On sale 22 daysOn sale 22 d
2,000 €
Private seller, Kouvola, Kymenlaakso
1 / 6 Image source: Private seller, Nettiauto
The 1996 BMW 520 is a rear-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.0 litres and an output of 110 kW (150 hp).
The asking price is 2,100 €. That is in line with bilbil.fi's estimated market price of 2,100 €. The estimate is based on 35 comparable cars. The chance this car sells within the next 30 days is about 61%.
Cars of this model typically sell in about 15 days whether the seller is a dealer or a private seller.
The odometer reads 463,000 km, which works out at about 15,000 km per year. The estimated inspection deadline of 2/2026 has already passed.
This car has been sold before within bilbil.fi's tracking: it sold on 18/09/2026 for 1,800 €, at 460,143 km. It is now listed for 300 € more than in that sale. It has covered about 2,857 km more since.
Running the car costs an estimated:
- Vehicle tax 263 € per year
- Insurance
without discount 500 €430 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 45 € per month
Vehicle tax and insurance come to about 690 € per year.
The original tyre size is 205/65 R15. The listing says 2 sets of tyres are included: summer and winter.
The seller is a private individual, Isojoki.
The car has been for sale for 7 days since 06/10/2026.
Basic information
- Registration number
- XUM-822
- Mileage
- 463,000 km
Verify mileage authenticity 20% off
- Engine
- 2.0 l, Petrol
- Model year
- 1996
- Gearbox
- Manual
- Drivetrain
- Rear-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 205/65 R15
- Wheel size
- 15″
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 9 cars
- Steering position
- Left-hand
- VIN number
- WBADD11070BN14780
- bilbil.fi ID
- 220017
Technical details
- Power
- 110 kW / 150 hp
- Acceleration (0–100)
- 9 s
- Top speed
- 220 km/h
- Fuel consumption
- 12 l/100 km (urban)
- Seats
- 5
- Doors
- 4
- Number of gears
- 5
- Cylinders
- 6
- Turbocharger
- No
- CO2 emissions
- 215 g/km (NEDC)
- Kerb weight
- 1,900 kg
- Gross weight
- 1,945 kg
- Dimensions (L × W × H)
- 4,780 × 1,800 × 1,416 mm
- First registration
- 17/09/1996
- Last inspection
- 2/2025
- Type approval number
- e1*93/81*0028
- Gearbox
- Manual
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 2,100 €
- Private seller · 11/9/2026
- Private seller · 6/10/–7/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 11/09/2026 | 1,800 € | – | Private seller |
| 06/10/2026 | 2,000 € | – | Private seller |
| 07/10/2026 | 2,100 € | +100 € | Private seller |
The inspection period appears to have expired
The estimated due date was 2/2026, about 8 months ago. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 2/2025.
Check with TraficomThe car may have been inspected after the listing was posted, or taken off the road, in which case the inspection requirement does not run.
Failure rate among cars of the same age
Of at least 25-year-old petrol passenger cars, 40.4% failed their periodic inspection in 2025 (185,386 inspections, median mileage 254,000 km).
Sale periods
Private seller, Lumijoki, Pohjois-Pohjanmaa 6 days
Private seller, Isojoki, Etelä-Pohjanmaa 7 days for sale
11/9/202622/9/20262/10/202613/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 18/09/2026 | 1,800 € | 460,143 km | 7 days | Private seller, Lumijoki, Pohjois-Pohjanmaa |
Listing changes
| Date | What | Change |
|---|---|---|
| 07/10/2026 | Asking price | 2,000 € → 2,100 € |
| 06/10/2026 | Seller changed | Private seller, Lumijoki, Pohjois-Pohjanmaa → Private seller, Isojoki, Etelä-Pohjanmaa |
| 06/10/2026 | Asking price | 1,800 € → 2,000 € |
| 06/10/2026 | Mileage | 460,143 km → 463,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
5 years
1 year 5 years
Estimated monthly instalment approx. 45 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 263 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 263 €/yr
Base tax is based on gross weight (approx. 1980 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance230 €/yr
- Comprehensive −25%
Without discount 270 €/yr200 €/yr - Total insurance
Without discount 500 €/yr430 €/yr
≈ 36 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
BMW 5-serie (1996–2004) · 520i. E39 sedan (110kW)
Tyre sizes for this car
- 205/65 R15 Original
- 225/30 R20 Recommended
- 265/30 R19 Recommended
- 235/35 R19 Recommended
- 265/35 R18 Recommended
- 235/40 R18 Recommended
- 255/40 R17 Recommended
- 235/45 R17 Recommended
- 225/55 R16 Recommended
- 215/55 R16 Recommended
Wheel sizes for this car
15″
16″
17″
18″
19″
20″
Original wheel size: 15″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (XUM-822).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration XUM-822?
XUM-822 is a 1996 BMW 520 with 463,000 km on the odometer. It is for sale at 2,100 €.
How much does BMW 520 cost?
BMW 520 is for sale at 2,100 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 2,100 €).
How long has this car been for sale?
The car has been for sale for at least 7 days. The listing entered bilbil.fi's tracking on 06/10/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 18/09/2026 for 1,800 €, and it has been driven about 2,857 km more since then.
What model year is the car?
The car is model year 1996 and was first registered on 17/09/1996.
How many kilometres has the car covered?
The car's mileage is 463,000 km.
When is the car due for its next inspection?
Based on the listing data, the inspection period ended around 2/2026. A car over 10 years old is inspected every year.
How common is a 1996 BMW in Finland?
On 30/06/2026 there were 676 BMW passenger cars first used in 1996 in traffic use in Finland. That is 6.5 % of all cars first used that year, making it the 6th most common brand of that year among 23 brands. The most common fuel type among them is petrol (99 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
How much is the car's vehicle tax?
Vehicle tax is 263 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/65 R15.
Where is BMW 520 located?
The car is located in Etelä-Pohjanmaa (Isojoki, Etelä-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 693 € per year: vehicle tax 263 €, insurance 430 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Isojoki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.