On sale 54 daysOn sale 54 d
22,690 €
Saka Finland Oy Kuopio, Pohjois-Savo
1 / 3 Image source: SAKA
The 2019 Volvo V40 Cross Country T3 Business aut is a front-wheel-drive estate, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 112 kW (152 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,130 of them 2019 cars.
The asking price is 22,900 € (plus a 349 € handling fee). The chance this car sells within the next 30 days is about 49%.
bilbil.fi has no price estimate for this car, because this version is too rare among comparable cars. A dealer typically sells this model in about 18 days and a private seller in about 17 days.
The odometer reads 96,000 km, which works out at about 13,000 km per year.
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 181 € per year
- Insurance 890 € per year
- Financing instalment 257 € per month
Vehicle tax and insurance come to about 1,070 € per year.
The seller is SAKA (Kaarina).
The car has been for sale for 6 days since 24/09/2026.
Basic information
- Mileage
- 96,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2019
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Estate
- Vehicle type
- Passenger car
- Colour
- Grey
- Keys
- 2
- In traffic use in Finland
- 160 cars
- Steering position
- Left-hand
- Imported car
- Yes
- VIN number
- YV1MZ32V0K2189060
- bilbil.fi ID
- 241279
Technical details
- Power
- 112 kW / 152 hp
- Top speed
- 210 km/h
- Fuel consumption
- 7.6 l/100 km (combined)
- Seats
- 5
- Doors
- 4
- Number of gears
- 6
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 160 g/km
- Kerb weight
- 1,460 kg
- Gross weight
- 1,975 kg
- Dimensions (L × W × H)
- 4,370 × 1,802 × 1,458 mm
- Last service
- 4/2026, 91,000 km
- Type approval number
- e4*2001/116*0076*44
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Reversing camera
- Tow bar
Equipment rating
Asking price: 22,900 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 24/09/2026 | 22,900 € | – | Saka Finland Oy Select |
| 30/09/2026 | 22,900 € | – | SAKA Finland Oy Kaarina |
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
158 cars of the Volvo V40 CROSS COUNTRY model series (first registered in 2019) were inspected in 2025. They recorded 10 defects leading to a failure, or 6.3 defects per 100 inspections. For cars of the same age nationwide the figure is 14.1. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Axles and suspension 1.9
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 1.9
Service and parking brake, brake dynamometer tests, stability control
- Emissions and leaks 1.9
Exhaust measurement, OBD system, oil, fluid and fuel leaks
The remaining 10 % of defects fall under other items. Most advisories concerned axles and suspension (10). Median mileage 97,000 km.
Sale periods
Saka Finland Oy Select, Tuusula, Uusimaa 6 days for sale
SAKA Finland Oy Kaarina, Varsinais-Suomi 1 day for sale
24/9/202626/9/202628/9/202630/9/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 257 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 181 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 181 €/yr
Base tax is based on CO₂ emissions (WLTP), 160 g/km.
The average CO₂ of petrol passenger cars first registered in 2019 was 143.9 g/km (WLTP). This car is 16 g/km above that average, which comes to 31 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive650 €/yr
- Total insurance890 €/yr
≈ 74 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 225/35 R20
- 225/40 R19
- 225/45 R18
- 225/50 R17
- 205/60 R16
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
Find tyres Vetokoukku / Webasto / ACC / Keyless / Dynaaminen alusta / P.Tutka / LED / Puolinahat
Similar cars on sale
On sale 51 daysOn sale 51 d
23,490 €
Nelipyörä Kotka, Kymenlaakso
On sale 3 daysOn sale 3 d
20,900 €
K-Auto Airport, Vantaa, Uusimaa
On sale 8 daysOn sale 8 d
24,900 €
Hedin Automotive Oulu, Pohjois-Pohjanmaa
On sale 3 daysOn sale 3 d
20,890 €
Kamux Turku, Varsinais-Suomi
On sale 20 daysOn sale 20 d
20,800 €
Saka Finland Oy Koivuhaka, Vantaa, Uusimaa
On sale 40 daysOn sale 40 d
19,990 €
Autotalo Lahtinen Oy, Jyväskylä, Keski-Suomi
On sale 10 daysOn sale 10 d
18,990 €
Kamux Oulunportti, Oulu, Pohjois-Pohjanmaa
Frequently asked questions about this car
How much does Volvo V40 Cross Country T3 Business aut cost?
Volvo V40 Cross Country T3 Business aut is for sale at 22,900 €.
How long has this car been for sale?
The car has been for sale for at least 6 days. The listing entered bilbil.fi's tracking on 24/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2019. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 96,000 km.
How often does this model fail its inspection?
6.3 % of Volvo V40 CROSS COUNTRY cars first registered in 2019 failed their periodic inspection in 2025 (158 inspections, median mileage 97,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2019 Volvo in Finland?
On 30/06/2026 there were 12,138 Volvo passenger cars first used in 2019 in traffic use in Finland. That is 9.4 % of all cars first used that year, making it the third most common brand of that year among 30 brands. The most common fuel type among them is diesel (41.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,130 of them were 2019 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What causes inspection failures for this model year?
For Volvo V40 CROSS COUNTRY cars first registered in 2019, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 6.3 defects per 100 inspections, against 14.1 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 181 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo V40 Cross Country T3 Business aut located?
The car is located in Varsinais-Suomi (Kaarina, Varsinais-Suomi).
When was the car last serviced?
According to the listing, the last service was 4/2026, 91,000 km.
How much does the car cost to keep per year?
The estimate is 1,071 € per year: vehicle tax 181 €, insurance 890 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is SAKA (Kaarina).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.