The 2021 Volvo XC60 B4 AWD Momentum is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 145 kW (197 hp). The car is imported. Used imports of this make totalled 17,631 cars in 2023–2025, 2,819 of them 2021 cars.

The asking price is 42,900 € (plus a 349 € handling fee). That is 2,600 € (6%) below bilbil.fi's estimated market price of 45,500 €. The estimate is based on 1,760 comparable cars. The chance this car sells within the next 30 days is about 31%.

The asking price has been reduced once, by 1,990 € from the original 44,890 €. A dealer typically sells this model in about 15 days and a private seller in about 18 days.

The odometer reads 80,000 km, which works out at about 15,000 km per year.

Notable equipment:

  • Premium audio
  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 2,030 € per year.

The seller is Kamux (Kuopio).

The car has been for sale for 44 days since 17/08/2026.

Basic information

Mileage
80,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Diesel
Model year
2021
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Keys
2
In traffic use in Finland
372 cars
Steering position
Left-hand
Imported car
Yes
VIN number
YV1UZK5VCM1743156
bilbil.fi ID
177632

Technical details

Power
145 kW / 197 hp
Torque
420 Nm
Acceleration (0–100)
8.3 s
Top speed
180 km/h
Fuel consumption
6.3 l/100 km (urban)
Seats
5
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
159 g/km
Kerb weight
1,968 kg
Gross weight
2,520 kg
Dimensions (L × W × H)
4,688 × 1,939 × 1,641 mm
Type approval number
e4*2007/46*1220

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Premium audio
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 42,900 €

Below market price

Market price estimate 45,500 €

Based on asking prices

Compared to 1,760 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC60, 2021) 27,170 €
  • Fuel type: Diesel +15,680 €
  • Premium audio +2,030 €
  • Reversing camera +530 €
  • Sold by a dealer +50 €
  • All-wheel drive +40 €
  • Market price estimate 45,500 €

Without a statistically distinct effect in this group: tow bar, fuel-operated parking heater.

42,000 €43,000 €44,000 €45,000 €46,000 €17/8/20261/9/202616/9/202630/9/2026
DatePriceChange
17/08/202644,890 €–
11/09/202642,900 €−1,990 €

Next inspection

A car under 10 years old is inspected every two years. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

The interval is derived from the model year, because the listing has no first registration date.

Failures in the same model series

2,358 cars of the Volvo XC60 model series (first registered in 2021) were inspected in 2025. They recorded 69 defects leading to a failure, or 2.9 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 1.1

    27 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 0.7

    17 defects, All cars 0.7

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Road test and visibility 0.3

    7 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

The remaining 26.1 % of defects fall under other items. Most advisories concerned road test and visibility (58). Median mileage 79,000 km.

Sale periods

Kamux Kuopio, Pohjois-Savo 44 days for sale
17/8/20261/9/202616/9/202630/9/2026

Sales

No previous sales.

Listing changes

DateWhatChange
11/09/2026Asking price 44,890 € → 42,900 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 477 €/mo
See offers
Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 179 €/yr
  • Driving power tax 522 €/yr
  • Total vehicle tax 701 €/yr

Base tax is based on CO₂ emissions (WLTP), 159 g/km. Driving power tax is based on gross weight (2520 kg).

The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 28 g/km below that average, which comes to 69 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive1,080 €/yr
  • Total insurance1,330 €/yr

≈ 111 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Tyre sizes for this model

  • 265/35 R22
  • 255/40 R21
  • 255/45 R20
  • 235/55 R19
  • 235/60 R18

Wheel sizes for this model

18″
19″
20″
21″
22″
What do the sizes mean?
Find tyres

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Frequently asked questions about this car

How much does Volvo XC60 B4 AWD Momentum cost?

Volvo XC60 B4 AWD Momentum is for sale at 42,900 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 45,500 €).

How long has this car been for sale?

The car has been for sale for at least 44 days. The listing entered bilbil.fi's tracking on 17/08/2026.

Has the price been reduced?

Yes. The asking price is 1,990 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 80,000 km.

How often does this model fail its inspection?

2.5 % of Volvo XC60 cars first registered in 2021 failed their periodic inspection in 2025 (2,358 inspections, median mileage 79,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 Volvo in Finland?

On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 2,819 of them were 2021 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For Volvo XC60 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, road test and visibility. That is 2.9 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Premium audio, Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 701 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

Where is Volvo XC60 B4 AWD Momentum located?

The car is located in Pohjois-Savo (Kuopio, Pohjois-Savo).

How much does the car cost to keep per year?

The estimate is 2,031 € per year: vehicle tax 701 €, insurance 1,330 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Kuopio).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.