On sale 10 daysOn sale 10 d
35,900 €
Autosalpa Kouvola, Kymenlaakso
1 / 6 Image source: Kamux
The 2021 Volvo XC40 B4 R Design Business is a front-wheel-drive SUV, petrol hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 145 kW (197 hp).
The asking price is 35,900 €. That is 2,900 € (9%) above bilbil.fi's estimated market price of 33,000 €. The estimate is based on 1,587 comparable cars. The chance this car sells within the next 30 days is about 57%.
The asking price has been reduced by 1,000 € from the original 36,900 €. A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 56,000 km, which works out at about 10,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2028. The most common inspection failure cause in this model series is vehicle identification.
- Sunroof or panoramic roof
- Premium audio
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Leather upholstery
This car has been sold before within bilbil.fi's tracking: it sold on 02/09/2026 for 34,490 €, at 51,000 km. It is now listed for 1,410 € more than in that sale. It has covered about 5,000 km more since.
Running the car costs an estimated:
- Vehicle tax 192 € per year
- Insurance
without discount 1,220 €980 € per year
25% off comprehensive cover(opens in a new tab) - Fuel 2,414 € per year: 15,000 km, 7.3 l/100 km, petrol 2.21 €/l
- Financing instalment 400 € per month
Vehicle tax, insurance and fuel come to about 3,590 € per year.
The seller is Kamux (Espoo).
The car has been for sale for 4 days since 05/11/2026.
Basic information
- Registration number
- LTT-965
- Mileage
- 56,000 km
Verify mileage authenticity 20% off
- Fuel
- Petrol mild hybrid
- Displacement
- 1,969 cm³
- Model year
- 2021
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Acceleration (0–100)
- 8.5 s
- Body type
- SUV
- Colour
- Blue
- Last inspection
- 8/2026
- In traffic use in Finland
- 175 cars
- Steering wheel
- Left-hand
- Country of manufacture
- Belgium
- Assembly plant
- Volvo Cars, Ghent
- bilbil.fi ID
- 19336
Engine and drivetrain
- Engine code
- B420T6
- Engine layout
- Inline
- Cylinders
- 4
- Valves per cylinder
- 4
- Engine position
- Front
- Fuel injection
- Direct injection
- Forced induction
- Turbo
- Camshaft drive
- Timing belt
- Fuel grade
- Petrol 95
- Power
- 145 kW / 197 hp
- Engine speed at peak power
- 4,750–4,800 rpm
- Engine speed at peak torque
- 1,500 rpm
- Number of gears
- 8
- Top speed
- 180 km/h
Consumption and emissions
- Fuel consumption
- 7.3 l/100 km (combined)
- Fuel tank
- 54 l
- CO2 emissions
- 165 g/km
- Emission class
- Euro 6
- Emissions test cycle
- WLTP
- Exhaust aftertreatment
- Petrol particulate filter
- Pass-by noise
- 68 dB
Dimensions and weights
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- Width including mirrors
- 2,034 mm
- Wheelbase
- 2,702 mm
- Ground clearance
- 211 mm
- Turning circle
- 11.8 m
- Approach angle
- 21.7°
- Departure angle
- 30.4°
- Breakover angle
- 21.9°
- Wading depth
- 450 mm
- Boot space
- 433 l
- Boot space, seats folded
- 1,309 l
- Kerb weight
- 1,711 kg
- Gross weight
- 2,230 kg
- Payload
- 518–519 kg
- Roof load
- 75 kg
- Max towing weight
- 2,100 kg
- Towing weight (unbraked)
- 750 kg
- Tow ball load
- 110 kg
Body and chassis
- Seats
- 5
- Doors
- 5
- Front suspension
- Coil springs
- Rear suspension
- Coil springs
- Front brakes
- Disc brakes
- Rear brakes
- Disc brakes
- Tyre pressure monitoring
- Direct (sensors in the wheels)
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
- Generation
- Generation 1 (X)
- Produced
- 2018–2021
- Sub-model
- SUV (X)
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Power tailgate
- Premium audio
- Reversing camera
- Sunroof or panoramic roof
Equipment rating
Asking price: 35,900 €
- Kamux · 25/6/2026
- Kamux Espoo Koskelo · 4/7/–27/8/2026
- Kamux Espoo Niittykumpu · 5/11/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 25/06/2026 | 36,900 € | – | Kamux |
| 04/07/2026 | 36,900 € | – | Kamux Espoo Koskelo |
| 22/07/2026 | 36,890 € | −10 € | Kamux Espoo Koskelo |
| 22/08/2026 | 35,900 € | −990 € | Kamux Espoo Koskelo |
| 27/08/2026 | 34,490 € | −1,410 € | Kamux Espoo Koskelo |
| 05/11/2026 | 35,900 € | – | Kamux Espoo Niittykumpu |
Next inspection due around 8/2028
About 21 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2026.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failures in the same model series
2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Vehicle identification 0.9
Plates and register entries, VIN, documents
- Axles and suspension 0.4
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 0.3
Service and parking brake, brake dynamometer tests, stability control
The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.
Sale periods
Kamux, Espoo Koskelo 10 days
Kamux Espoo Koskelo, Espoo, Uusimaa 59 days
Kamux Espoo Niittykumpu, Espoo, Uusimaa 4 days for sale
25/6/202610/8/202624/9/20269/11/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 02/09/2026 | 34,490 € | 51,000 km | 69 days | Kamux Espoo Koskelo, Espoo, Uusimaa |
Listing changes
| Change | ||
|---|---|---|
| 05/11/2026 | Moved to another branch | Kamux Espoo Koskelo → Kamux Espoo Niittykumpu |
| 05/11/2026 | Asking price Kamux Espoo Niittykumpu | 34,490 € ↑ 35,900 € |
| 05/11/2026 | Mileage Kamux Espoo Niittykumpu | 51,000 km ↑ 56,000 km |
| 27/08/2026 | Asking price Kamux Espoo Koskelo | 35,900 € ↓ 34,490 € |
| 22/08/2026 | Asking price Kamux Espoo Koskelo | 36,890 € ↓ 35,900 € |
| 22/07/2026 | Asking price Kamux Espoo Koskelo | 36,900 € ↓ 36,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 400 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 192 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 192 €/yr
Base tax is based on CO₂ emissions (WLTP), 165 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 35 g/km above that average, which comes to 62 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance250 €/yr
- Comprehensive −25%
Without discount 970 €/yr730 €/yr - Total insurance
Without discount 1,220 €/yr980 €/yr
≈ 82 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 245/40 R21
- 245/45 R20
- 235/50 R19
- 235/55 R18
- 235/60 R17
- 235/30 R22
- 235/60 R22
- 245/30 R22
Wheel sizes for this model
17″
18″
19″
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration LTT-965?
LTT-965 is a 2021 Volvo XC40 B4 R Design Business with 56,000 km on the odometer. It is for sale at 35,900 €.
How much does Volvo XC40 B4 R Design Business cost?
Volvo XC40 B4 R Design Business is for sale at 35,900 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 33,000 €).
How long has this car been for sale?
The car has been for sale for at least 4 days. The listing entered bilbil.fi's tracking on 05/11/2026.
Has the price been reduced?
Yes. The asking price is 1,000 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 02/09/2026 for 34,490 €, and it has been driven about 5,000 km more since then.
What model year is the car?
The car is model year 2021.
How many kilometres has the car covered?
The car's mileage is 56,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 8/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 Volvo in Finland?
On 30/09/2026 there were 10,630 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.6 % of all cars first used that year, making it the third most common brand of that year among 35 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is hybrid (petrol) and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Premium audio, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 192 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volvo XC40 B4 R Design Business located?
The car is located in Uusimaa (Espoo, Uusimaa).
How much does the car cost to keep per year?
The estimate is 3,586 € per year: vehicle tax 192 €, insurance 980 €, fuel 2,414 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Kamux (Espoo).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.