The 2004 Volvo V40 is a front-wheel-drive estate, petrol-powered with a manual gearbox. It has an engine displacement of 1.8 litres and an output of 90 kW (122 hp).

The asking price is 850 €. The chance this car sells within the next 30 days is about 68%.

The asking price has been reduced once, by 50 € from the original 900 €. bilbil.fi has no price estimate for this car, because no estimate has been calculated for this listing. A dealer typically sells this model in about 13 days and a private seller in about 10 days.

The odometer reads 325,602 km, which works out at about 14,000 km per year. The car was inspected 11/2025, and the next inspection is due an estimated 11/2026.

This car has been sold before within bilbil.fi's tracking: it sold on 10/07/2026 for 900 €, at 322,000 km. It is now listed for 50 € less than in that sale. It has covered about 3,602 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 700 € per year.

The original tyre size is 185/65 R15.

The seller is a private individual, Isojoki.

The car has been for sale since 01/10/2026.

Basic information

Registration number
KKZ-777
Mileage
325,602 km
carVertical Verify mileage authenticity
20% off
Engine
1.8 l, Petrol
Model year
2004
Gearbox
Manual
Drivetrain
Front-wheel drive
Body type
Estate
Vehicle type
Passenger car
Colour
Grey
Tyre size
185/65 R15
Wheel size
15″
Steering position
Left-hand
bilbil.fi ID
97282

Technical details

Power
90 kW / 122 hp
Seats
5
Doors
5
Cylinders
4
Turbocharger
No
Kerb weight
1,355 kg
Gross weight
1,770 kg
Dimensions (L × W × H)
4,520 × 1,720 × 1,430 mm
First registration
30/03/2004
Last inspection
11/2025
Type approval number
e4*2001/116*0007

Gearbox
Manual

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 850 €

No estimate

No price estimate: no estimate has been calculated for this listing.

840 €860 €880 €900 €920 €4/7/20263/8/20261/9/20261/10/2026
  • Private seller · 4/7/2026
  • Private seller · 1/10/2026
DatePriceChangeListing
04/07/2026900 €–Private seller
01/10/2026850 €–Private seller

Next inspection due around 11/2026

About a month left. A car over 10 years old is inspected every year. According to the listing, the car was inspected in 11/2025.

Check with Traficom

Failure rate among cars of the same age

Of 21-year-old petrol passenger cars, 45.6% failed their periodic inspection in 2025 (74,373 inspections, median mileage 251,000 km).

Sale periods

Private seller, Isojoki, Etelä-Pohjanmaa 5 days
Private seller, Isojoki, Etelä-Pohjanmaa 1 day for sale
4/7/20263/8/20261/9/20261/10/2026

sale

Sales

SoldPriceMileageTime on marketSeller
10/07/2026900 € 322,000 km 6 daysPrivate seller, Isojoki, Etelä-Pohjanmaa

Listing changes

DateWhatChange
01/10/2026Seller changed Private seller, Isojoki, Etelä-Pohjanmaa → Private seller, Isojoki, Etelä-Pohjanmaa
01/10/2026Asking price 900 € → 850 €
01/10/2026Mileage 322,000 km → 325,602 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 31 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 233 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 233 €/yr

Base tax is based on gross weight (approx. 1770 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance220 €/yr
  • Comprehensive250 €/yr
  • Total insurance470 €/yr

≈ 39 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

Remember to check tyre condition with the seller.

Volvo V40 (2001–2004) · 1.8. (90kW)

Tyre sizes for this car

  • 185/65 R15 Original
  • 215/40 R18 Recommended
  • 205/45 R17 Recommended
  • 205/50 R16 Recommended
  • 195/60 R15 Recommended

Wheel sizes for this car

15″
16″
17″
18″

Original wheel size: 15″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (KKZ-777).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration KKZ-777?

KKZ-777 is a 2004 Volvo V40 with 325,602 km on the odometer. It is for sale at 850 €.

How much does Volvo V40 cost?

Volvo V40 is for sale at 850 €.

How long has this car been for sale?

The listing entered bilbil.fi's tracking on 01/10/2026.

Has the price been reduced?

Yes. The asking price is 50 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 10/07/2026 for 900 €, and it has been driven about 3,602 km more since then.

What model year is the car?

The car is model year 2004 and was first registered on 30/03/2004.

How many kilometres has the car covered?

The car's mileage is 325,602 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 11/2026. A car over 10 years old is inspected every year.

How common is a 2004 Volvo in Finland?

On 30/06/2026 there were 8,398 Volvo passenger cars first used in 2004 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 34 brands. The most common fuel type among them is petrol (81.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

How much is the car's vehicle tax?

Vehicle tax is 233 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 185/65 R15.

Where is Volvo V40 located?

The car is located in Etelä-Pohjanmaa (Isojoki, Etelä-Pohjanmaa).

How much does the car cost to keep per year?

The estimate is 703 € per year: vehicle tax 233 €, insurance 470 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Private seller (Isojoki).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.