The 2021 BMW 320 is an all-wheel-drive estate, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).

The asking price is 16,870 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 17,100 €. The estimate is based on 326 comparable cars.

The asking price has been reduced by 20 € from the original 16,890 €. A dealer typically sells this model in about 14 days and a private seller in about 13 days.

The odometer reads 256,000 km, which works out at about 50,000 km per year. The car was inspected 2/2025, and the next inspection is due an estimated 2/2027.

Notable equipment:

  • Tow bar
  • LED headlights
  • Keyless entry and start
  • Parking sensors
  • Leather upholstery

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,450 € per year.

The original tyre size is 225/50 R17. The listing says 2 sets of tyres are included: summer and winter.

The seller is Kamux (Hämeenlinna).

The car has been for sale for 86 days since 22/06/2026. The listing has been renewed mid-sale.

Basic information

Registration number
MZF-367
Mileage
256,000 km
carVertical Verify mileage authenticity
Engine
2.0 l, Diesel
Model year
2021
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
349 €
Body type
Estate
Vehicle type
Passenger car
Colour
Black
Tyre size
225/50 R17
Wheel size
17″
Tyre sets
2 (summer and winter)
Owners
1
Keys
2
In traffic use in Finland
13 cars
Steering position
Left-hand
Imported car
No
VIN number
WBA31DZ07MFL43585
bilbil.fi ID
17051

Technical details

Power
140 kW / 190 hp
Acceleration (0–100)
7.4 s
Top speed
225 km/h
Fuel consumption
6 l/100 km (combined)
Seats
5
Doors
4
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
136 g/km
Kerb weight
1,765 kg
Gross weight
2,290 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,709 × 1,827 × 1,445 mm
First registration
01/08/2021
Last inspection
2/2025
Last service
5/2026, 255,000 km
Type approval number
e1*2007/46*2017

Gearbox
Automatic

Equipment

  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Tow bar

Equipment rating

Asking price: 16,870 €

At market price

Market price estimate 17,100 €

Based on asking prices

Compared to 326 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (BMW 320, 2021) 25,090 €
  • All-wheel drive +490 €
  • Sold by a dealer +70 €
  • High mileage −8,550 €
  • Market price estimate 17,100 €

Without a statistically distinct effect in this group: leather upholstery, led headlights.

15,000 €16,000 €17,000 €18,000 €19,000 €20,000 €22/6/202625/7/202628/8/202630/9/2026
DatePriceChangeListing
22/06/202616,890 €–Kamux
26/06/202616,600 €−290 €Kamux
04/07/202616,600 €–Kamux Hämeenlinna
10/07/202615,990 €−610 €Kamux Hämeenlinna
16/07/202615,790 €−200 €Kamux Hämeenlinna
04/08/202618,990 €–Kamux Hämeenlinna
12/08/202618,880 €−110 €Kamux Hämeenlinna
17/08/202617,990 €−890 €Kamux Hämeenlinna
24/08/202617,700 €−290 €Kamux Hämeenlinna
26/08/202617,400 €−300 €Kamux Hämeenlinna
02/09/202617,290 €−110 €Kamux Hämeenlinna
04/09/202616,990 €−300 €Kamux Hämeenlinna
12/09/202616,700 €−290 €Kamux Hämeenlinna
17/09/202616,680 €−20 €Kamux Hämeenlinna
19/09/202616,880 €+200 €Kamux Hämeenlinna
26/09/202616,870 €−10 €Kamux Hämeenlinna

Next inspection due around 2/2027

About 4 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 2/2025.

Check with Traficom

Failures in the same model series

1,654 cars of the BMW 3-sarja model series (first registered in 2021) were inspected in 2025. They recorded 145 defects leading to a failure, or 8.8 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.3

    87 defects, All cars 5.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Road test and visibility 1.3

    21 defects, All cars 0.5

    Windscreen and wipers, mirrors, field of view, controls, road test

  3. Emissions and leaks 1.1

    18 defects, All cars 0.7

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

The remaining 13.1 % of defects fall under other items. Most advisories concerned road test and visibility (48). Median mileage 76,000 km.

Sale periods

Kamux, Hämeenlinna 13 days
Kamux Hämeenlinna, Kanta-Häme 74 days for sale
22/6/202625/7/202628/8/202630/9/2026

Grey break: the listing was off the market, with no sale recorded.

Sales

No previous sales.

Listing changes

DateWhatChange
26/09/2026Asking price Kamux Hämeenlinna16,880 € → 16,870 €
19/09/2026Asking price Kamux Hämeenlinna16,680 € → 16,880 €
17/09/2026Asking price Kamux Hämeenlinna16,700 € → 16,680 €
12/09/2026Asking price Kamux Hämeenlinna16,990 € → 16,700 €
04/09/2026Asking price Kamux Hämeenlinna17,290 € → 16,990 €
02/09/2026Asking price Kamux Hämeenlinna17,400 € → 17,290 €
26/08/2026Asking price Kamux Hämeenlinna17,700 € → 17,400 €
24/08/2026Asking price Kamux Hämeenlinna17,990 € → 17,700 €
17/08/2026Asking price Kamux Hämeenlinna18,880 € → 17,990 €
12/08/2026Asking price Kamux Hämeenlinna18,990 € → 18,880 €
04/08/2026Listing renewed Kamux Hämeenlinna–
04/08/2026Asking price Kamux Hämeenlinna15,790 € → 18,990 €
04/08/2026Mileage Kamux Hämeenlinna255,000 km → 256,000 km
16/07/2026Asking price Kamux Hämeenlinna15,990 € → 15,790 €
10/07/2026Asking price Kamux Hämeenlinna16,600 € → 15,990 €
26/06/2026Asking price Kamux16,890 € → 16,600 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 191 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 137 €/yr
  • Driving power tax 462 €/yr
  • Total vehicle tax 599 €/yr

Base tax is based on CO₂ emissions (WLTP), 136 g/km. Driving power tax is based on gross weight (2290 kg).

The average CO₂ of diesel passenger cars first registered in 2021 was 187.3 g/km (WLTP). This car is 51 g/km below that average, which comes to 111 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance250 €/yr
  • Comprehensive600 €/yr
  • Total insurance850 €/yr

≈ 71 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

BMW 3-serie (2020–2021) · 320d hybrid. xDrive touring G21 (140kW)

Tyre sizes for this car

  • 255/40 R18 Original
  • 225/50 R17 Original
  • 255/30 R20 Recommended
  • 225/35 R20 Recommended
  • 255/35 R19 Recommended
  • 225/40 R19 Recommended
  • 225/45 R18 Recommended
  • 255/45 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (MZF-367).

Order tyres See wheels too →

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Frequently asked questions about this car

Which car has the registration MZF-367?

MZF-367 is a 2021 BMW 320 with 256,000 km on the odometer. It is for sale at 16,870 €.

How much does BMW 320 cost?

BMW 320 is for sale at 16,870 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 17,100 €).

How long has this car been for sale?

The car has been for sale for at least 86 days: the first listing entered bilbil.fi's tracking on 22/06/2026, and the listing has since been renewed.

Has the price been reduced?

Yes. The asking price is 20 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2021 and was first registered on 01/08/2021.

How many kilometres has the car covered?

The car's mileage is 256,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 2/2027. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

7.6 % of BMW 3-sarja cars first registered in 2021 failed their periodic inspection in 2025 (1,654 inspections, median mileage 76,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2021 BMW in Finland?

On 30/06/2026 there were 7,354 BMW passenger cars first used in 2021 in traffic use in Finland. That is 5.9 % of all cars first used that year, making it the 7th most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (71.5 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For BMW 3-sarja cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: axles and suspension, road test and visibility, emissions and leaks. That is 8.8 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, LED headlights, Keyless entry and start, Parking sensors, Leather upholstery. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 599 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/50 R17.

Where is BMW 320 located?

The car is located in Kanta-Häme (Hämeenlinna, Kanta-Häme).

How many owners has the car had?

According to the listing, the car has had 1 owners.

When was the car last serviced?

According to the listing, the last service was 5/2026, 255,000 km.

How much does the car cost to keep per year?

The estimate is 1,449 € per year: vehicle tax 599 €, insurance 850 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Kamux (Hämeenlinna).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.