On sale 6 daysOn sale 6 d
21,890 €
Rinta-Joupin Autoliike, Turku, Varsinais-Suomi
1 / 18 Image source: GT-Auto, Nettiauto
The 2021 Volkswagen T-Cross Life 1.0 TSI DSG 5-ov is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.0 litres and an output of 81 kW (110 hp).
The asking price is 21,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 22,300 €. The estimate is based on 177 comparable cars. The chance this car sells within the next 30 days is about 48%.
The asking price has been reduced by 890 € from the original 22,790 €. A dealer typically sells this model in about 21 days.
The odometer reads 18,500 km, which works out at about 4,000 km per year. The car was inspected 7/2026, and the next inspection is due an estimated 7/2028. The most common inspection failure cause in this model series is brakes.
- Adaptive cruise control
- LED headlights
- Reversing camera
- Parking sensors
This car has been sold before within bilbil.fi's tracking: it sold on 09/09/2026 for 19,990 €, at 18,200 km. It is now listed for 1,910 € more than in that sale. It has covered about 300 km more since.
Running the car costs an estimated:
- Vehicle tax 159 € per year
- Insurance 860 € per year
- Financing instalment 246 € per month
Vehicle tax and insurance come to about 1,020 € per year.
The seller is GT-Auto (Vantaa).
The car has been for sale for 14 days since 16/09/2026.
Basic information
- Registration number
- MSK-560
- Mileage
- 18,500 km
Verify mileage authenticity 20% off
- Engine
- 1.0 l, Petrol
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Red
- In traffic use in Finland
- 888 cars
- Steering position
- Left-hand
- VIN number
- WVGZZZC1ZMY122119
- bilbil.fi ID
- 187447
Technical details
- Power
- 81 kW / 110 hp
- Top speed
- 189 km/h
- Seats
- 5
- Doors
- 5
- Number of gears
- 7
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 137 g/km (WLTP)
- Emission class
- Euro 6
- Kerb weight
- 1,298 kg
- Gross weight
- 1,770 kg
- Max towing weight
- 1,100 kg
- Towing weight (unbraked)
- 640 kg
- Dimensions (L × W × H)
- 4,120 × 1,784 × 1,584 mm
- First registration
- 14/06/2021
- Last inspection
- 7/2026
- Type approval number
- e13*2007/46*1985
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- LED headlights
- Parking sensors
- Reversing camera
Equipment rating
Asking price: 21,900 €
- A1 Autocom Oy · 23/8/–7/9/2026
- GT-Auto Vantaa · 16/9/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 23/08/2026 | 22,790 € | – | A1 Autocom Oy |
| 07/09/2026 | 19,990 € | −2,800 € | A1 Autocom Oy |
| 16/09/2026 | 21,900 € | – | GT-Auto Vantaa |
Next inspection due around 7/2028
About 22 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 7/2026.
Check with Traficom
Failures in the same model series
638 cars of the Volkswagen T-CROSS model series (first registered in 2021) were inspected in 2025. They recorded 92 defects leading to a failure, or 14.4 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly more defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 8.6
Service and parking brake, brake dynamometer tests, stability control
- Steering 3.4
Steering joints and rods, steering gear
- Emissions and leaks 0.8
Exhaust measurement, OBD system, oil, fluid and fuel leaks
The remaining 10.9 % of defects fall under other items. Most advisories concerned lights and electrics (28). Median mileage 49,000 km.
Sale periods
A1 Autocom Oy, Kaarina, Varsinais-Suomi 16 days
GT-Auto Vantaa, Uusimaa 14 days for sale
23/8/20265/9/202617/9/202630/9/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 09/09/2026 | 19,990 € from 22,790 € (−2,800 €) | 18,200 km | 17 days | A1 Autocom Oy, Kaarina, Varsinais-Suomi |
Listing changes
| Date | What | Change |
|---|---|---|
| 16/09/2026 | Seller changed | A1 Autocom Oy → GT-Auto Vantaa |
| 16/09/2026 | Asking price GT-Auto Vantaa | 19,990 € → 21,900 € |
| 16/09/2026 | Mileage GT-Auto Vantaa | 18,200 km → 18,500 km |
| 07/09/2026 | Asking price A1 Autocom Oy | 22,790 € → 19,990 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 246 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 159 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 159 €/yr
Base tax is based on CO₂ emissions (WLTP), 149 g/km.
The average CO₂ of petrol passenger cars first registered in 2021 was 129.9 g/km (WLTP). This car is 19 g/km above that average, which comes to 28 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance220 €/yr
- Comprehensive640 €/yr
- Total insurance860 €/yr
≈ 72 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 225/35 R20
- 225/40 R19
- 215/45 R18
- 205/55 R17
- 205/60 R16
Wheel sizes for this model
16″
17″
18″
19″
20″
What do the sizes mean?
Find tyres Cruise, Sumuvalot, Kosketusnäyttö, Sähköikkunat, Kauko-Ohjattu Keskuslukitus, Vähän ajettu
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Frequently asked questions about this car
Which car has the registration MSK-560?
MSK-560 is a 2021 Volkswagen T-Cross Life 1.0 TSI DSG 5-ov with 18,500 km on the odometer. It is for sale at 21,900 €.
How much does Volkswagen T-Cross Life 1.0 TSI DSG 5-ov cost?
Volkswagen T-Cross Life 1.0 TSI DSG 5-ov is for sale at 21,900 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 22,300 €).
How long has this car been for sale?
The car has been for sale for at least 14 days. The listing entered bilbil.fi's tracking on 16/09/2026.
Has the price been reduced?
Yes. The asking price is 890 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 09/09/2026 for 19,990 €, and it has been driven about 300 km more since then.
What model year is the car?
The car is model year 2021 and was first registered on 14/06/2021.
How many kilometres has the car covered?
The car's mileage is 18,500 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 7/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
11.6 % of Volkswagen T-CROSS cars first registered in 2021 failed their periodic inspection in 2025 (638 inspections, median mileage 49,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 Volkswagen in Finland?
On 30/06/2026 there were 13,106 Volkswagen passenger cars first used in 2021 in traffic use in Finland. That is 10.6 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (38.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volkswagen T-CROSS cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: brakes, steering, emissions and leaks. That is 14.4 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Adaptive cruise control, LED headlights, Reversing camera, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 159 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is Volkswagen T-Cross Life 1.0 TSI DSG 5-ov located?
The car is located in Uusimaa (Vantaa, Uusimaa).
How much does the car cost to keep per year?
The estimate is 1,019 € per year: vehicle tax 159 €, insurance 860 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is GT-Auto (Vantaa).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.