The 2023 Volvo XC40 B3 MHEV Core DCT aut is a front-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 120 kW (163 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 1,033 of them 2023 cars.

The asking price is 30,900 € (plus a 349 € handling fee). That is 1,500 € (5%) above bilbil.fi's estimated market price of 29,400 €. The estimate is based on 1,172 comparable cars. The chance this car sells within the next 30 days is about 54%.

A dealer typically sells this model in about 13 days and a private seller in about 12 days.

The odometer reads 121,000 km, which works out at about 36,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2028.

Notable equipment:

  • Tow bar
  • LED headlights
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,260 € per year.

The listing says 2 sets of tyres are included. According to the listing, VAT is deductible: at the 25.5 % rate the price includes 6,278 € in VAT, leaving a net cost of 24,622 € for a buyer entitled to deduct it.

The seller is Kamux (Hämeenlinna).

The car has been for sale for 37 days since 24/08/2026.

Basic information

Mileage
121,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Hybrid
Model year
2023
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre sets
2
Keys
2
VAT deductible
Yes
In traffic use in Finland
19 cars
Steering position
Left-hand
Imported car
Yes
VIN number
YV1XZK7VXP2076786
bilbil.fi ID
188293

Technical details

Power
120 kW / 163 hp
Torque
265 Nm
Acceleration (0–100)
8.6 s
Top speed
180 km/h
Seats
5
Doors
5
Number of gears
7
Cylinders
4
Turbocharger
Yes
CO2 emissions
152 g/km
Kerb weight
1,688 kg
Gross weight
2,220 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
Last inspection
8/2026
Type approval number
e9*2007/46*3146*15

Gearbox
Automatic

Equipment

  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 30,900 €

Above market price

Market price estimate 29,400 €

Based on asking prices

Compared to 1,172 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2023) 32,690 €
  • Fuel type: Hybrid +4,100 €
  • Automatic transmission +40 €
  • Sold by a dealer +10 €
  • Front-wheel drive −1,230 €
  • High mileage −6,210 €
  • Market price estimate 29,400 €

Without a statistically distinct effect in this group: tow bar, parking sensors.

No price changes during the tracked period.

Next inspection due around 8/2028

About 22 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2026.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Sale periods

Kamux Verkkokauppa, Hämeenlinna, Kanta-Häme 37 days for sale
24/8/20265/9/202618/9/20261/10/2026

Sales

No previous sales.

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 345 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 165 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 165 €/yr

Base tax is based on CO₂ emissions (WLTP), 152 g/km.

The average CO₂ of petrol passenger cars first registered in 2023 was 122.6 g/km (WLTP). This car is 29 g/km above that average, which comes to 41 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive850 €/yr
  • Total insurance1,090 €/yr

≈ 91 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 235/30 R22
  • 235/60 R22
  • 245/30 R22
  • 255/25 R22
  • 255/30 R22
  • 255/35 R22
  • 245/40 R21
  • 245/45 R20

Wheel sizes for this model

20″
21″
22″
What do the sizes mean?
Find tyres

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Frequently asked questions about this car

How much does Volvo XC40 B3 MHEV Core DCT aut cost?

Volvo XC40 B3 MHEV Core DCT aut is for sale at 30,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 29,400 €).

How long has this car been for sale?

The car has been for sale for at least 37 days. The listing entered bilbil.fi's tracking on 24/08/2026.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2023. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 121,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 8/2028. A car under 10 years old is inspected every two years.

How common is a 2023 Volvo in Finland?

On 30/06/2026 there were 8,328 Volvo passenger cars first used in 2023 in traffic use in Finland. That is 8.4 % of all cars first used that year, making it the third most common brand of that year among 37 brands. The most common fuel type among them is plug-in hybrid (54.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 1,033 of them were 2023 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, LED headlights, Keyless entry and start, Power tailgate, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 165 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Can VAT be deducted from this car's price?

According to the listing, yes: at the 25.5 % rate the price includes 6,278 € in deductible VAT, leaving a net cost of 24,622 € for a buyer entitled to deduct it. The deduction is available only to a VAT-registered buyer, and for a passenger car only if the car is used exclusively for purposes entitling to deduction.

Where is Volvo XC40 B3 MHEV Core DCT aut located?

The car is located in Kanta-Häme (Hämeenlinna, Kanta-Häme).

How much does the car cost to keep per year?

The estimate is 1,255 € per year: vehicle tax 165 €, insurance 1,090 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Hämeenlinna).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.