The 2020 BMW X5 G05 xDrive45e A M-Sport is an all-wheel-drive SUV, plug-in hybrid-powered with an automatic gearbox. It has an engine displacement of 3.0 litres and an output of 290 kW (394 hp). The battery is 24 kWh and the range is 83 km as stated by the manufacturer. AC charging power is 3.7 kW and the connector is Type 2.

The asking price is 40,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 38,800 €. The estimate is based on 465 comparable cars. The chance this car sells within the next 30 days is about 51%.

The asking price has been reduced once, by 500 € from the original 41,400 €. A dealer typically sells this model in about 17 days and a private seller in about 20 days.

The odometer reads 175,000 km, which works out at about 28,000 km per year.

Notable equipment:

  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax, insurance and electricity come to about 2,550 € per year.

The original tyre size is 265/50 R19. The listing says 2 sets of tyres are included: summer and winter. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 8,310 € in VAT, leaving a net cost of 32,590 € for a buyer entitled to deduct it.

The seller is Saka (Espoo).

The car has been for sale for 19 days since 24/09/2026.

Basic information

Registration number
SOM-878
Mileage
175,000 km
carVertical Verify mileage authenticity
20% off
Engine
3.0 l, Plug-in hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Van
Colour
Grey
Tyre size
265/50 R19
Wheel size
19″
Tyre sets
2 (summer and winter)
Keys
2
VAT deductible
Yes
Steering position
Left-hand
Imported car
No
VIN number
WBATA6103L9D43719
bilbil.fi ID
241648

Technical details

Power
290 kW / 394 hp
Acceleration (0–100)
5.6 s
Top speed
235 km/h
Battery capacity
24 kWh
Battery health
88.4 %
Electric range
83 km
Fuel consumption
1.5 l/100 km (combined)
Electricity consumption
24.3 kWh/100 km (combined)
Charging type
Type 2
AC charging power
3.7 kW
Battery warranty
72 kk / 100 000 km
Seats
5
Doors
4
Cylinders
6
Turbocharger
Yes
CO2 emissions
32 g/km
Kerb weight
2,510 kg
Gross weight
3,150 kg
Max towing weight
2,700 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,922 × 2,004 × 1,745 mm
Type approval number
e1*2007/46*1918

83 km Range WLTP
24 kWh Battery capacity
88.4 % Battery health of the capacity promised when new
Expired Battery warranty 6 yr or 100,000 km from new

Charging time

  • Home charging (AC 3.7 kW) approx. 6.5 h empty to full

Charging connectors

Alternating current (AC)
  • Type 2
Slow charging

Range

  • WLTP83 km
  • In summerapprox. 71 km
  • In winterapprox. 54 km

Battery sizes in this model range

  • 24 kWh this car
  • 29.5 kWh

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 40,900 €

At market price

Market price estimate 38,800 €

Based on asking prices

Compared to 465 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW X5, 2020) 41,650 €
  • Premium audio +3,670 €
  • Sold by a dealer +130 €
  • High mileage −6,650 €
  • Market price estimate 38,800 €

Without a statistically distinct effect in this group: fuel-operated parking heater, adaptive cruise control, tow bar.

40,800 €41,000 €41,200 €41,400 €41,600 €24/9/20261/10/20267/10/202614/10/2026
DatePriceChange
24/09/202641,400 €–
09/10/202640,900 €−500 €

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failure rate among cars of the same age

Of 5-year-old vans, 21.7% failed their periodic inspection in 2025 (1,848 inspections, median mileage 106,000 km).

Sale periods

Saka Finland Oy Espoo Niittykumpu, Espoo, Uusimaa 19 days for sale
24/9/20261/10/20267/10/202614/10/2026

Sales

No previous sales.

Listing changes

DateWhatChange
09/10/2026Asking price 41,400 € → 40,900 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
BILBIL −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 455 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 105 €/yr
  • Total vehicle tax 211 €/yr

Base tax is based on CO₂ emissions (WLTP), 32 g/km. Driving power tax is based on gross weight (approx. 3150 kg).

An estimate of this car’s charging costs and the whole household’s electricity bill. Adjust the annual mileage, charging split and home type to match your own.

Annual mileage 15,000 km
Share charged at home 80 %
  • Home charging· 1,823 kWh 365 €/yr
  • Public charging· 431 kWh 237 €/yr
  • Other consumption· 6,000 kWh 1,200 €/yr
  • Standing charges 120 €/yr
  • Total electricity bill 1,922 €/yr

≈ 160 €/month · of which car charging approx. 602 €/yr

The kWh figure for charging includes conversion losses: more is drawn from the grid than reaches the battery (home charging ~12%, rapid charging ~7%).

  • Electricity consumption 24.3 kWh/100 km
  • Comparison: equivalent petrol car approx. 1,943 €/yr

For a plug-in hybrid, the estimate assumes approx. 55% electric driving; the rest is driven on petrol (approx. 874 €/yr).

Recommendation

Spot price or fixed rate?

Electric cars are usually charged overnight, and charging can be scheduled. If you take advantage of the cheapest hours (for example with scheduled charging), a spot-price contract is typically the cheapest option. If you can't or don't want to track electricity prices and time your charging, a fixed-price contract is safer: the price is predictable and price spikes won't catch you out.

Electricity contracts

  • Nordic Green Energy · Ilmasto pörssisähkö Cheapest

    Margin and monthly fee −50% for 12 months

    • Margin 0.68 c/kWh 53 €/yr
    • Standing charge 5.98 €/month 72 €/yr
    • Supplier's share 125 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 751 €/yr
    • First year −62 € 688 €/yr

    Includes a Tallink Silja gift card

    View offer
  • Vihreä Älyenergia · Verraton

    Margin 0.34 c/kWh and standing charge €2.99/month for 12 months

    • Margin 0.59 c/kWh 46 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 106 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 732 €/yr
    • First year −44 € 688 €/yr

    Open-ended contract, two weeks’ notice period

    View offer
  • Hehku Energia · Hehku Pörssi

    Standing charge €0 for 3 months

    • Margin 0.39 c/kWh 31 €/yr
    • Standing charge 4.5 €/month 54 €/yr
    • Supplier's share 85 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 710 €/yr
    • First year −14 € 697 €/yr
    View offer
  • Vihreä Älyenergia · Vire Tuuli

    2 months €0, reduced margin for 12 months

    • Margin 0.99 c/kWh 77 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 149 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 775 €/yr
    • First year −78 € 697 €/yr

    100% wind power

    View offer
  • Vattenfall · Optimi Pörssisähkö

    Standing charge €0 for 6 months

    • Margin 0.5 c/kWh 39 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 111 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 736 €/yr
    • First year −36 € 701 €/yr

    Fossil-free

    View offer
  • Cheap Energy · Pörssisähkö

    Margin and standing charge reduced for 6 months

    • Margin 0.78 c/kWh 61 €/yr
    • Standing charge 4.9 €/month 59 €/yr
    • Supplier's share 120 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 746 €/yr
    • First year −45 € 701 €/yr
    View offer
  • Fortum · Fortum Tarkka

    Standing charge €0 for 3 months

    • Margin 0.59 c/kWh 46 €/yr
    • Standing charge 5.99 €/month 72 €/yr
    • Supplier's share 118 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 744 €/yr
    • First year −18 € 726 €/yr
    View offer
  • Vihreä Älyenergia · Hintalukko
    • Margin 0.59 c/kWh 46 €/yr
    • Standing charge 4.99 €/month 60 €/yr
    • Supplier's share 106 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost 732 €/yr

    You can lock in the margin

    View offer
  • Fortum · Fortum Latauspaketti

    2 c/kWh cashback on home charging

    • Margin 0.59 c/kWh 46 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 166 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Home charging cashback 2 c/kWh −36 €/yr
    • Total cost 755 €/yr

    20% off rapid charging (Charge & Drive) or €0.10/kWh at Tesla chargers

    View offer
  • Aalto Energia · Luotsi Pörssisähkö

    Margin 0.34 c/kWh + standing charge €0 for 4 months

    • Margin 1.99 c/kWh 156 €/yr
    • Standing charge 5.95 €/month 71 €/yr
    • Supplier's share 227 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 853 €/yr
    • First year −67 € 786 €/yr

    After 4 months 0.54 c/kWh until 31 Dec 2026, then 1.99 c/kWh

    View offer
  • Nordic Green Energy · Uusiutuva pörssisähkö

    Monthly fee −50% for 6 months

    • Margin 0.99 c/kWh 77 €/yr
    • Standing charge 9.99 €/month 120 €/yr
    • Supplier's share 197 €/yr
    • Electricity price (spot average ~8 c/kWh) 626 €/yr
    • Total cost (ongoing) 823 €/yr
    • First year −30 € 793 €/yr

    100% renewable; includes a Tallink Silja gift card

    View offer

Ranked by total cost in the first year at this consumption (7,823 kWh/yr), discounts included. Total costs shown are the ongoing price after the discount period. The electricity price is an assumed spot average, which you can adjust above. Spot electricity itself costs the same everywhere, contracts differ in margin and standing charge. Grid transfer charges and taxes are billed separately by the grid operator. Prices can change, so check the current price on the partner’s site.

Figures are estimates based on the prices and consumption given. Actual cost depends on charging habits, the electricity price and the car's actual consumption.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance380 €/yr
  • Comprehensive1,360 €/yr
  • Total insurance1,740 €/yr

≈ 145 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

BMW X5 (2019–2023) · 45e. G05 xDrive. (M=20'') (210kW)

Tyre sizes for this car

  • 265/50 R19 Original
  • 315/30 R22 Recommended
  • 275/35 R22 Recommended
  • 315/35 R21 Recommended
  • 275/40 R21 Recommended
  • 305/40 R20 Recommended
  • 275/45 R20 Recommended
  • 225/55 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 19″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (SOM-878).

Order tyres See wheels too →

ALV / Suomi-auto / Ilmast. Comfort-penkit / Soft-close / Laser / H&K / ACC / HUD / Koukku

Frequently asked questions about this car

Which car has the registration SOM-878?

SOM-878 is a 2020 BMW X5 G05 xDrive45e A M-Sport with 175,000 km on the odometer. It is for sale at 40,900 €.

How much does BMW X5 G05 xDrive45e A M-Sport cost?

BMW X5 G05 xDrive45e A M-Sport is for sale at 40,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 38,800 €).

How long has this car been for sale?

The car has been for sale for at least 19 days. The listing entered bilbil.fi's tracking on 24/09/2026.

Has the price been reduced?

Yes. The asking price is 500 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020.

How many kilometres has the car covered?

The car's mileage is 175,000 km.

What fuel type and gearbox does the car have?

The fuel type is plug-in hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 211 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 8,310 € in deductible VAT, leaving a net cost of 32,590 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

What tyre size fits this car?

The car's original tyre size is 265/50 R19.

What is the car's battery capacity and range?

The battery capacity is 24 kWh and the stated range is about 83 km.

Where is BMW X5 G05 xDrive45e A M-Sport located?

The car is located in Uusimaa (Espoo, Uusimaa).

Is any battery warranty left?

The stated battery warranty has expired.

How much does the car cost to keep per year?

The estimate is 2,553 € per year: vehicle tax 211 €, insurance 1,740 €, electricity 602 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Espoo).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.