19,990 €
J. Rinta-Jouppi Jyväskylä, Keski-Suomi
The 2019 Volvo XC40 D3 Business is a front-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 110 kW (150 hp).
The asking price is 19,970 €. That is in line with bilbil.fi's estimated market price of 19,600 €. The estimate is based on 943 comparable cars. The chance this car sells within the next 30 days is about 50%.
A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 195,000 km, which works out at about 25,000 km per year. The car was inspected 10/2025, and the next inspection is due an estimated 10/2027. The most common inspection failure cause in this model series is brakes.
Running the car costs an estimated:
Vehicle tax, insurance and fuel come to about 3,600 € per year.
The original tyre size is 235/55 R18.
The seller is KymppiPlus (Turku).
The car has been for sale for 16 days since 24/10/2026.
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
Asking price: 19,970 €
No price changes during the tracked period.
1,055 cars of the Volvo XC40 model series (first registered in 2019) were inspected in 2025. They recorded 46 defects leading to a failure, or 4.4 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Service and parking brake, brake dynamometer tests, stability control
Exhaust measurement, OBD system, oil, fluid and fuel leaks
Front and rear axles, springs and dampers, tyres and wheels
The remaining 13 % of defects fall under other items. Most advisories concerned road test and visibility (31). Median mileage 96,000 km.
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 158 g/km. Driving power tax is based on gross weight (2180 kg).
The average CO₂ of diesel passenger cars first registered in 2019 was 164.2 g/km (WLTP). This car is 6 g/km below that average, which comes to 13 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
≈ 57 €/mo
Request a quoteThe campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · D3 2.0. (110kW)
Original wheel size: 18″
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XXC-828).
Order tyres See wheels too →
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XXC-828 is a 2019 Volvo XC40 D3 Business with 195,000 km on the odometer. It is for sale at 19,970 €.
Volvo XC40 D3 Business is for sale at 19,970 €.
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 19,600 €).
The car has been for sale for at least 16 days. The listing entered bilbil.fi's tracking on 24/10/2026.
No earlier completed sales are on record for this car.
The car is model year 2019 and was first registered on 27/03/2019.
The car's mileage is 195,000 km.
Based on the listing data, the next inspection is due around 10/2027. A car under 10 years old is inspected every two years.
3.1 % of Volvo XC40 cars first registered in 2019 failed their periodic inspection in 2025 (1,055 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/09/2026 there were 12,240 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.5 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (42.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
For Volvo XC40 cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: brakes, emissions and leaks, axles and suspension. That is 4.4 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is diesel and the gearbox is automatic.
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
Vehicle tax is 619 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car's original tyre size is 235/55 R18.
The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).
According to the listing, the last service was 2/2026, 189,659 km.
The estimate is 3,598 € per year: vehicle tax 619 €, insurance 680 €, fuel 2,299 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is KymppiPlus (Turku).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.