The 2020 Seat Ateca 1.5 TSI Xcellence is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 110 kW (150 hp).

The asking price is 20,990 €. That is in line with bilbil.fi's estimated market price of 21,000 €. The estimate is based on 131 comparable cars. The chance this car sells within the next 30 days is about 41%.

The asking price has been reduced by 610 € from the original 21,600 €. A dealer typically sells this model in about 23 days and a private seller in about 17 days.

The odometer reads 107,000 km, which works out at about 16,000 km per year. The next inspection is due 02/03/2028.

Notable equipment:

  • Tow bar
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Leather upholstery

This car has been sold twice within bilbil.fi's tracking:

  • 05/08/2026 — sold for 21,600 €, at 98,000 km
  • 26/08/2026 — sold for 22,900 €, at 100,000 km

Running the car costs an estimated:

Vehicle tax, insurance and fuel come to about 3,320 € per year.

The original tyre size is 215/50 R18.

The seller is Saka (Turku).

The car has been for sale for 12 days since 28/10/2026.

Basic information

Registration number
ETJ-688
Mileage
107,000 km
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20% off
Fuel
Petrol
Displacement
1,498 cm³
Model year
2020
First registration
29/02/2020
Type approval number
e9*2007/46*6394
Gearbox
Automatic
Drivetrain
Front-wheel drive
Acceleration (0–100)
8.6 s
Body type
SUV
Colour
Grey
Tyre size
215/50 R18
Wheel size
18″
Last service
09/03/2026, 89,818 km
In traffic use in Finland
460 cars
Steering wheel
Left-hand
Imported car
No
Seats
5
Doors
5
Country of manufacture
Czechia
Assembly plant
Škoda, Kvasiny
bilbil.fi ID
113392

Engine and drivetrain

Engine code
DPC
Cylinders
4
Forced induction
Yes
Camshaft drive
Timing belt
Power
110 kW / 150 hp
Number of gears
7
Top speed
198 km/h

Consumption and emissions

Fuel consumption
7.4 l/100 km (combined)
Fuel tank
50 l
CO2 emissions
158 g/km
Emission class
Euro 6

Dimensions and weights

Dimensions (L × W × H)
4,656 × 1,816 × 1,451 mm
Wheelbase
2,621 mm
Kerb weight
1,440 kg
Max towing weight
1,600 kg
Towing weight (unbraked)
680 kg

The information on this page is compiled by Bilbil from dozens of public and non-public sources from Finland and elsewhere in Europe. Check the details stated by the seller in the original listing.

Generation
5FP
Produced
2016–2026

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 20,990 €

At market price

Market price estimate 21,000 €

Based on asking prices

Compared to 131 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Seat Ateca, 2020) 20,030 €
  • Power tailgate +1,370 €
  • Automatic transmission +380 €
  • Sold by a dealer +40 €
  • Front-wheel drive −820 €
  • Market price estimate 21,000 €

20,000 €21,000 €22,000 €23,000 €24,000 €9/7/202619/8/202629/9/20269/11/2026
DatePriceChangeListing
09/07/202621,600 €–Etelä-Suomen Autotalo Oy
18/08/202622,900 €–Saka Finland Oy Hämeenlinna
28/10/202620,990 €–Saka Finland Oy Raisio

Next inspection due 02/03/2028

About 15 months left. A car under 10 years old is inspected every two years.

Check with Traficom

Failure rate among cars of the same age

Of 5-year-old petrol passenger cars, 7.8% failed their periodic inspection in 2025 (7,506 inspections, median mileage 76,000 km).

Sale periods

Etelä-Suomen Autotalo Oy, Lahti, Päijät-Häme 26 days
Saka Finland Oy Hämeenlinna, Kanta-Häme 7 days
Saka Finland Oy Raisio, Turku, Varsinais-Suomi 12 days for sale
9/7/202619/8/202629/9/20269/11/2026

sale

Sales

26/08/202622,900 €100,000 km8 daysSaka Finland Oy Hämeenlinna, Hämeenlinna, Kanta-Häme
05/08/202621,600 €98,000 km26 daysEtelä-Suomen Autotalo Oy, Lahti, Päijät-Häme

Listing changes

Change
28/10/2026Seller changed Saka Finland Oy Hämeenlinna → Saka Finland Oy Raisio
28/10/2026Asking price Saka Finland Oy Raisio22,900 € ↓ 20,990 €
28/10/2026Mileage Saka Finland Oy Raisio100,000 km ↑ 107,000 km
18/08/2026Seller changed Etelä-Suomen Autotalo Oy → Saka Finland Oy Hämeenlinna
18/08/2026Asking price Saka Finland Oy Hämeenlinna21,600 € ↑ 22,900 €
18/08/2026Mileage Saka Finland Oy Hämeenlinna98,000 km ↑ 100,000 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 236 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 177 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 177 €/yr

Base tax is based on CO₂ emissions (WLTP), 158 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 20 g/km above that average, which comes to 37 € more a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs

−25% POP Vakuutus comprehensive cover campaign until 10/11/2026

  • Liability insurance230 €/yr
  • Comprehensive −25% Without discount 610 €/yr 460 €/yr
  • Total insuranceWithout discount 840 €/yr 690 €/yr

≈ 58 €/mo

Request a quote
Service provided by POP Vakuutus

The campaign price deducts 25% from the estimated comprehensive cover. The discount applies to comprehensive insurance for passenger cars, on POP Vakuutus’s terms. The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Seat Ateca (2020–2020) · 1.5 TSI 150. (110kW)

Tyre sizes for this car

  • 215/50 R18 Original
  • 245/30 R21 Recommended
  • 245/35 R20 Recommended
  • 245/40 R19 Recommended
  • 225/45 R19 Recommended
  • 225/50 R18 Recommended
  • 215/55 R17 Recommended
  • 215/60 R16 Recommended

Wheel sizes for this car

16″
17″
18″
19″
20″
21″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ETJ-688).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration ETJ-688?

ETJ-688 is a 2020 Seat Ateca 1.5 TSI Xcellence with 107,000 km on the odometer. It is for sale at 20,990 €.

How much does Seat Ateca 1.5 TSI Xcellence cost?

Seat Ateca 1.5 TSI Xcellence is for sale at 20,990 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 21,000 €).

How long has this car been for sale?

The car has been for sale for at least 12 days. The listing entered bilbil.fi's tracking on 28/10/2026.

Has the price been reduced?

Yes. The asking price is 610 € below the original listing price.

Has this car been on the market before?

Yes: this car has 2 earlier completed sales on record. It was last sold on 26/08/2026 for 22,900 €, and it has been driven about 7,000 km more since then.

What model year is the car?

The car is model year 2020 and was first registered on 29/02/2020.

How many kilometres has the car covered?

The car's mileage is 107,000 km.

When is the car due for its next inspection?

According to the listing, the next inspection is due 02/03/2028. A car under 10 years old is inspected every two years.

How common is a 2020 Seat in Finland?

On 30/09/2026 there were 1,707 Seat passenger cars first used in 2020 in traffic use in Finland. That is 1.4 % of all cars first used that year, making it the 17th most common brand of that year among 33 brands. The most common fuel type among them is petrol (46.1 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 177 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 215/50 R18.

Where is Seat Ateca 1.5 TSI Xcellence located?

The car is located in Varsinais-Suomi (Turku, Varsinais-Suomi).

When was the car last serviced?

According to the listing, the last service was 09/03/2026, 89,818 km.

How much does the car cost to keep per year?

The estimate is 3,315 € per year: vehicle tax 177 €, insurance 690 €, fuel 2,448 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Saka (Turku).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.