On sale 52 daysOn sale 52 d
32,900 €
Hedin Automotive BMW Helsinki, Uusimaa
1 / 30 Image source: Veho
The 2020 BMW X4 20d xLine Business is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 32,700 €. That is 1,800 € (6%) above bilbil.fi's estimated market price of 30,900 €. The estimate is based on 55 comparable cars. The chance this car sells within the next 30 days is about 31%.
The asking price has been reduced once, by 200 € from the original 32,900 €. A dealer typically sells this model in about 20 days and a private seller in about 28 days.
The odometer reads 185,500 km, which works out at about 31,000 km per year. The car was inspected 11/2024, and the next inspection is due an estimated 11/2026.
- Tow bar
- Fuel-operated parking heater
- LED headlights
- Reversing camera
- Keyless entry and start
Running the car costs an estimated:
- Vehicle tax 655 € per year
- Insurance
without discount 1,090 €880 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 365 € per month
Vehicle tax and insurance come to about 1,540 € per year.
The original tyre size is 225/60 R18.
The seller is Veho (Tampere).
The car has been for sale for 24 days since 16/10/2026.
Basic information
- Registration number
- IZF-664
- Mileage
- 185,500 km
Verify mileage authenticity 20% off
- Fuel
- Diesel
- Displacement
- 1,995 cm³
- Model year
- 2020
- First registration
- 18/12/2020
- Type approval number
- e1*2007/46*1881
- Gearbox
- Automatic
- Drivetrain
- All-wheel drive
- Acceleration (0–100)
- 8 s
- Body type
- SUV
- Colour
- Black
- Tyre size
- 225/60 R18
- Wheel size
- 18″
- Last inspection
- 11/2024
- Last service
- 5/2026
- In traffic use in Finland
- 2 cars
- Steering wheel
- Left-hand
- Country of manufacture
- United States
- Assembly plant
- BMW, Spartanburg
- bilbil.fi ID
- 274997
Engine and drivetrain
- Engine code
- B47D20B
- Engine layout
- Inline
- Cylinders
- 4
- Valves per cylinder
- 4
- Engine position
- Front
- Forced induction
- Turbo
- Camshaft drive
- Timing chain
- Power
- 140 kW / 190 hp
- Engine speed at peak power
- 4,000 rpm
- Engine speed at peak torque
- 1,750 rpm
- Number of gears
- 8
- Top speed
- 213 km/h
Consumption and emissions
- Fuel tank
- 68 l
- AdBlue tank
- 20.5 l
- CO2 emissions
- 156 g/km
- Emissions test cycle
- WLTP
- Exhaust aftertreatment
- SCR and NOx storage catalysts, particulate filter
- Pass-by noise
- 68 dB
Dimensions and weights
- Dimensions (L × W × H)
- 4,752 × 1,918 × 1,621 mm
- Width including mirrors
- 2,138 mm
- Wheelbase
- 2,864 mm
- Ground clearance
- 204 mm
- Turning circle
- 12.1 m
- Approach angle
- 25°
- Departure angle
- 21.9°
- Breakover angle
- 20°
- Wading depth
- 500 mm
- Boot space
- 525 l
- Boot space, seats folded
- 1,430 l
- Kerb weight
- 1,925 kg
- Gross weight
- 2,335 kg
- Payload
- 565 kg
- Roof load
- 100 kg
- Max towing weight
- 2,400 kg
- Towing weight (unbraked)
- 750 kg
- Tow ball load
- 100 kg
Body and chassis
- Seats
- 5
- Doors
- 4
- Front suspension
- Coil springs
- Rear suspension
- Coil springs
- Front brakes
- Disc brakes
- Rear brakes
- Disc brakes
- Tyre pressure monitoring
- Direct (sensors in the wheels)
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Generation
- G02/F98
- Produced
- 2018–2021
- Sub-model
- G02
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- LED headlights
- Reversing camera
- Tow bar
Equipment rating
Asking price: 32,700 €
| Date | Price | Change |
|---|---|---|
| 16/10/2026 | 32,900 € | – |
| 27/10/2026 | 32,700 € | −200 € |
Next inspection due around 11/2026
Less than a month left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 11/2024.
Check with Traficom
Failure rate among cars of the same age
Of 5-year-old diesel passenger cars, 19.3% failed their periodic inspection in 2025 (3,366 inspections, median mileage 160,000 km).
Sale periods
Veho Tampere, Pirkanmaa 24 days for sale
16/10/202624/10/20261/11/20269/11/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 27/10/2026 | Asking price | 32,900 € ↓ 32,700 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 365 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 173 €/yr
- Driving power tax 482 €/yr
- Total vehicle tax 655 €/yr
Base tax is based on CO₂ emissions (WLTP), 156 g/km. Driving power tax is based on gross weight (approx. 2400 kg).
The average CO₂ of diesel passenger cars first registered in 2020 was 171.8 g/km (WLTP). This car is 16 g/km below that average, which comes to 36 € less a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance250 €/yr
- Comprehensive −25%
Without discount 840 €/yr630 €/yr - Total insurance
Without discount 1,090 €/yr880 €/yr
≈ 73 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW X4 (2020–2021) · 20d hybrid xDrive. G02 (140kW)
Tyre sizes for this car
- 275/40 R20 Original
- 225/60 R18 Original
- 285/30 R22 Recommended
- 255/35 R22 Recommended
- 275/35 R21 Recommended
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 245/50 R19 Recommended
Wheel sizes for this car
18″
19″
20″
21″
22″
Original wheel size: 20″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (IZF-664).
Order tyres See wheels too →Similar cars on sale
On sale 47 daysOn sale 47 d
31,990 €
Hedin Automotive BMW Jyväskylä, Keski-Suomi
On sale 19 daysOn sale 19 d
33,800 €
YR-Auto Oy, Tuusula, Uusimaa
On sale 62 daysOn sale 62 d
31,480 €
Rinta-Joupin Autoliike, Hyvinkää, Uusimaa
On sale 75 daysOn sale 75 d
33,990 €
Saka Finland Oy Kuopio, Pohjois-Savo
On sale 128 daysOn sale 128 d
31,400 €
Käyttöauto Oy Seinäjoki Pohjankaari, Seinäjoki, Etelä-Pohjanmaa
On sale 6 daysOn sale 6 d
34,550 €
K-Auto Turku Vaihtoautot, Turku, Varsinais-Suomi
On sale 54 daysOn sale 54 d
35,490 €
Saka Finland Oy Oulu, Pohjois-Pohjanmaa
Frequently asked questions about this car
Which car has the registration IZF-664?
IZF-664 is a 2020 BMW X4 20d xLine Business with 185,500 km on the odometer. It is for sale at 32,700 €.
How much does BMW X4 20d xLine Business cost?
BMW X4 20d xLine Business is for sale at 32,700 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 30,900 €).
How long has this car been for sale?
The car has been for sale for at least 24 days. The listing entered bilbil.fi's tracking on 16/10/2026.
Has the price been reduced?
Yes. The asking price is 200 € below the original listing price.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 18/12/2020.
How many kilometres has the car covered?
The car's mileage is 185,500 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 11/2026. A car under 10 years old is inspected every two years.
How common is a 2020 BMW in Finland?
On 30/09/2026 there were 6,854 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is diesel and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 655 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 225/60 R18.
Where is BMW X4 20d xLine Business located?
The car is located in Pirkanmaa (Tampere, Pirkanmaa).
When was the car last serviced?
According to the listing, the last service was 5/2026.
How much does the car cost to keep per year?
The estimate is 1,535 € per year: vehicle tax 655 €, insurance 880 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Veho (Tampere).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.