The 2020 Volvo XC90 B5 AWD MHEV Inscription aut is an all-wheel-drive SUV, diesel-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 173 kW (235 hp). The car is imported from Sweden. Used imports of this make totalled 17,631 cars in 2023–2025, 4,671 of them 2020 cars.

The asking price is 32,990 € (plus a 299 € handling fee). That is 2,090 € (7%) above bilbil.fi's estimated market price of 30,900 €. The estimate is based on 440 comparable cars. The chance this car sells within the next 30 days is about 45%.

A dealer typically sells this model in about 14 days and a private seller in about 12 days.

The odometer reads 290,000 km, which works out at about 41,000 km per year. The car was inspected 3/2026, and the next inspection is due an estimated 3/2028.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

This car has been sold before within bilbil.fi's tracking: it sold on 07/09/2026 for 31,880 €, at 290,000 km. It is now listed for 1,110 € more than in that sale.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,960 € per year.

The original tyre size is 275/35 R22. The listing says 2 sets of tyres are included.

The seller is K-Auto (Oulu).

The car has been for sale for 23 days since 07/09/2026.

Basic information

Registration number
OZM-510
Mileage
290,000 km
carVertical Verify mileage authenticity
20% off
Engine
2.0 l, Diesel
Model year
2020
Gearbox
Automatic
Drivetrain
All-wheel drive
Office fee
299 €
Body type
SUV
Vehicle type
Passenger car
Colour
White
Tyre size
275/35 R22
Wheel size
22″
Tyre sets
2
Keys
1
In traffic use in Finland
35 cars
Steering position
Left-hand
Imported car
Yes, from Sweden
VIN number
YV1LFK2UCL1549683
bilbil.fi ID
155909

Technical details

Power
173 kW / 235 hp
Fuel consumption
6.9 l/100 km (combined)
Seats
7
Doors
5
Number of gears
8
Cylinders
4
Turbocharger
Yes
CO2 emissions
179 g/km
Kerb weight
2,172 kg
Gross weight
2,840 kg
Max towing weight
2,700 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,953 × 1,958 × 1,766 mm
First registration
30/08/2019
Last inspection
3/2026
Type approval number
e4*2007/46*0929

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Tow bar

Equipment rating

Asking price: 32,990 €

Above market price

Market price estimate 30,900 €

Based on asking prices

Compared to 440 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC90, 2020) 29,390 €
  • Fuel type: Diesel +15,030 €
  • Tow bar +840 €
  • Sold by a dealer +60 €
  • High mileage −14,420 €
  • Market price estimate 30,900 €

Without a statistically distinct effect in this group: led headlights, power tailgate.

31,500 €32,000 €32,500 €33,000 €33,500 €5/8/202624/8/202611/9/202630/9/2026
DatePriceChangeListing
05/08/202631,900 €–K-Auto Go
22/08/202631,890 €−10 €K-Auto Go
03/09/202631,880 €−10 €K-Auto Go
07/09/202631,880 €–K-Auto Oulu, Vaihtoautot
11/09/202631,870 €−10 €K-Auto Oulu, Vaihtoautot
26/09/202632,990 €+1,120 €K-Auto Oulu, Vaihtoautot

Next inspection due around 3/2028

About 18 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2026.

Check with Traficom

Failures in the same model series

156 cars of the Volvo XC90 model series (first registered in 2020) were inspected in 2025. They recorded 13 defects leading to a failure, or 8.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Axles and suspension 5.1

    8 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  2. Emissions and leaks 2.6

    4 defects, All cars 1.3

    Exhaust measurement, OBD system, oil, fluid and fuel leaks

  3. Engine and other equipment 0.6

    1 defects, All cars 0.3

    Engine and transmission, seat belts and safety systems, tow equipment

Most advisories concerned road test and visibility (13). Median mileage 104,000 km.

Sale periods

K-Auto Go, Vantaa, Uusimaa 33 days
K-Auto Oulu, Vaihtoautot, Oulu, Pohjois-Pohjanmaa 23 days for sale
5/8/202624/8/202611/9/202630/9/2026

sale

Sales

SoldPriceMileageTime on marketSeller
07/09/202631,880 € from 31,900 € (−20 €)290,000 km 33 daysK-Auto Go, Vantaa, Uusimaa

Listing changes

DateWhatChange
26/09/2026Asking price K-Auto Oulu, Vaihtoautot31,870 € → 32,990 €
11/09/2026Asking price K-Auto Oulu, Vaihtoautot31,880 € → 31,870 €
07/09/2026Seller changed K-Auto Go → K-Auto Oulu, Vaihtoautot
03/09/2026Asking price K-Auto Go31,890 € → 31,880 €
22/08/2026Asking price K-Auto Go31,900 € → 31,890 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

CountryPeriodAsking priceOdometer
1Swedennot knownnot knownnot known
2Finland8/2026–9/202632,990 €290,000 km

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 368 €/mo
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The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 226 €/yr
  • Driving power tax 582 €/yr
  • Total vehicle tax 808 €/yr

Base tax is based on CO₂ emissions (WLTP), 179 g/km. Driving power tax is based on gross weight (2840 kg).

The average CO₂ of diesel passenger cars first registered in 2019 was 164.2 g/km (WLTP). This car is 15 g/km above that average, which comes to 36 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance270 €/yr
  • Comprehensive880 €/yr
  • Total insurance1,150 €/yr

≈ 96 €/mo

Request a quote
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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included.

Remember to check tyre condition with the seller.

VOLVO XC90 (II) AWD (2015–2025) · B5 2.0

Tyre sizes for this car

  • 275/35 R22 Original
  • 275/40 R21 Recommended
  • 275/45 R20 Recommended
  • 235/55 R19 Recommended
  • 235/60 R18 Recommended

Wheel sizes for this car

18″
19″
20″
21″
22″

Original wheel size: 22″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (OZM-510).

Order tyres See wheels too →

TULOSSA Volvo XC90 Inscription vuodelta 2020 on näyttävä valkoinen neliveto-diesel, jossa yhdistyvät mukavuus, tilavuus ja tehokkuus. Tämä luotettava ja perheystävällinen SUV tarjoaa turvallisen kokemuksen, olitpa sitten arjen askareissa tai viikonloppureissulla koko perheen voimin. Sisällä sinua odottaa hienostunut musta nahkasisustus. Sähkösäätöiset etuistuimet muistilla tuovat personoitua mukavuutta joka ajolle. Automaattinen kaksialueilmastointi ylläpitää miellyttävää lämpötilaa kaikille matkustajille. Avaimeton kulku ja handsfree-takaluukku tekevät arjesta helpompaa käsien ollessa täynnä. Monipuoliset älypuhelinliitännät varmistavat yhteydenpidon ja viihteen myös matkan päällä. Kohokohdat: • Seitsemän tilavaa istuinta • Webasto-lisälämmitin • Mukautuva vakionopeudensäädin • Apple CarPlay ja Bluetooth • Sähkötoiminen handsfree-takaluukku • LED-ajovalot ja kaukovaloavustin Tekoälyn tuottama esittely autosta

Frequently asked questions about this car

Which car has the registration OZM-510?

OZM-510 is a 2020 Volvo XC90 B5 AWD MHEV Inscription aut with 290,000 km on the odometer. It is for sale at 32,990 €.

How much does Volvo XC90 B5 AWD MHEV Inscription aut cost?

Volvo XC90 B5 AWD MHEV Inscription aut is for sale at 32,990 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 30,900 €).

How long has this car been for sale?

The car has been for sale for at least 23 days. The listing entered bilbil.fi's tracking on 07/09/2026.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 07/09/2026 for 31,880 €.

What model year is the car?

The car is model year 2020 and was first registered on 30/08/2019. It was imported to Finland as a used car.

How many kilometres has the car covered?

The car's mileage is 290,000 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 3/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

7.1 % of Volvo XC90 cars first registered in 2020 failed their periodic inspection in 2025 (156 inspections, median mileage 104,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

How common are used imports of this make?

17,631 used Volvo passenger cars were imported into Finland in 2023–2025, 14.4% of all used passenger-car imports; 4,671 of them were 2020 cars. The most common source countries for used passenger-car imports are Sweden (52%) and Germany (30%).

What causes inspection failures for this model year?

For Volvo XC90 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: axles and suspension, emissions and leaks, engine and other equipment. That is 8.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is diesel and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 808 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 275/35 R22.

Where is Volvo XC90 B5 AWD MHEV Inscription aut located?

The car is located in Pohjois-Pohjanmaa (Oulu, Pohjois-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 1,958 € per year: vehicle tax 808 €, insurance 1,150 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is K-Auto (Oulu).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.