The 2022 Volvo XC40 is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 120 kW (163 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,080 of them 2022 cars.

The asking price is 28,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 29,000 €. The estimate is based on 1,367 comparable cars. The chance this car sells within the next 30 days is about 53%.

Cars of this model typically sell in about 14 days whether the seller is a dealer or a private seller.

The odometer reads 119,000 km, which works out at about 27,000 km per year.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,030 € per year.

According to the listing, VAT is deductible: at the 25.5 % rate the price includes 5,872 € in VAT, leaving a net cost of 23,028 € for a buyer entitled to deduct it.

The seller is Kamux (Hämeenlinna).

The car has been for sale for 8 days since 05/10/2026.

Basic information

Mileage
119,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.5 l, Petrol
Model year
2022
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
White
VAT deductible
Yes
In traffic use in Finland
106 cars
Steering position
Left-hand
Imported car
Yes
VIN number
YV1XZ15VDN2702428
bilbil.fi ID
257153

Technical details

Power
120 kW / 163 hp
Torque
265 Nm
Acceleration (0–100)
9.6 s
Top speed
180 km/h
Fuel consumption
8.3 l/100 km (urban)
Seats
5
Doors
5
Number of gears
8
Cylinders
3
Turbocharger
Yes
CO2 emissions
164 g/km
Kerb weight
1,625 kg
Gross weight
2,120 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Type approval number
e9*2007/46*3146

Gearbox
Automatic

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 28,900 €

At market price

Market price estimate 29,000 €

Based on asking prices

Compared to 1,367 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2022) 31,430 €
  • Fuel type: Petrol +3,350 €
  • Automatic transmission +60 €
  • Sold by a dealer +10 €
  • Front-wheel drive −1,410 €
  • High mileage −4,440 €
  • Market price estimate 29,000 €

No price changes during the tracked period.

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Sale periods

Kamux Verkkokauppa, Hämeenlinna, Kanta-Häme 8 days for sale
5/10/20268/10/202611/10/202613/10/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 323 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 190 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 190 €/yr

Base tax is based on CO₂ emissions (WLTP), 164 g/km.

The average CO₂ of petrol passenger cars first registered in 2022 was 125.7 g/km (WLTP). This car is 38 g/km above that average, which comes to 64 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance240 €/yr
  • Comprehensive −25% Without discount 800 €/yr 600 €/yr
  • Total insuranceWithout discount 1,040 €/yr 840 €/yr

≈ 70 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 245/40 R21
  • 245/45 R20
  • 235/50 R19
  • 235/55 R18
  • 235/60 R17
  • 235/30 R22
  • 235/60 R22
  • 245/30 R22

Wheel sizes for this model

17″
18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

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Frequently asked questions about this car

How much does Volvo XC40 cost?

Volvo XC40 is for sale at 28,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 29,000 €).

How long has this car been for sale?

The car has been for sale for at least 8 days. The listing entered bilbil.fi's tracking on 05/10/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2022. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 119,000 km.

How common is a 2022 Volvo in Finland?

On 30/06/2026 there were 9,028 Volvo passenger cars first used in 2022 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 36 brands. The most common fuel type among them is plug-in hybrid (56.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,080 of them were 2022 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

How much is the car's vehicle tax?

Vehicle tax is 190 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 5,872 € in deductible VAT, leaving a net cost of 23,028 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

Where is Volvo XC40 located?

The car is located in Kanta-Häme (Hämeenlinna, Kanta-Häme).

How much does the car cost to keep per year?

The estimate is 1,030 € per year: vehicle tax 190 €, insurance 840 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Hämeenlinna).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.