The 2021 Opel Insignia 2.0 Diesel is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 128 kW (174 hp).

The asking price is 19,490 €. That is 1,090 € (6%) above bilbil.fi's estimated market price of 18,400 €. The estimate is based on 277 comparable cars. The chance this car sells within the next 30 days is about 49%.

The asking price has been reduced once, by 1,000 € from the original 20,490 €. A dealer typically sells this model in about 18 days and a private seller in about 17 days.

The odometer reads 133,000 km, which works out at about 25,000 km per year.

Notable equipment:

  • Tow bar
  • Adaptive cruise control
  • LED headlights
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and fuel come to about 3,790 € per year.

The original tyre size is 225/55 R17.

The seller is SAKA (Kaarina).

The car has been for sale for 13 days since 27/10/2026.

Basic information

Registration number
XXO-436
Mileage
133,000 km
carVertical Verify mileage authenticity
20% off
Fuel
Diesel
Displacement
1,995 cm³
Model year
2021
Type approval number
e8*2007/46*0264
Gearbox
Automatic
Drivetrain
All-wheel drive
Acceleration (0–100)
9.1 s
Body type
Estate
Tyre size
225/55 R17
Wheel size
17″
In traffic use in Finland
2 cars
Steering wheel
Left-hand
Imported car
No
Country of manufacture
Germany
Assembly plant
Stellantis, Rüsselsheim
bilbil.fi ID
290707

Engine and drivetrain

Engine code
LSQ
Engine layout
Inline
Cylinders
4
Valves per cylinder
4
Engine position
Front
Fuel injection
Common rail
Forced induction
Turbo
Camshaft drive
Timing chain
Power
128 kW / 174 hp
Engine speed at peak power
3,500 rpm
Engine speed at peak torque
1,500 rpm
Number of gears
8
Top speed
220 km/h

Consumption and emissions

Fuel consumption
6.7 l/100 km (combined)
Fuel tank
62 l
AdBlue tank
15 l
CO2 emissions
159 g/km
Emission class
Euro 6
Emissions test cycle
WLTP
Exhaust aftertreatment
SCR catalyst and particulate filter
Pass-by noise
68 dB

Dimensions and weights

Dimensions (L × W × H)
4,995 × 1,863 × 1,500 mm
Width including mirrors
2,093 mm
Wheelbase
2,829 mm
Turning circle
11.7 m
Boot space
560 l
Boot space, seats folded
1,665 l
Kerb weight
1,735 kg
Payload
595 kg
Roof load
90–100 kg
Max towing weight
900 kg
Towing weight (unbraked)
750 kg
Tow ball load
90 kg

Body and chassis

Seats
5
Doors
5
Front suspension
Coil springs
Rear suspension
Coil springs
Front brakes
Disc brakes
Rear brakes
Disc brakes
Tyre pressure monitoring
Indirect (ABS sensors)

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
B facelift (INSIGNIA-B)
Produced
2020–2022
Sub-model
Sports Tourer (INSIGNIA-B)

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 19,490 €

Above market price

Market price estimate 18,400 €

Based on asking prices

Compared to 277 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Opel Insignia, 2021) 18,770 €
  • All-wheel drive +1,600 €
  • Leather upholstery +520 €
  • Automatic transmission +290 €
  • Sold by a dealer +50 €
  • Fuel type: Diesel −2,830 €
  • Market price estimate 18,400 €

Without a statistically distinct effect in this group: tow bar, power tailgate, adaptive cruise control, keyless entry and start.

19,000 €19,500 €20,000 €20,500 €21,000 €27/10/202631/10/20265/11/20269/11/2026
DatePriceChange
27/10/202620,490 €–
05/11/202619,490 €−1,000 €

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

269 cars of the Opel INSIGNIA model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 18.6 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly more defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 8.9

    24 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 5.9

    16 defects, All cars 0.7

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Brakes 1.5

    4 defects, All cars 1.5

    Service and parking brake, brake dynamometer tests, stability control

The remaining 12 % of defects fall under other items. Most advisories concerned lights and electrics (8). Median mileage 74,000 km.

Sale periods

SAKA Finland Oy Kaarina, Varsinais-Suomi 13 days for sale
27/10/202631/10/20265/11/20269/11/2026

Sales

No previous sales.

Listing changes

DateWhatChange
05/11/2026Asking price 20,490 € ↓ 19,490 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 219 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 179 €/yr
  • Driving power tax 442 €/yr
  • Total vehicle tax 621 €/yr

Base tax is based on CO₂ emissions (WLTP), 159 g/km. Driving power tax is based on gross weight (approx. 2110 kg).

The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 28 g/km below that average, which comes to 69 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance240 €/yr
  • Comprehensive −25% Without discount 640 €/yr 480 €/yr
  • Total insuranceWithout discount 880 €/yr 720 €/yr

≈ 60 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Opel Insignia (2021–2021) · 2.0 CDTi 4x4. Sports Tourer (128kW)

Tyre sizes for this car

  • 225/55 R17 Original
  • 245/30 R21 Recommended
  • 245/35 R20 Recommended
  • 245/40 R19 Recommended
  • 245/45 R18 Recommended
  • 215/55 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 17″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XXO-436).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration XXO-436?

XXO-436 is a 2021 Opel Insignia 2.0 Diesel with 133,000 km on the odometer. It is for sale at 19,490 €.

How much does Opel Insignia 2.0 Diesel cost?

Opel Insignia 2.0 Diesel is for sale at 19,490 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 18,400 €).

How long has this car been for sale?

The car has been for sale for at least 13 days. The listing entered bilbil.fi's tracking on 27/10/2026.

Has the price been reduced?

Yes. The asking price is 1,000 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021.

How many kilometres has the car covered?

The car's mileage is 133,000 km.

How often does this model fail its inspection?

13.8 % of Opel INSIGNIA cars first registered in 2021 failed their periodic inspection in 2025 (269 inspections, median mileage 74,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Opel in Finland?

On 30/09/2026 there were 2,979 Opel passenger cars first used in 2021 in traffic use in Finland. That is 2.4 % of all cars first used that year, making it the 14th most common brand of that year among 35 brands. The most common fuel type among them is petrol (74.4 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Opel INSIGNIA cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, brakes. That is 18.6 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Adaptive cruise control, LED headlights, Keyless entry and start, Power tailgate. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 621 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/55 R17.

Where is Opel Insignia 2.0 Diesel located?

The car is located in Varsinais-Suomi (Kaarina, Varsinais-Suomi).

How much does the car cost to keep per year?

The estimate is 3,786 € per year: vehicle tax 621 €, insurance 720 €, fuel 2,445 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is SAKA (Kaarina).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.