The 2020 Volvo XC90 T8 TwE AWD Inscription aut 7p is an all-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 223 kW (303 hp). The battery is 11.6 kWh and the range is 46 km as stated by the manufacturer. AC charging power is 3.7 kW and the connector is Type 2.

The asking price is 46,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 47,000 €. The estimate is based on 473 comparable cars. The chance this car sells within the next 30 days is about 52%.

A dealer typically sells this model in about 15 days and a private seller in about 16 days.

The odometer reads 60,000 km, which works out at about 10,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2028.

Notable equipment:

  • Sunroof or panoramic roof
  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 2,170 € per year.

The original tyre size is 235/55 R19. The listing says 2 sets of tyres are included.

The seller is Kamux (Turku).

The car has been for sale for 4 days since 09/10/2026.

Basic information

Registration number
XPJ-277
Mileage
60,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Plug-in hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre size
235/55 R19
Wheel size
19″
Tyre sets
2
Owners
1
Keys
2
In traffic use in Finland
443 cars
Steering position
Left-hand
Imported car
No
VIN number
YV1LFBMUDL1626704
bilbil.fi ID
264327

Technical details

Power
223 kW / 303 hp
Acceleration (0–100)
5.8 s
Top speed
230 km/h
Battery capacity
11.6 kWh
Battery health
85.2 %
Electric range
46 km
Fuel consumption
3.5 l/100 km (combined)
Charging type
Type 2
AC charging power
3.7 kW
Seats
7
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
68 g/km
Kerb weight
2,329 kg
Gross weight
2,980 kg
Max towing weight
2,400 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,953 × 1,958 × 1,762 mm
First registration
07/07/2020
Last inspection
7/2026
Type approval number
e4*2007/46*0929

46 km Range WLTP
11.6 kWh Battery capacity
85.2 % Battery health of the capacity promised when new

Charging time

  • Home charging (AC 3.7 kW) approx. 3.1 h empty to full

Charging connectors

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP46 km
  • In summerapprox. 39 km
  • In winterapprox. 30 km

Battery sizes in this model range

  • 11.6 kWh this car
  • 18.8 kWh

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Sunroof or panoramic roof
  • Tow bar

Equipment rating

Asking price: 46,900 €

At market price

Market price estimate 47,000 €

Based on asking prices

Compared to 473 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC90, 2020) 37,680 €
  • Low mileage +6,530 €
  • Premium audio +2,010 €
  • Sunroof or panoramic roof +710 €
  • Sold by a dealer +70 €
  • Market price estimate 47,000 €

Without a statistically distinct effect in this group: tow bar.

No price changes during the tracked period.

Next inspection due around 7/2028

About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 7/2026.

Check with Traficom

Failures in the same model series

156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.1

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 2.6

    4 defects, All cars 1.3

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Engine and other equipment 0.6

    1 defects, All cars 0.3

    Engine and transmission, seat belts and safety systems, tow equipment

Most advisories concerned road test and visibility (13). Median mileage 104,000 km.

Sale periods

Kamux Turku, Varsinais-Suomi 4 days for sale
9/10/202610/10/202612/10/202613/10/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 521 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 104 €/yr
  • Total vehicle tax 210 €/yr

Base tax is based on CO₂ emissions (WLTP), 68 g/km. Driving power tax is based on gross weight (2980 kg).

The average CO₂ of plug-in hybrids first registered in 2020 was 42.5 g/km (WLTP). This car is 26 g/km above that average.

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 2,175 kWh 435 €/yr
  • Public charging· 515 kWh 283 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 2,038 €/yr

≈ 170 €/month · of which car charging approx. 718 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 29 kWh/100 km (estimate)
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Vihreä Älyenergia · Verraton Cheapest

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 48 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 108 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 762 €/yr
    • First year −44 € 718 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Nordic Green Energy · Ilmasto pörssisähkö

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 56 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 127 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 781 €/yr
    • First year −64 € 718 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 32 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 86 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 740 €/yr
    • First year −14 € 726 €/yr
    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 81 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 153 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 807 €/yr
    • First year −80 € 727 €/yr

    100% wind power

    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 41 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 112 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 766 €/yr
    • First year −36 € 731 €/yr

    Fossil-free

    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 64 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 123 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 777 €/yr
    • First year −45 € 731 €/yr
    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 48 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 120 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 774 €/yr
    • First year −18 € 756 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 48 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 108 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost 762 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 48 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 168 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Home charging cashback 2 c/kWh −43 €/yr
    • Total cost 779 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 163 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 234 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 888 €/yr
    • First year −69 € 819 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 81 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 201 €/yr
    • Electricity price (spot average ~8 c/kWh) 654 €/yr
    • Total cost (ongoing) 855 €/yr
    • First year −30 € 825 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (8,175 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance290 €/yr
  • Comprehensive −25% Without discount 1,260 €/yr 950 €/yr
  • Total insuranceWithout discount 1,550 €/yr 1,240 €/yr

≈ 103 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Volvo XC90 (2015–2025) · II T8 2.0 Hybrid. AWD (223kW)

Tyre sizes for this car

  • 235/55 R19 Original
  • 275/35 R22 Recommended
  • 275/40 R21 Recommended
  • 275/45 R20 Recommended
  • 235/60 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XPJ-277).

Order tyres See wheels too →

Vähän ajettu ja huippuvarusteltu Käyttöönottopäivämäärä 8.7.2020 (Mallivuosi 2020) Valmistajan ilmoittama akun kapasiteetti 11,6 kWh Valmistajan ilmoittema WLTP sähköinen kantama 46 km Max AC-latausteho 3,7 kW Akun SOH 85,2 % Ulkoväri: ONYX BLACK 1 Omistaja Suomi-auto 2 x avain 1 x Kevytmetallivanteet Kahdet renkaat Inscription Metalliväri Volvo On Call Ilmajouset Polttoainekäyttöinen lisälämmitin kellolla ja kauko-ohjauksella Vetokoukku, sisääntaittuva Pilot Assist -ajoavustin Vakionopeudensäädin, adaptiivinen Peruutuskamera 360° näkymällä ja etäisyysnäytöllä Peruutuskamera Head-Up-näyttö / Tuulilasinäyttö (HUD) Kattoluukku, panoraama Harman Kardon -premium äänentoistojärjestelmä Sähkötoiminen takaluukku handsfree-toiminnolla Keyless, avaimeton keskuslukitus ja käynnistys Nappanahka Comfort-istuimet Sähkösäätöiset istuimet muistilla Ilmastoidut istuimet Hierovat istuimet Full LED Active High Beam -ajovalot Dynaamiset LED-ajovalot LED-ajovalot LED-päiväajovalot Kaarrevalot Ääntä eristävät lasit takana Ääntä eristävät lasit edessä Ilmastointi, automaattinen (nelialueinen) Lämmitettävä ohjauspyörä Penkinlämmittimet edessä ja takana reunapaikoilla Ambient-tunnelmavalaistus Type 2 -latausliitin Navigointijärjestelmä Apple Carplay Android Auto Digimittaristo Kattokaiteet Ajodynamiikan valinta Pysäköintiavustin Aktiivinen kaistavahti Nopeusrajoitus-tunnistin / Liikennemerkkiavustin Katveavustin / Kuolleen kulman varoitin (BSM) Sadetunnistin Bluetooth handsfree matkapuhelinvarustus Bluetooth Audio Äänentoistojärjestelmä kosketusnäytöllä ( Radio + BT + USB ) Monitoimiohjauspyörä nahkaverhoilulla Kaukovaloavustin Sähkökäyttöiset ikkunat Paikallaanpitoavustin (Auto Hold) Tummennetut takasivuikkunat ja takalasi Keskuslukitus, kaukosäätöinen Lämmitettävät sähköpeilit taittotoiminnolla Automaattisesti himmentyvä taustapeili ja sivupeilit Ajovaloautomatiikka Ristiseläntuki ISOFIX-kiinnitys takana sivuistuimissa Aurinkoverhot takaovien ikkunoissa 12V latauspistoke 12V latauspistoke tavaratilassa Taittuvat takaistuinten selkänojat (40/20/40) Sumuvalot Sähkötoiminen seisontajarru Jäähdytettävä hansikaslokero Varashälytin Turvatyynyt Törmäysvaroitin jarrutustoiminnolla Käynnistyksenesto Rengaspainevalvontajärjestelmä (TPMS) Luistonestojärjestelmä (TCS) Ajonvakautusjärjestelmä (ESP/ESC) Lukkiutumattomat jarrut (ABS) Kuljettajan vireystilan valvontajärjestelmä Ohjaustehostin Ajotietokone Hätäjarruavustin (EBA) Merkkihuollettu Huoltokirja ME MYÖS TOIMITAMME AUTON KOTIISI - KYSY MYYJILTÄMME LISÄÄ TÄHÄN AUTOON KAMUX KASKO TÄHÄN AUTOON MAHDOLLISTA SAADA KAMUX-PLUS Rahoituksen käsiraha alkaen 0 euroa

Frequently asked questions about this car

Which car has the registration XPJ-277?

XPJ-277 is a 2020 Volvo XC90 T8 TwE AWD Inscription aut 7p with 60,000 km on the odometer. It is for sale at 46,900 €.

How much does Volvo XC90 T8 TwE AWD Inscription aut 7p cost?

Volvo XC90 T8 TwE AWD Inscription aut 7p is for sale at 46,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 47,000 €).

How long has this car been for sale?

The car has been for sale for at least 4 days. The listing entered bilbil.fi's tracking on 09/10/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 07/07/2020.

How many kilometres has the car covered?

The car's mileage is 60,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 7/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Sunroof or panoramic roof, Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 210 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R19.

What is the car's battery capacity and range?

The battery capacity is 11.6 kWh and the stated range is about 46 km.

Where is Volvo XC90 T8 TwE AWD Inscription aut 7p located?

The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).

How many owners has the car had?

According to the listing, the car has had 1 owners.

How much does the car cost to keep per year?

The estimate is 2,168 € per year: vehicle tax 210 €, insurance 1,240 €, electricity 718 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Turku).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.