On sale 51 daysOn sale 51 d
23,490 €
Nelipyörä Kotka, Kymenlaakso
1 / 33 Image source: Hedin Automotive, Nettiauto
The 2020 Volvo V40 Cross Country is a front-wheel-drive hatchback, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 112 kW (152 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 4,671 of them 2020 cars.
The asking price is 24,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 25,900 €. The estimate is based on 81 comparable cars. The chance this car sells within the next 30 days is about 49%.
A dealer typically sells this model in about 18 days and a private seller in about 17 days.
The odometer reads 64,000 km, which works out at about 10,000 km per year.
- Tow bar
- Fuel-operated parking heater
- LED headlights
- Keyless entry and start
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 134 € per year
- Insurance 920 € per year
- Financing instalment 279 € per month
Vehicle tax and insurance come to about 1,050 € per year.
The listing says 2 sets of tyres are included: summer and winter.
The seller is Hedin Automotive (Oulu).
The car has been for sale for 7 days since 23/09/2026.
Basic information
- Mileage
- 64,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- Hatchback
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 160 cars
- Steering position
- Left-hand
- Imported car
- Yes
- VIN number
- YV1MZ32V0K2185623
- bilbil.fi ID
- 239465
Technical details
- Power
- 112 kW / 152 hp
- Top speed
- 210 km/h
- Fuel consumption
- 7.2 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 6
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 134 g/km
- Kerb weight
- 1,520 kg
- Gross weight
- 1,975 kg
- Max towing weight
- 1,500 kg
- Dimensions (L × W × H)
- 4,370 × 1,802 × 1,458 mm
- First registration
- 03/02/2020
- Type approval number
- e4*2001/116*0076*44
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Tow bar
Equipment rating
Asking price: 24,900 €
No price changes during the tracked period.
Next inspection
A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.
Check with Traficom
Failure rate among cars of the same age
Of 5-year-old petrol passenger cars, 7.8% failed their periodic inspection in 2025 (7,506 inspections, median mileage 76,000 km).
Sale periods
Hedin Automotive Oulu, Pohjois-Pohjanmaa 7 days for sale
23/9/202626/9/202628/9/20261/10/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 279 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 134 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 134 €/yr
Base tax is based on CO₂ emissions (WLTP), 134 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 4 g/km below that average.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive680 €/yr
- Total insurance920 €/yr
≈ 77 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 225/35 R20
- 225/40 R19
- 225/45 R18
- 225/50 R17
- 205/60 R16
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
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Frequently asked questions about this car
How much does Volvo V40 Cross Country cost?
Volvo V40 Cross Country is for sale at 24,900 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 25,900 €).
How long has this car been for sale?
The car has been for sale for at least 7 days. The listing entered bilbil.fi's tracking on 23/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 03/02/2020. It was imported to Finland as a used car.
How many kilometres has the car covered?
The car's mileage is 64,000 km.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
How common are used imports of this make?
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 4,671 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Tow bar, Fuel-operated parking heater, LED headlights, Keyless entry and start, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 134 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo V40 Cross Country located?
The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 1,054 € per year: vehicle tax 134 €, insurance 920 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Hedin Automotive (Oulu).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.