On sale 2 daysOn sale 2 d
28,900 €
Kamux Kuopio, Pohjois-Savo
1 / 27 Image source: Kamux
The 2021 Volvo XC40 T3 Momentum aut is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 120 kW (163 hp).
The asking price is 28,900 € (plus a 349 € handling fee). That is in line with bilbil.fi's estimated market price of 30,100 €. The estimate is based on 1,260 comparable cars. The chance this car sells within the next 30 days is about 54%.
The asking price has been reduced once, by 650 € from the original 29,550 €. A dealer typically sells this model in about 13 days and a private seller in about 12 days.
The odometer reads 92,000 km, which works out at about 16,000 km per year. The car was inspected 9/2026, and the next inspection is due an estimated 9/2028. The most common inspection failure cause in this model series is vehicle identification.
- Fuel-operated parking heater
- LED headlights
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
This car has been sold before within bilbil.fi's tracking: it sold on 24/09/2026 for 28,900 €, at 91,000 km. It has covered about 1,000 km more since.
Running the car costs an estimated:
- Vehicle tax 194 € per year
- Insurance 1,040 € per year
- Financing instalment 323 € per month
Vehicle tax and insurance come to about 1,230 € per year.
The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included.
The seller is Kamux (Joensuu).
The car has been for sale for 5 days since 25/09/2026.
Basic information
- Registration number
- FOJ-739
- Mileage
- 92,000 km
Verify mileage authenticity 20% off
- Engine
- 1.5 l, Petrol
- Model year
- 2021
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Office fee
- 349 €
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Grey
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- Tyre sets
- 2
- Keys
- 2
- In traffic use in Finland
- 626 cars
- Steering position
- Left-hand
- Imported car
- No
- VIN number
- YV1XZ15VDL2284153
- bilbil.fi ID
- 99234
Technical details
- Power
- 120 kW / 163 hp
- Acceleration (0–100)
- 9.4 s
- Top speed
- 200 km/h
- Fuel consumption
- 7.9 l/100 km (combined)
- Seats
- 5
- Doors
- 5
- Number of gears
- 8
- Cylinders
- 3
- Turbocharger
- Yes
- CO2 emissions
- 166 g/km
- Kerb weight
- 1,625 kg
- Gross weight
- 2,120 kg
- Max towing weight
- 1,600 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 05/11/2020
- Last inspection
- 9/2026
- Last service
- 3/2026, 87,000 km
- Type approval number
- e9*2007/46*3146
- Gearbox
- Automatic
Equipment
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
Equipment rating
Asking price: 28,900 €
- AutoVisio Oy · 4/7/–17/9/2026
- Kamux Joensuu · 25/9/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 29,550 € | – | AutoVisio Oy |
| 17/09/2026 | 28,900 € | −650 € | AutoVisio Oy |
| 25/09/2026 | 28,900 € | – | Kamux Joensuu |
Next inspection due around 9/2028
About 2 years left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 9/2026.
Check with Traficom
Failures in the same model series
2,273 cars of the Volvo XC40 model series (first registered in 2021) were inspected in 2025. They recorded 50 defects leading to a failure, or 2.2 defects per 100 inspections. For cars of the same age nationwide the figure is 10.2. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Vehicle identification 0.9
Plates and register entries, VIN, documents
- Axles and suspension 0.4
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 0.3
Service and parking brake, brake dynamometer tests, stability control
The remaining 30 % of defects fall under other items. Most advisories concerned road test and visibility (47). Median mileage 64,000 km.
Sale periods
AutoVisio Oy, Joensuu, Pohjois-Karjala 81 days
Kamux Joensuu, Pohjois-Karjala 5 days for sale
4/7/20262/8/20261/9/202630/9/2026
sale
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 24/09/2026 | 28,900 € from 29,550 € (−650 €) | 91,000 km | 82 days | AutoVisio Oy, Joensuu, Pohjois-Karjala |
Listing changes
| Date | What | Change |
|---|---|---|
| 25/09/2026 | Seller changed | AutoVisio Oy → Kamux Joensuu |
| 25/09/2026 | Mileage Kamux Joensuu | 91,000 km → 92,000 km |
| 18/09/2026 | Mileage AutoVisio Oy | 90,000 km → 91,000 km |
| 17/09/2026 | Asking price AutoVisio Oy | 29,550 € → 28,900 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 323 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 194 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 194 €/yr
Base tax is based on CO₂ emissions (WLTP), 166 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 28 g/km above that average, which comes to 55 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive800 €/yr
- Total insurance1,040 €/yr
≈ 87 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · T3 1.5. (115kW)
Tyre sizes for this car
- 235/55 R18 Original
- 255/25 R22 Fits
- 255/30 R22 Fits
- 255/35 R22 Fits
- 245/30 R22 Fits
- 235/30 R22 Fits
- 235/60 R22 Fits
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
22″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (FOJ-739).
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Frequently asked questions about this car
Which car has the registration FOJ-739?
FOJ-739 is a 2021 Volvo XC40 T3 Momentum aut with 92,000 km on the odometer. It is for sale at 28,900 €.
How much does Volvo XC40 T3 Momentum aut cost?
Volvo XC40 T3 Momentum aut is for sale at 28,900 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is at market price (estimated market price 30,100 €).
How long has this car been for sale?
The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 25/09/2026.
Has the price been reduced?
Yes. The asking price is 650 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 24/09/2026 for 28,900 €, and it has been driven about 1,000 km more since then.
What model year is the car?
The car is model year 2021 and was first registered on 06/11/2020.
How many kilometres has the car covered?
The car's mileage is 92,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 9/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
2.2 % of Volvo XC40 cars first registered in 2021 failed their periodic inspection in 2025 (2,273 inspections, median mileage 64,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2021 Volvo in Finland?
On 30/06/2026 there were 10,562 Volvo passenger cars first used in 2021 in traffic use in Finland. That is 8.5 % of all cars first used that year, making it the third most common brand of that year among 34 brands. The most common fuel type among them is plug-in hybrid (59.3 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2021, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 2.2 defects per 100 inspections, against 10.2 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, LED headlights, Keyless entry and start, Power tailgate, Parking sensors. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 194 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T3 Momentum aut located?
The car is located in Pohjois-Karjala (Joensuu, Pohjois-Karjala).
When was the car last serviced?
According to the listing, the last service was 3/2026, 87,000 km.
How much does the car cost to keep per year?
The estimate is 1,234 € per year: vehicle tax 194 €, insurance 1,040 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Kamux (Joensuu).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.