On sale 9 daysOn sale 9 d
1,000 €
Private seller, Jyväskylä, Keski-Suomi
1 / 15 Image source: TMI TERO IMMONEN, Nettiauto
The 2004 Fiat Punto 1.2i Dynamic 5d is a front-wheel-drive hatchback, petrol-powered with a manual gearbox. It has an engine displacement of 1.2 litres and an output of 44 kW (60 hp).
The asking price is 999 €. That is 201 € (17%) below bilbil.fi's estimated market price of 1,200 €. The estimate is based on 210 comparable cars. The chance this car sells within the next 30 days is about 86%.
A dealer typically sells this model in about 6 days and a private seller in about 4 days.
The odometer reads 222,000 km, which works out at about 10,000 km per year. The car was inspected 6/2026, and the next inspection is due 6/2027.
This car has been sold before within bilbil.fi's tracking: it sold on 18/08/2026 for 500 €, at 222,000 km. It is now listed for 499 € more than in that sale.
Running the car costs an estimated:
- Vehicle tax 164 € per year
- Insurance
without discount 450 €390 € per year
25% off comprehensive cover(opens in a new tab) - Financing instalment 35 € per month
Vehicle tax and insurance come to about 550 € per year.
The original tyre size is 165/70 R14. The listing says 2 sets of tyres are included.
The seller is TMI TERO IMMONEN (Ylöjärvi).
The car has been for sale for 5 days since 08/10/2026.
Basic information
- Registration number
- ACF-479
- Mileage
- 222,000 km
Verify mileage authenticity 20% off
- Engine
- 1.2 l, Petrol
- Model year
- 2004
- Gearbox
- Manual
- Drivetrain
- Front-wheel drive
- Body type
- Hatchback
- Vehicle type
- Passenger car
- Colour
- Red
- Tyre size
- 165/70 R14
- Wheel size
- 14″
- Tyre sets
- 2
- In traffic use in Finland
- 6,135 cars
- Steering position
- Left-hand
- VIN number
- ZFA18800005282569
- bilbil.fi ID
- 180027
Technical details
- Power
- 44 kW / 60 hp
- Fuel consumption
- 7.3 l/100 km (urban)
- Seats
- 5
- Number of gears
- 5
- Cylinders
- 4
- Turbocharger
- No
- CO2 emissions
- 136 g/km
- Kerb weight
- 950 kg
- Gross weight
- 1,385 kg
- Max towing weight
- 1,000 kg
- Towing weight (unbraked)
- 400 kg
- Dimensions (L × W × H)
- 3,870 × 1,660 × 1,480 mm
- First registration
- 05/02/2004
- Last inspection
- 6/2026
- Type approval number
- e3*98/14*0048
- Gearbox
- Manual
Equipment
No notable equipment was identified from the listing.
Equipment rating
Asking price: 999 €
- Private seller · 18/8/2026
- TMI TERO IMMONEN · 8/10/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 18/08/2026 | 500 € | – | Private seller |
| 08/10/2026 | 999 € | – | TMI TERO IMMONEN |
Next inspection due 6/2027
About 8 months left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 6/2026.
Check with Traficom
Failure rate among cars of the same age
Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).
Sale periods
Private seller, Lahti, Päijät-Häme 1 day
TMI TERO IMMONEN, Ylöjärvi, Pirkanmaa 5 days for sale
18/8/20266/9/202625/9/202613/10/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 18/08/2026 | 500 € | 222,000 km | 1 day | Private seller, Lahti, Päijät-Häme |
Listing changes
| Date | What | Change |
|---|---|---|
| 08/10/2026 | Seller changed | Private seller → TMI TERO IMMONEN |
| 08/10/2026 | Asking price TMI TERO IMMONEN | 500 € → 999 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportBILBIL −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
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€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 35 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 164 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 164 €/yr
Base tax is based on CO₂ emissions (NEDC), 136 g/km.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
−25% POP Vakuutus comprehensive cover campaign until 10/11/2026
- Liability insurance200 €/yr
- Comprehensive −25%
Without discount 250 €/yr190 €/yr - Total insurance
Without discount 450 €/yr390 €/yr
≈ 33 €/mo
Request a quoteService provided by
The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
Fiat Punto (2004–2007) · 1.2. 5dr (44kW)
Tyre sizes for this car
- 165/70 R14 Original
- 205/40 R17 Recommended
- 205/45 R16 Recommended
- 195/50 R16 Recommended
- 185/55 R15 Recommended
Wheel sizes for this car
14″
15″
16″
17″
Original wheel size: 14″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ACF-479).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration ACF-479?
ACF-479 is a 2004 Fiat Punto 1.2i Dynamic 5d with 222,000 km on the odometer. It is for sale at 999 €.
How much does Fiat Punto 1.2i Dynamic 5d cost?
Fiat Punto 1.2i Dynamic 5d is for sale at 999 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 1,200 €).
How long has this car been for sale?
The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 08/10/2026.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 18/08/2026 for 500 €.
What model year is the car?
The car is model year 2004 and was first registered on 05/02/2004.
How many kilometres has the car covered?
The car's mileage is 222,000 km.
When is the car due for its next inspection?
According to the listing, the next inspection is due 6/2027. A car over 10 years old is inspected every year.
How common is a 2004 Fiat in Finland?
On 30/06/2026 there were 1,617 Fiat passenger cars first used in 2004 in traffic use in Finland. That is 2.1 % of all cars first used that year, making it the 14th most common brand of that year among 34 brands. The most common fuel type among them is petrol (99.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is manual.
How much is the car's vehicle tax?
Vehicle tax is 164 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 165/70 R14.
Where is Fiat Punto 1.2i Dynamic 5d located?
The car is located in Pirkanmaa (Ylöjärvi, Pirkanmaa).
How much does the car cost to keep per year?
The estimate is 554 € per year: vehicle tax 164 €, insurance 390 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is TMI TERO IMMONEN (Ylöjärvi).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.