On sale 102 daysOn sale 102 d
5,990 €
Niemelän Autotalo Oy, Kalajoki, Pohjois-Pohjanmaa
Image source: J. Rinta-Jouppi, Nettiauto
The 2004 Volvo S40 2,4 is a front-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.4 litres and an output of 125 kW (170 hp).
The asking price is 5,980 € (plus a 349 € handling fee). That is 2,480 € (71%) above bilbil.fi's estimated market price of 3,500 €. The estimate is based on 301 comparable cars. The chance this car sells within the next 30 days is about 81%.
A dealer typically sells this model in about 10 days and a private seller in about 9 days.
The odometer reads 261,000 km, which works out at about 11,000 km per year. The car was inspected 2/2026, and the next inspection is due an estimated 2/2027.
- Tow bar
This car has been sold before within bilbil.fi's tracking: it sold on 09/10/2026 for 3,700 €, at 260,000 km. It is now listed for 2,280 € more than in that sale. It has covered about 1,000 km more since.
Running the car costs an estimated:
- Vehicle tax 309 € per year
- Insurance
without discount 570 €490 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 92 € per month
Vehicle tax and insurance come to about 800 € per year.
The original tyre size is 205/55 R16.
The seller is J. Rinta-Jouppi (Lappeenranta).
The car has been for sale for 1 day since 12/10/2026.
Basic information
- Registration number
- ZHG-465
- Mileage
- 261,000 km
Verify mileage authenticity 20% off
- Engine
- 2.4 l, Petrol
- Model year
- 2004
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 205/55 R16
- Wheel size
- 16″
- In traffic use in Finland
- 84 cars
- Steering position
- Left-hand
- VIN number
- YV1MS384242002392
- bilbil.fi ID
- 255896
Technical details
- Power
- 125 kW / 170 hp
- Acceleration (0–100)
- 9.9 s
- Top speed
- 205 km/h
- Fuel consumption
- 12.4 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 5
- Cylinders
- 5
- Turbocharger
- No
- CO2 emissions
- 203 g/km
- Kerb weight
- 1,433 kg
- Gross weight
- 1,930 kg
- Max towing weight
- 1,500 kg
- Towing weight (unbraked)
- 700 kg
- Dimensions (L × W × H)
- 4,470 × 1,770 × 1,450 mm
- First registration
- 30/01/2004
- Last inspection
- 2/2026
- Type approval number
- e4*2001/116*0076
- Gearbox
- Manual
Equipment
- Tow bar
Equipment rating
Asking price: 5,980 €
- Private seller · 3/10/2026
- J. Rinta-Jouppi Lappeenranta · 12/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 03/10/2026 | 3,700 € | – | Private seller |
| 12/10/2026 | 5,980 € | – | J. Rinta-Jouppi Lappeenranta |
Next inspection due around 2/2027
About 4 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 2/2026.
Check with Traficom
Failure rate among cars of the same age
Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).
Sale periods
Private seller, Nokia, Pirkanmaa 5 days
J. Rinta-Jouppi Lappeenranta, Etelä-Karjala 1 day for sale
3/10/20266/10/202610/10/202613/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 09/10/2026 | 3,700 € | 260,000 km | 6 days | Private seller, Nokia, Pirkanmaa |
Listing changes
| Date | What | Change |
|---|---|---|
| 12/10/2026 | Seller changed | Private seller → J. Rinta-Jouppi Lappeenranta |
| 12/10/2026 | Asking price J. Rinta-Jouppi Lappeenranta | 3,700 € → 5,980 € |
| 12/10/2026 | Mileage J. Rinta-Jouppi Lappeenranta | 260,000 km → 261,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
7 years
1 year 7 years
Estimated monthly instalment approx. 92 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 309 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 309 €/yr
Base tax is based on CO₂ emissions (NEDC), 203 g/km.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance240 €/yr
- Comprehensive −25%
Without discount 330 €/yr250 €/yr - Total insurance
Without discount 570 €/yr490 €/yr
≈ 41 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo S40 (2004–2012) · 2.4i. (125kW)
Tyre sizes for this car
- 205/55 R16 Original
- 235/30 R20 Recommended
- 235/35 R19 Recommended
- 225/40 R18 Recommended
- 225/45 R17 Recommended
- 205/50 R17 Recommended
- 195/65 R15 Recommended
Wheel sizes for this car
15″
16″
17″
18″
19″
20″
Original wheel size: 16″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZHG-465).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration ZHG-465?
ZHG-465 is a 2004 Volvo S40 2,4 with 261,000 km on the odometer. It is for sale at 5,980 €.
How much does Volvo S40 2,4 cost?
Volvo S40 2,4 is for sale at 5,980 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is well above market price (estimated market price 3,500 €).
How long has this car been for sale?
The car has been for sale for at least 1 days. The listing entered bilbil.fi's tracking on 12/10/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 09/10/2026 for 3,700 €, and it has been driven about 1,000 km more since then.
What model year is the car?
The car is model year 2004 and was first registered on 30/01/2004.
How many kilometres has the car covered?
The car's mileage is 261,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 2/2027. A car over 10 years old is inspected every year.
How common is a 2004 Volvo in Finland?
On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
What features does the car have?
Notable features include Tow bar. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 309 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/55 R16.
Where is Volvo S40 2,4 located?
The car is located in Etelä-Karjala (Lappeenranta, Etelä-Karjala).
How much does the car cost to keep per year?
The estimate is 799 € per year: vehicle tax 309 €, insurance 490 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is J. Rinta-Jouppi (Lappeenranta).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.