On sale 47 daysOn sale 47 d
21,890 €
Kamux Kuopio, Pohjois-Savo
1 / 28 Image source: Saka
The 2020 Skoda Octavia is a front-wheel-drive estate, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 110 kW (150 hp). The car is imported from Sweden. Used imports of this make totalled 5,741 cars in 2023–2025, 1,080 of them 2020 cars.
The asking price is 21,890 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 22,000 €. The estimate is based on 2,315 comparable cars. The chance this car sells within the next 30 days is about 64%.
A dealer typically sells this model in about 14 days and a private seller in about 10 days.
The odometer reads 104,000 km, which works out at about 16,000 km per year.
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Power tailgate
- Parking sensors
- Leather upholstery
This car has been sold before within bilbil.fi's tracking: it sold on 12/10/2026 for 21,890 €, at 104,000 km.
Running the car costs an estimated:
- Vehicle tax 148 € per year
- Insurance
without discount 860 €700 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 246 € per month
Vehicle tax and insurance come to about 850 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Saka (Vantaa).
The car has been for sale for 1 day since 12/10/2026.
Basic information
- Mileage
- 104,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- Red
- Tyre sets
- 2 (summer and winter)
- Keys
- 2
- In traffic use in Finland
- 11 cars
- Steering position
- Left-hand
- Imported car
- Yes, from Sweden
- VIN number
- TMBJR9NE4L0145243
- bilbil.fi ID
- 259537
Technical details
- Power
- 110 kW / 150 hp
- Acceleration (0–100)
- 8.4 s
- Seats
- 5
- Doors
- 4
- Number of gears
- 7
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 143 g/km
- Kerb weight
- 1,317 kg
- Gross weight
- 1,887 kg
- Max towing weight
- 1,500 kg
- Towing weight (unbraked)
- 650 kg
- Dimensions (L × W × H)
- 4,785 × 1,814 × 1,455 mm
- Type approval number
- e8*2007/46*0318
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Tow bar
Equipment rating
Asking price: 21,890 €
- Saka Finland Oy Select · 6/10/2026
- Saka Finland Oy Varisto · 12/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 06/10/2026 | 21,890 € | – | Saka Finland Oy Select |
| 12/10/2026 | 21,890 € | – | Saka Finland Oy Varisto |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
729 cars of the Skoda OCTAVIA model series (first registered in 2020) were inspected in 2025. They recorded 100 defects leading to a failure, or 13.7 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 7.4
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 2.1
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 2.1
Exhaust measurement, OBD system, oil, fluid and fuel leaks
The remaining 16 % of defects fall under other items. Most advisories concerned lights and electrics (38). Median mileage 108,000 km.
Sale periods
Saka Finland Oy Select, Tuusula, Uusimaa 5 days
Saka Finland Oy Varisto, Vantaa, Uusimaa 1 day for sale
6/10/20269/10/202611/10/202614/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 12/10/2026 | 21,890 € | 104,000 km | 6 days | Saka Finland Oy Select, Tuusula, Uusimaa |
Listing changes
| Date | What | Change |
|---|---|---|
| 12/10/2026 | Seller changed | Saka Finland Oy Select → Saka Finland Oy Varisto |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVertical| Country | Period | Asking price | Odometer |
|---|---|---|---|
| 1Sweden | not known | not known | not known |
| 2Finland | 10/2026 | 21,890 € | 104,000 km |
When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 246 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 148 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 148 €/yr
Base tax is based on CO₂ emissions (WLTP), 143 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 5 g/km above that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance230 €/yr
- Comprehensive −25%
Without discount 630 €/yr470 €/yr - Total insurance
Without discount 860 €/yr700 €/yr
≈ 58 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 235/30 R20
- 225/40 R18
- 205/50 R17
- 225/45 R17
- 205/55 R16
- 235/35 R19
- 225/35 R20
- 245/30 R20
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
Find tyres Digimittari / Vetokoukku / Canton / Webasto / P.kamera / ACC / LED
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Frequently asked questions about this car
How much does Skoda Octavia cost?
Skoda Octavia is for sale at 21,890 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 22,000 €).
How long has this car been for sale?
The car has been for sale for at least 1 days. The listing entered bilbil.fi's tracking on 12/10/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 12/10/2026 for 21,890 €.
What model year is the car?
The car is model year 2020. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 104,000 km.
How often does this model fail its inspection?
9.9 % of Skoda OCTAVIA cars first registered in 2020 failed their periodic inspection in 2025 (729 inspections, median mileage 108,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Skoda in Finland?
On 30/06/2026 there were 10,940 Skoda passenger cars first used in 2020 in traffic use in Finland. That is 9.1 % of all cars first used that year, making it the 4th most common brand of that year among 33 brands. The most common fuel type among them is petrol (50.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
5,741 used Skoda passenger cars were imported into Finland in 2023–2025, 4.7% of all used passenger-car imports; 1,080 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What causes inspection failures for this model year?
For Skoda OCTAVIA cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 13.7 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 148 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Skoda Octavia located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 848 € per year: vehicle tax 148 €, insurance 700 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Saka (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.