The 2021 BMW X3 20d Luxury Line Business is an all-wheel-drive SUV, diesel hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 25,790 €. That is 1,590 € (7%) above bilbil.fi's estimated market price of 24,200 €. The estimate is based on 520 comparable cars. The chance this car sells within the next 30 days is about 44%.

The asking price has been reduced 2 times, by a total of 100 € from the original 25,890 €. A dealer typically sells this model in about 23 days and a private seller in about 27 days.

The odometer reads 225,000 km, which works out at about 45,000 km per year. The car was inspected 12/2025, and the next inspection is due 12/2027. The most common inspection failure cause in this model series is lights and electrics.

Notable equipment:

  • Sunroof or panoramic roof
  • Tow bar
  • Fuel-operated parking heater
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and fuel come to about 3,040 € per year.

The original tyre size is 245/50 R19.

The seller is LänsiAuto (Turku).

The car has been for sale for 20 days since 20/10/2026.

Basic information

Registration number
XPR-654
Mileage
225,000 km
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Fuel
Hybrid (diesel)
Displacement
1,995 cm³
Model year
2021
First registration
26/11/2021
Type approval number
e1*2007/46*1797
Gearbox
Automatic
Drivetrain
All-wheel drive
Acceleration (0–100)
7.9 s
Body type
SUV
Colour
White
Tyre size
245/50 R19
Wheel size
19″
Owners
2
Last inspection
12/2025
In traffic use in Finland
2 cars
Steering wheel
Left-hand
Imported car
No
Seats
5
Doors
4
Country of manufacture
South Africa
Assembly plant
BMW, Rosslyn
bilbil.fi ID
280947

Engine and drivetrain

Engine code
B47D20B
Cylinders
4
Forced induction
Yes
Camshaft drive
Timing chain
Power
140 kW / 190 hp
Number of gears
8
Top speed
213 km/h

Consumption and emissions

Fuel consumption
6.1 l/100 km (combined)
Fuel tank
60 l
CO2 emissions
160 g/km
Emission class
Euro 6

Dimensions and weights

Dimensions (L × W × H)
4,708 × 1,891 × 1,676 mm
Wheelbase
2,864 mm
Kerb weight
1,910 kg
Gross weight
2,500 kg
Max towing weight
2,400 kg
Towing weight (unbraked)
750 kg

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
G01/F97
Produced
2017–2024

Gearbox
Automatic

Equipment

  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 25,790 €

Above market price

Market price estimate 24,200 €

Based on asking prices

Compared to 520 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X3, 2021) 27,150 €
  • Fuel type: Hybrid +3,820 €
  • Sunroof or panoramic roof +1,440 €
  • Reversing camera +1,280 €
  • Tow bar +700 €
  • Sold by a dealer +50 €
  • High mileage −10,240 €
  • Market price estimate 24,200 €

Without a statistically distinct effect in this group: leather upholstery.

25,750 €25,800 €25,850 €25,900 €20/10/202627/10/20263/11/20269/11/2026
DatePriceChange
20/10/202625,890 €–
28/10/202625,880 €−10 €
04/11/202625,790 €−90 €

Next inspection due 12/2027

About 13 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 12/2025.

Check with Traficom

Failures in the same model series

706 cars of the BMW X3 model series (first registered in 2021) were inspected in 2025. They recorded 30 defects leading to a failure, or 4.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Lights and electrics 1.1

    8 defects, All cars 0.1

    Dipped, main, brake and indicator lights, battery and wiring, horn

  2. Axles and suspension 0.8

    6 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Road test and visibility 0.8

    6 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

The remaining 33.3 % of defects fall under other items. Most advisories concerned road test and visibility (32). Median mileage 69,000 km.

Sale periods

LänsiAuto Turku, Varsinais-Suomi 20 days for sale
20/10/202627/10/20263/11/20269/11/2026

Sales

No previous sales.

Listing changes

Change
04/11/2026Asking price 25,880 € ↓ 25,790 €
28/10/2026Asking price 25,890 € ↓ 25,880 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 289 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 181 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 181 €/yr

Base tax is based on CO₂ emissions (WLTP), 160 g/km.

The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 30 g/km above that average, which comes to 51 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance250 €/yr
  • Comprehensive −25% Without discount 780 €/yr 590 €/yr
  • Total insuranceWithout discount 1,030 €/yr 840 €/yr

≈ 70 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

BMW X3 (2018–2024) · 20d hybrid. xDrive G01 (140kW)

Tyre sizes for this car

  • 245/50 R19 Original
  • 285/30 R22 Recommended
  • 255/35 R22 Recommended
  • 275/35 R21 Recommended
  • 245/40 R21 Recommended
  • 275/40 R20 Recommended
  • 245/45 R20 Recommended
  • 225/60 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XPR-654).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration XPR-654?

XPR-654 is a 2021 BMW X3 20d Luxury Line Business with 225,000 km on the odometer. It is for sale at 25,790 €.

How much does BMW X3 20d Luxury Line Business cost?

BMW X3 20d Luxury Line Business is for sale at 25,790 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 24,200 €).

How long has this car been for sale?

The car has been for sale for at least 20 days. The listing entered bilbil.fi's tracking on 20/10/2026.

Has the price been reduced?

Yes. The asking price is 100 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021 and was first registered on 26/11/2021.

How many kilometres has the car covered?

The car's mileage is 225,000 km.

When is the car due for its next inspection?

According to the listing, the next inspection is due 12/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

3.8 % of BMW X3 cars first registered in 2021 failed their periodic inspection in 2025 (706 inspections, median mileage 69,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 BMW in Finland?

On 30/09/2026 there were 7,380 BMW passenger cars first used in 2021 in traffic use in Finland. That is 6 % of all cars first used that year, making it the 7th most common brand of that year among 35 brands. The most common fuel type among them is plug-in hybrid (71.4 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW X3 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: lights and electrics, axles and suspension, road test and visibility. That is 4.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is hybrid (diesel) and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Tow bar, Fuel-operated parking heater, LED headlights, Reversing camera. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 181 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 245/50 R19.

Where is BMW X3 20d Luxury Line Business located?

The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).

How many owners has the car had?

According to the listing, the car has had 2 owners.

How much does the car cost to keep per year?

The estimate is 3,039 € per year: vehicle tax 181 €, insurance 840 €, fuel 2,018 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is LänsiAuto (Turku).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.