27,880 €
J. Rinta-Jouppi Helsinki, Uusimaa
The 2020 BMW 320i Business Sport is an all-wheel-drive sedan, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 135 kW (184 hp).
The asking price is 27,900 €. That is 5,100 € (22%) above bilbil.fi's estimated market price of 22,800 €. The estimate is based on 480 comparable cars. The chance this car sells within the next 30 days is about 63%.
A dealer typically sells this model in about 16 days and a private seller in about 15 days.
The odometer reads 179,000 km, which works out at about 27,000 km per year. The car was inspected 9/2025, and the next inspection is due an estimated 9/2027.
This car has been sold before within bilbil.fi's tracking: it sold on 01/09/2026 for 25,700 €, at 173,000 km. It is now listed for 2,200 € more than in that sale. It has covered about 6,000 km more since.
Running the car costs an estimated:
Vehicle tax, insurance and fuel come to about 3,520 € per year.
The original tyre size is 225/50 R17.
The seller is Hedin Automotive (Joensuu).
The car has been for sale for 10 days since 30/10/2026.
The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.
Asking price: 27,900 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 26/08/2026 | 25,700 € | – | Saka Finland Oy Joensuu |
| 30/10/2026 | 27,800 € | – | Hedin Automotive BMW Joensuu |
| 03/11/2026 | 27,990 € | +190 € | Hedin Automotive BMW Joensuu |
| 06/11/2026 | 27,900 € | −90 € | Hedin Automotive BMW Joensuu |
536 cars of the BMW 3-sarja model series (first registered in 2020) were inspected in 2025. They recorded 106 defects leading to a failure, or 19.8 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is more defects than in cars of the same age on average.
Front and rear axles, springs and dampers, tyres and wheels
Service and parking brake, brake dynamometer tests, stability control
Exhaust measurement, OBD system, oil, fluid and fuel leaks
The remaining 12.3 % of defects fall under other items. Most advisories concerned lights and electrics (23). Median mileage 96,000 km.
sale
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 01/09/2026 | 25,700 € | 173,000 km | 6 days | Saka Finland Oy Joensuu, Joensuu, Pohjois-Karjala |
| Change | ||
|---|---|---|
| 06/11/2026 | Asking price Hedin Automotive BMW Joensuu | 27,990 € ↓ 27,900 € |
| 03/11/2026 | Asking price Hedin Automotive BMW Joensuu | 27,800 € ↑ 27,990 € |
| 30/10/2026 | Seller changed | Saka Finland Oy Joensuu → Hedin Automotive BMW Joensuu |
| 30/10/2026 | Asking price Hedin Automotive BMW Joensuu | 25,700 € ↑ 27,800 € |
| 30/10/2026 | Mileage Hedin Automotive BMW Joensuu | 173,000 km ↑ 179,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 151 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 13 g/km above that average, which comes to 23 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
≈ 68 €/mo
Request a quoteThe campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW 3-serie (2020–2020) · 320i. xDrive sedan G20 (135kW)
Original wheel size: 18″
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (GNH-418).
Order tyres See wheels too →
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GNH-418 is a 2020 BMW 320i Business Sport with 179,000 km on the odometer. It is for sale at 27,900 €.
BMW 320i Business Sport is for sale at 27,900 €.
According to bilbil.fi's price estimate, the asking price is well above market price (estimated market price 22,800 €).
The car has been for sale for at least 10 days. The listing entered bilbil.fi's tracking on 30/10/2026.
Yes: this car has one earlier completed sale on record. It was last sold on 01/09/2026 for 25,700 €, and it has been driven about 6,000 km more since then.
The car is model year 2020 and was first registered on 03/02/2020.
The car's mileage is 179,000 km.
Based on the listing data, the next inspection is due around 9/2027. A car under 10 years old is inspected every two years.
15.7 % of BMW 3-sarja cars first registered in 2020 failed their periodic inspection in 2025 (536 inspections, median mileage 96,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/09/2026 there were 6,854 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
For BMW 3-sarja cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, emissions and leaks. That is 19.8 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is petrol and the gearbox is automatic.
Notable features include Tow bar, LED headlights, Keyless entry and start, Parking sensors, Leather upholstery. The full feature list is on this page.
Vehicle tax is 163 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car's original tyre size is 225/50 R17.
The car is located in Pohjois-Karjala (Joensuu, Pohjois-Karjala).
According to the listing, the last service was 5/2026.
The estimate is 3,520 € per year: vehicle tax 163 €, insurance 810 €, fuel 2,547 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is Hedin Automotive (Joensuu).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.