On sale 101 daysOn sale 101 d
1,900 €
Private seller, Pöytyä, Varsinais-Suomi
1 / 5 Image source: Private seller, Nettiauto
The 2004 BMW 520 is a rear-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 2.2 litres and an output of 125 kW (170 hp).
The asking price is 1,890 €. That is 2,510 € (57%) below bilbil.fi's estimated market price of 4,400 €. The estimate is based on 146 comparable cars. The chance this car sells within the next 30 days is about 59%.
Cars of this model typically sell in about 15 days whether the seller is a dealer or a private seller. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 13 days.
The odometer reads 270,000 km, which works out at about 12,000 km per year.
- Adaptive cruise control
This car has been sold before within bilbil.fi's tracking: it sold on 05/09/2026 for 1,000 €. It is now listed for 890 € more than in that sale.
Running the car costs an estimated:
- Vehicle tax 357 € per year
- Insurance
without discount 510 €440 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 62 € per month
Vehicle tax and insurance come to about 800 € per year.
The original tyre size is 225/55 R16. The listing says 2 sets of tyres are included: summer and winter.
The seller is a private individual, Kerava.
The car has been for sale for 10 days since 03/10/2026.
Basic information
- Registration number
- FFY-582
- Mileage
- 270,000 km
Verify mileage authenticity 20% off
- Engine
- 2.2 l, Petrol
- Model year
- 2004
- Gearbox
- Manual
- Drivetrain
- Rear-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Silver
- Tyre size
- 225/55 R16
- Wheel size
- 16″
- Tyre sets
- 2 (summer and winter)
- In traffic use in Finland
- 35 cars
- Steering position
- Left-hand
- VIN number
- WBANA31050B007417
- bilbil.fi ID
- 210599
Technical details
- Power
- 125 kW / 170 hp
- Seats
- 5
- Doors
- 4
- Number of gears
- 6
- Cylinders
- 6
- Turbocharger
- No
- CO2 emissions
- 219 g/km (NEDC)
- Kerb weight
- 1,560 kg
- Gross weight
- 2,025 kg
- Dimensions (L × W × H)
- 4,840 × 1,850 × 1,470 mm
- Type approval number
- e1*2001/116*0230
- Gearbox
- Manual
Equipment
- Adaptive cruise control
Equipment rating
Asking price: 1,890 €
As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 13 days.
- Private seller · 5/9/2026
- Private seller · 3/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 05/09/2026 | 1,000 € | – | Private seller |
| 03/10/2026 | 1,890 € | – | Private seller |
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).
Sale periods
Private seller, Mikkeli, Etelä-Savo 1 day
Private seller, Kerava, Uusimaa 10 days for sale
5/9/202618/9/20261/10/202613/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 05/09/2026 | 1,000 € | – | 1 day | Private seller, Mikkeli, Etelä-Savo |
Listing changes
| Date | What | Change |
|---|---|---|
| 03/10/2026 | Seller changed | Private seller, Mikkeli, Etelä-Savo → Private seller, Kerava, Uusimaa |
| 03/10/2026 | Asking price | 1,000 € → 1,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 62 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 357 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 357 €/yr
Base tax is based on CO₂ emissions (NEDC), 219 g/km.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance240 €/yr
- Comprehensive −25%
Without discount 270 €/yr200 €/yr - Total insurance
Without discount 510 €/yr440 €/yr
≈ 37 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included: summer and winter.
Remember to check tyre condition with the seller.
BMW 5-serie (2003–2010) · 520i. E60 sedan (125kW)
Tyre sizes for this car
- 225/55 R16 Original
- 245/45 R21 Fits
- 235/45 R21 Fits
- 295/25 R20 Recommended
- 245/30 R20 Recommended
- 285/30 R19 Recommended
- 245/35 R19 Recommended
- 275/35 R18 Recommended
- 245/40 R18 Recommended
- 245/45 R17 Recommended
- 225/50 R17 Recommended
- 205/60 R16 Recommended
Wheel sizes for this car
16″
17″
18″
19″
20″
21″
Original wheel size: 16″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (FFY-582).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration FFY-582?
FFY-582 is a 2004 BMW 520 with 270,000 km on the odometer. It is for sale at 1,890 €.
How much does BMW 520 cost?
BMW 520 is for sale at 1,890 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is well below market price (estimated market price 4,400 €).
How long has this car been for sale?
The car has been for sale for at least 10 days. The listing entered bilbil.fi's tracking on 03/10/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 05/09/2026 for 1,000 €.
What model year is the car?
The car is model year 2004.
How many kilometres has the car covered?
The car's mileage is 270,000 km.
How common is a 2004 BMW in Finland?
On 30/06/2026 there were 2,667 BMW passenger cars first used in 2004 in traffic use in Finland. That is 3.5 % of all cars first used that year, making it the 10th most common brand of that year among 34 brands. The most common fuel type among them is petrol (58.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
What features does the car have?
Notable features include Adaptive cruise control. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 357 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 225/55 R16.
Where is BMW 520 located?
The car is located in Uusimaa (Kerava, Uusimaa).
How much does the car cost to keep per year?
The estimate is 797 € per year: vehicle tax 357 €, insurance 440 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Kerava).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.