33,000 €
Private seller, Iisalmi, Pohjois-Savo
The 2020 Volvo XC90 B5 AWD MHEV Inscription aut is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 173 kW (235 hp). The car is imported from Sweden. Used imports of this make totalled 17,631 cars in 2023–2025, 4,671 of them 2020 cars.
The asking price is 32,990 € (plus a 299 € handling fee). That is 2,090 € (7%) above bilbil.fi's estimated market price of 30,900 €. The estimate is based on 440 comparable cars. The chance this car sells within the next 30 days is about 45%.
A dealer typically sells this model in about 14 days and a private seller in about 12 days.
The odometer reads 290,000 km, which works out at about 41,000 km per year. The car was inspected 3/2026, and the next inspection is due an estimated 3/2028.
This car has been sold before within bilbil.fi's tracking: it sold on 07/09/2026 for 31,880 €, at 290,000 km. It is now listed for 1,110 € more than in that sale.
Running the car costs an estimated:
Vehicle tax and insurance come to about 1,960 € per year.
The original tyre size is 275/35 R22. The listing says 2 sets of tyres are included.
The seller is K-Auto (Oulu).
The car has been for sale for 23 days since 07/09/2026.
Asking price: 32,990 €
| Date | Price | Change | Listing |
|---|---|---|---|
| 05/08/2026 | 31,900 € | – | K-Auto Go |
| 22/08/2026 | 31,890 € | −10 € | K-Auto Go |
| 03/09/2026 | 31,880 € | −10 € | K-Auto Go |
| 07/09/2026 | 31,880 € | – | K-Auto Oulu, Vaihtoautot |
| 11/09/2026 | 31,870 € | −10 € | K-Auto Oulu, Vaihtoautot |
| 26/09/2026 | 32,990 € | +1,120 € | K-Auto Oulu, Vaihtoautot |
156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Front and rear axles, springs and dampers, tyres and wheels
Exhaust measurement, OBD system, oil, fluid and fuel leaks
Engine and transmission, seat belts and safety systems, tow equipment
Most advisories concerned road test and visibility (13). Median mileage 104,000 km.
sale
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 07/09/2026 | 31,880 € from 31,900 € (−20 €) | 290,000 km | 33 days | K-Auto Go, Vantaa, Uusimaa |
| Date | What | Change |
|---|---|---|
| 26/09/2026 | Asking price K-Auto Oulu, Vaihtoautot | 31,870 € → 32,990 € |
| 11/09/2026 | Asking price K-Auto Oulu, Vaihtoautot | 31,880 € → 31,870 € |
| 07/09/2026 | Seller changed | K-Auto Go → K-Auto Oulu, Vaihtoautot |
| 03/09/2026 | Asking price K-Auto Go | 31,890 € → 31,880 € |
| 22/08/2026 | Asking price K-Auto Go | 31,900 € → 31,890 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report | Country | Period | Asking price | Odometer |
|---|---|---|---|
| 1Sweden | not known | not known | not known |
| 2Finland | 8/2026–9/2026 | 32,990 € | 290,000 km |
When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
Base tax is based on CO₂ emissions (WLTP), 179 g/km. Driving power tax is based on gross weight (2840 kg).
The average CO₂ of diesel passenger cars first registered in 2019 was 164.2 g/km (WLTP). This car is 15 g/km above that average, which comes to 36 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
≈ 96 €/mo
Request a quoteThe final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
VOLVO XC90 (II) AWD (2015–2025) · B5 2.0
Original wheel size: 22″
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (OZM-510).
Order tyres See wheels too →
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OZM-510 is a 2020 Volvo XC90 B5 AWD MHEV Inscription aut with 290,000 km on the odometer. It is for sale at 32,990 €.
Volvo XC90 B5 AWD MHEV Inscription aut is for sale at 32,990 €.
According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 30,900 €).
The car has been for sale for at least 23 days. The listing entered bilbil.fi's tracking on 07/09/2026.
Yes: this car has one earlier completed sale on record. It was last sold on 07/09/2026 for 31,880 €.
The car is model year 2020 and was first registered on 30/08/2019. It was imported to Finland as a used car.
The car's mileage is 290,000 km.
Based on the listing data, the next inspection is due around 3/2028. A car under 10 years old is inspected every two years.
7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 4,671 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).
For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
The fuel type is diesel and the gearbox is automatic.
Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Keyless entry and start. The full feature list is on this page.
Vehicle tax is 808 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
The car's original tyre size is 275/35 R22.
The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).
The estimate is 1,958 € per year: vehicle tax 808 €, insurance 1,150 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
The seller is K-Auto (Oulu).
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.