The 2020 Toyota RAV4 is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 129 kW (175 hp).

The asking price is 34,950 € (plus a 249 € handling fee). That is 2,150 € (7%) above bilbil.fi's estimated market price of 32,800 €. The estimate is based on 981 comparable cars. The chance this car sells within the next 14 days is about 16%.

The asking price has been reduced 2 times, by a total of 500 € from the original 35,450 €. A dealer typically sells this model in about 11 days and a private seller in about 10 days.

The odometer reads 63,000 km, which works out at about 10,000 km per year. The estimated inspection deadline of 2/2026 has already passed.

Notable equipment:

  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Parking sensors

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,280 € per year.

The original tyre size is 225/65 R17.

The seller is Autoliike Nystedt Bilaffär (Ylivieska).

The car has been for sale for 52 days since 09/08/2026.

Basic information

Registration number
ZNA-745
Mileage
63,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Petrol
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
249 €
Body type
SUV
Vehicle type
Passenger car
Colour
Silver
Tyre size
225/65 R17
Wheel size
17″
In traffic use in Finland
82 cars
Steering position
Left-hand
Imported car
No
VIN number
JTMW43FV00J020472
bilbil.fi ID
164134

Technical details

Power
129 kW / 175 hp
Acceleration (0–100)
10.7 s
Top speed
190 km/h
Fuel consumption
7.3 l/100 km (combined)
Seats
5
Doors
4
Number of gears
6
Cylinders
4
Turbocharger
No
CO2 emissions
158 g/km
Kerb weight
1,560 kg
Gross weight
2,065 kg
Dimensions (L × W × H)
4,600 × 1,855 × 1,690 mm
First registration
23/03/2020
Last inspection
2/2024
Type approval number
e6*2007/46*0289

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • LED headlights
  • Parking sensors
  • Reversing camera

Equipment rating

Asking price: 34,950 €

Above market price

Market price estimate 32,800 €

Based on asking prices

Compared to 981 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Toyota RAV4, 2020) 30,270 €
  • Low mileage +2,770 €
  • Fuel type: Petrol +1,260 €
  • Sold by a dealer +10 €
  • Front-wheel drive −1,510 €
  • Market price estimate 32,800 €

Without a statistically distinct effect in this group: automatic transmission, parking sensors, adaptive cruise control.

34,800 €35,000 €35,200 €35,400 €35,600 €9/8/202627/8/202613/9/202630/9/2026
DatePriceChange
09/08/202635,450 €–
08/09/202635,350 €−100 €
22/09/202634,950 €−400 €

The inspection period appears to have expired

The estimated due date was 2/2026, about 8 months ago. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 2/2024.

Check with Traficom

The car may have been inspected after the listing was posted, or taken off the road, in which case the inspection requirement does not run.

Failures in the same model series

570 cars of the Toyota RAV4 model series (first registered in 2020) were inspected in 2025. They recorded 39 defects leading to a failure, or 6.8 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 2.8

    16 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Brakes 2.5

    14 defects, All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  3. Vehicle identification 0.5

    3 defects, All cars 0.6

    Plates and register entries, VIN, documents

The remaining 15.4 % of defects fall under other items. Most advisories concerned lights and electrics (22). Median mileage 98,000 km.

Sale periods

Oy Autoliike Nystedt Bilaffär Ab, Ylivieska, Pohjois-Pohjanmaa 52 days for sale
9/8/202627/8/202613/9/202630/9/2026

Sales

No previous sales.

Listing changes

DateWhatChange
22/09/2026Asking price 35,350 € → 34,950 €
08/09/2026Asking price 35,450 € → 35,350 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 390 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 177 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 177 €/yr

Base tax is based on CO₂ emissions (WLTP), 158 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 20 g/km above that average, which comes to 37 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance240 €/yr
  • Comprehensive860 €/yr
  • Total insurance1,100 €/yr

≈ 92 €/mo

Request a quote
Service provided by POP Vakuutus

The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Toyota Rav 4 (2018–2020) · 2.0. (130kW)

Tyre sizes for this car

  • 225/65 R17 Original
  • 255/35 R22 Recommended
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/55 R19 Recommended
  • 225/60 R18 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″
22″

Original wheel size: 17″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ZNA-745).

Order tyres See wheels too →

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Frequently asked questions about this car

Which car has the registration ZNA-745?

ZNA-745 is a 2020 Toyota RAV4 with 63,000 km on the odometer. It is for sale at 34,950 €.

How much does Toyota RAV4 cost?

Toyota RAV4 is for sale at 34,950 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 32,800 €).

How long has this car been for sale?

The car has been for sale for at least 52 days. The listing entered bilbil.fi's tracking on 09/08/2026.

Has the price been reduced?

Yes. The asking price is 500 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 2020 and was first registered on 23/03/2020.

How many kilometres has the car covered?

The car's mileage is 63,000 km.

When is the car due for its next inspection?

Based on the listing data, the inspection period ended around 2/2026. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

5.1 % of Toyota RAV4 cars first registered in 2020 failed their periodic inspection in 2025 (570 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Toyota in Finland?

On 30/06/2026 there were 14,665 Toyota passenger cars first used in 2020 in traffic use in Finland. That is 12.2 % of all cars first used that year, making it the most common brand of that year among 33 brands. The most common fuel type among them is petrol (95 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Toyota RAV4 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, brakes, vehicle identification. That is 6.8 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Adaptive cruise control, LED headlights, Reversing camera, Parking sensors. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 177 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 225/65 R17.

Where is Toyota RAV4 located?

The car is located in Pohjois-Pohjanmaa (Ylivieska, Pohjois-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 1,277 € per year: vehicle tax 177 €, insurance 1,100 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Autoliike Nystedt Bilaffär (Ylivieska).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.