The 2012 BMW 525d is a rear-wheel-drive sedan, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 160 kW (218 hp). The car is imported from Germany. Used imports of this make totalled 11,234 cars in 2023–2025, 91 of them 2012 cars.

The asking price is 8,870 €. That is 1,530 € (15%) below bilbil.fi's estimated market price of 10,400 €. The estimate is based on 163 comparable cars. The chance this car sells within the next 30 days is about 77%.

The asking price has been reduced 2 times, by a total of 1,030 € from the original 9,900 €. A dealer typically sells this model in about 13 days and a private seller in about 14 days.

The odometer reads 300,000 km, which works out at about 21,000 km per year. The most common inspection failure cause in this model series is axles and suspension.

Notable equipment:

  • Sunroof or panoramic roof
  • Adaptive cruise control
  • Keyless entry and start
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,220 € per year.

The original tyre size is 245/45 R18.

The seller is Saka (Kouvola).

The car has been for sale for 14 days since 26/10/2026.

Basic information

Registration number
KTO-545
Mileage
300,000 km
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Fuel
Diesel
Displacement
1,995 cm³
Model year
2012
Type approval number
e1*2007/46*0363
Gearbox
Automatic
Drivetrain
Rear-wheel drive
Acceleration (0–100)
7 s
Body type
Sedan
Tyre size
245/45 R18
Wheel size
18″
In traffic use in Finland
3 cars
Steering wheel
Left-hand
Imported car
Yes, from Germany
Country of manufacture
Germany
Assembly plant
BMW, Dingolfing
bilbil.fi ID
289714

Engine and drivetrain

Engine code
N47D20D
Engine layout
Inline
Cylinders
4
Valves per cylinder
4
Engine position
Front
Fuel injection
Common rail
Forced induction
Twin turbo
Camshaft drive
Timing chain
Power
160 kW / 218 hp
Engine speed at peak power
4,400 rpm
Engine speed at peak torque
1,500 rpm
Number of gears
8
Top speed
239 km/h

Consumption and emissions

Fuel consumption
5.8 l/100 km (urban)
Fuel tank
70 l
CO2 emissions
130 g/km
Exhaust aftertreatment
Particulate filter
Pass-by noise
72 dB

Dimensions and weights

Dimensions (L × W × H)
4,899 × 1,860 × 1,475 mm
Width including mirrors
2,094 mm
Wheelbase
2,968 mm
Ground clearance
141 mm
Turning circle
12 m
Boot space
520 l
Kerb weight
1,725 kg
Gross weight
2,260 kg
Payload
535 kg
Roof load
100 kg
Max towing weight
2,000 kg
Towing weight (unbraked)
750 kg
Tow ball load
90 kg

Body and chassis

Seats
5
Doors
4
Front suspension
Coil springs
Rear suspension
Coil springs
Front brakes
Disc brakes
Rear brakes
Disc brakes
Tyre pressure monitoring
Direct (sensors in the wheels)

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
F07/F10/F10M/F11
Produced
2009–2013
Sub-model
F10

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • Parking sensors
  • Sunroof or panoramic roof

Equipment rating

Asking price: 8,870 €

Below market price

Market price estimate 10,400 €

Based on asking prices

Compared to 163 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 525, 2012) 9,410 €
  • Rear-wheel drive +500 €
  • Sold by a dealer +460 €
  • Two sets of tyres +30 €
  • Market price estimate 10,400 €

Without a statistically distinct effect in this group: body type: sedan, leather upholstery, keyless entry and start.

8,500 €9,000 €9,500 €10,000 €26/10/202631/10/20265/11/20269/11/2026
DatePriceChange
26/10/20269,900 €–
05/11/20268,900 €−1,000 €
06/11/20268,870 €−30 €

Next inspection

A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

2,233 cars of the BMW 5-sarja model series (first registered in 2012) were inspected in 2025. They recorded 830 defects leading to a failure, or 37.2 defects per 100 inspections. For cars of the same age nationwide the figure is 41.9. That is fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 24.4

    544 defects, All cars 19

    Front and rear axles, springs and dampers, tyres and wheels

  2. Steering 4.5

    101 defects, All cars 3.4

    Steering joints and rods, steering gear

  3. Brakes 3.5

    78 defects, All cars 11.8

    Service and parking brake, brake dynamometer tests, stability control

The remaining 12.9 % of defects fall under other items. Most advisories concerned lights and electrics (635). Median mileage 276,000 km.

Sale periods

Saka Finland Oy Kouvola, Kymenlaakso 14 days for sale
26/10/202631/10/20265/11/20269/11/2026

Sales

No previous sales.

Listing changes

Change
06/11/2026Asking price 8,900 € ↓ 8,870 €
05/11/2026Asking price 9,900 € ↓ 8,900 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Germanynot knownnot knownnot known
2Finland10/2026–11/20268,870 €300,000 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
9 years
1 year 9 years
Estimated monthly instalment approx. 111 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 158 €/yr
  • Driving power tax 502 €/yr
  • Total vehicle tax 660 €/yr

Base tax is based on CO₂ emissions (NEDC), 130 g/km. Driving power tax is based on gross weight (approx. 2420 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance260 €/yr
  • Comprehensive −25% Without discount 400 €/yr 300 €/yr
  • Total insuranceWithout discount 660 €/yr 560 €/yr

≈ 47 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW 5-Serie (2010–2017) · 525d. F10 sedan (exkl M-sport) (160kW)

Tyre sizes for this car

  • 245/45 R18 Original
  • 225/55 R17 Original
  • 295/25 R21 Recommended
  • 255/30 R21 Recommended
  • 285/30 R20 Recommended
  • 275/30 R20 Recommended
  • 245/35 R20 Recommended
  • 275/35 R19 Recommended
  • 245/40 R19 Recommended
  • 275/40 R18 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (KTO-545).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration KTO-545?

KTO-545 is a 2012 BMW 525d with 300,000 km on the odometer. It is for sale at 8,870 €.

How much does BMW 525d cost?

BMW 525d is for sale at 8,870 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 10,400 €).

How long has this car been for sale?

The car has been for sale for at least 14 days. The listing entered bilbil.fi's tracking on 26/10/2026.

Has the price been reduced?

Yes. The asking price is 1,030 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2012. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 300,000 km.

How often does this model fail its inspection?

26.2 % of BMW 5-sarja cars first registered in 2012 failed their periodic inspection in 2025 (2,233 inspections, median mileage 276,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2012 BMW in Finland?

On 30/09/2026 there were 6,107 BMW passenger cars first used in 2012 in traffic use in Finland. That is 5.6 % of all cars first used that year, making it the 9th most common brand of that year among 32 brands. The most common fuel type among them is diesel (78.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

11,234 used BMW passenger cars were imported into Finland in 2023–2025, 9.2% of all used passenger-car imports; 91 of them were 2012 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For BMW 5-sarja cars first registered in 2012, defects leading to a failure in 2025 inspections came most often from: axles and suspension, steering, brakes. That is 37.2 defects per 100 inspections, against 41.9 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Adaptive cruise control, Keyless entry and start, Parking sensors, Leather upholstery. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 660 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/45 R18.

Where is BMW 525d located?

The car is located in Kymenlaakso (Kouvola, Kymenlaakso).

How much does the car cost to keep per year?

The estimate is 1,220 € per year: vehicle tax 660 €, insurance 560 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Kouvola).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.