
Original wheel size: 16″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (MVZ-986).
Order tyres See wheels too →Similar cars on sale
On sale 13 daysOn sale 13 d
18,990 €
K-Auto Seinäjoki, Etelä-Pohjanmaa
On sale 10 daysOn sale 10 d
19,400 €
Saka Finland Oy Järvenpää, Uusimaa
On sale 18 daysOn sale 18 d
18,890 €
K-Auto Hyvinkää, Uusimaa
On sale 20 daysOn sale 20 d
19,500 €
K-Auto Lempäälä Ideapark, Lempäälä, Pirkanmaa
On sale 35 daysOn sale 35 d
19,500 €
Hedin Automotive BMW Helsinki, Uusimaa
On sale 4 daysOn sale 4 d
18,850 €
Autoliike Miettinen, Kuopio, Pohjois-Savo
On sale 60 daysOn sale 60 d
19,590 €
Käyttöauto Oy Kauhajoki, Etelä-Pohjanmaa
Frequently asked questions about this car
Which car has the registration MVZ-986?
MVZ-986 is a 2020 Volkswagen Polo GTI with 126,000 km on the odometer. It is for sale at 19,190 €.
How much does Volkswagen Polo GTI cost?
Volkswagen Polo GTI is for sale at 19,190 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 19,400 €).
How long has this car been for sale?
The car has been for sale for at least 12 days. The listing entered bilbil.fi's tracking on 28/10/2026.
Has the price been reduced?
Yes. The asking price is 600 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020.
How many kilometres has the car covered?
The car's mileage is 126,000 km.
How often does this model fail its inspection?
10.4 % of Volkswagen POLO cars first registered in 2020 failed their periodic inspection in 2025 (154 inspections, median mileage 67,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volkswagen in Finland?
On 30/09/2026 there were 12,698 Volkswagen passenger cars first used in 2020 in traffic use in Finland. That is 10.5 % of all cars first used that year, making it the third most common brand of that year among 33 brands. The most common fuel type among them is petrol (50.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volkswagen POLO cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: emissions and leaks, steering, axles and suspension. That is 12.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Premium audio, Adaptive cruise control, LED headlights, Parking sensors, Leather upholstery. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 181 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 185/60 R16.
Where is Volkswagen Polo GTI located?
The car is located in Uusimaa (Porvoo, Uusimaa).
When was the car last serviced?
According to the listing, the last service was 8/2026, 124,000 km.
How much does the car cost to keep per year?
The estimate is 891 € per year: vehicle tax 181 €, insurance 710 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Porvoo).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.