On sale 75 daysOn sale 75 d
4,500 €
Private seller, Kokkola, Keski-Pohjanmaa
1 / 3 Image source: Private seller, Nettiauto
The 1996 BMW 523 is a rear-wheel-drive sedan, petrol-powered with an automatic gearbox. It has an engine displacement of 2.5 litres and an output of 125 kW (170 hp).
The asking price is 4,500 €. That is 1,500 € (50%) above bilbil.fi's estimated market price of 3,000 €. The estimate is based on 36 comparable cars. The chance this car sells within the next 30 days is about 80%.
The asking price has been reduced by 350 € from the original 4,850 €. A dealer typically sells this model in about 20 days and a private seller in about 12 days.
The odometer reads 320,000 km, which works out at about 11,000 km per year.
- Sunroof or panoramic roof
- Leather upholstery
This car has been sold before within bilbil.fi's tracking: it sold on 07/08/2026 for 3,750 €, at 320,000 km. It is now listed for 750 € more than in that sale.
Running the car costs an estimated:
- Vehicle tax 263 € per year
- Insurance 550 € per year
- Financing instalment 70 € per month
Vehicle tax and insurance come to about 810 € per year.
The original tyre size is 205/65 R15.
The seller is a private individual, Nivala.
The car has been for sale for 5 days since 24/09/2026.
Basic information
- Registration number
- ISY-984
- Mileage
- 320,000 km
Verify mileage authenticity 20% off
- Engine
- 2.5 l, Petrol
- Model year
- 1996
- Gearbox
- Automatic
- Drivetrain
- Rear-wheel drive
- Body type
- Sedan
- Vehicle type
- Passenger car
- Colour
- Purple
- Tyre size
- 205/65 R15
- Wheel size
- 15″
- Steering position
- Left-hand
- bilbil.fi ID
- 54493
Technical details
- Power
- 125 kW / 170 hp
- Seats
- 5
- Doors
- 4
- Cylinders
- 6
- Turbocharger
- No
- Gross weight
- 1,985 kg
- Dimensions (L × W × H)
- 4,780 × 1,800 × 1,420 mm
- Type approval number
- e1*93/81*0028
- Gearbox
- Automatic
Equipment
- Leather upholstery
- Sunroof or panoramic roof
Equipment rating
Asking price: 4,500 €
- Private seller · 4/7/–5/8/2026
- Private seller · 24/9/2026
| Date | Price | Change | Listing |
|---|---|---|---|
| 04/07/2026 | 4,850 € | – | Private seller |
| 07/07/2026 | 4,600 € | −250 € | Private seller |
| 11/07/2026 | 4,300 € | −300 € | Private seller |
| 12/07/2026 | 4,200 € | −100 € | Private seller |
| 13/07/2026 | 4,600 € | +400 € | Private seller |
| 14/07/2026 | 4,500 € | −100 € | Private seller |
| 18/07/2026 | 4,250 € | −250 € | Private seller |
| 20/07/2026 | 4,500 € | +250 € | Private seller |
| 21/07/2026 | 4,250 € | – | Private seller |
| 24/07/2026 | 4,000 € | −250 € | Private seller |
| 27/07/2026 | 4,500 € | +500 € | Private seller |
| 02/08/2026 | 4,250 € | −250 € | Private seller |
| 05/08/2026 | 3,750 € | −500 € | Private seller |
| 24/09/2026 | 4,500 € | – | Private seller |
Next inspection
A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.
Check with TraficomThe interval is derived from the model year, because the listing has no first registration date.
Failure rate among cars of the same age
Of at least 25-year-old petrol passenger cars, 40.4% failed their periodic inspection in 2025 (185,386 inspections, median mileage 254,000 km).
Sale periods
Private seller, Hämeenkyrö, Pirkanmaa 32 days
Private seller, Nivala, Pohjois-Pohjanmaa 5 days for sale
4/7/20262/8/20261/9/202630/9/2026
sale
Grey break: the listing was off the market, with no sale recorded.
Sales
| Sold | Price | Mileage | Time on market | Seller |
|---|---|---|---|---|
| 07/08/2026 | 3,750 € from 4,250 € (−500 €) | 320,000 km | 16 days | Private seller, Hämeenkyrö, Pirkanmaa |
Listing changes
| Date | What | Change |
|---|---|---|
| 24/09/2026 | Seller changed | Private seller, Hämeenkyrö, Pirkanmaa → Private seller, Nivala, Pohjois-Pohjanmaa |
| 24/09/2026 | Asking price | 3,750 € → 4,500 € |
| 05/08/2026 | Asking price | 4,250 € → 3,750 € |
| 02/08/2026 | Asking price | 4,500 € → 4,250 € |
| 27/07/2026 | Asking price | 4,000 € → 4,500 € |
| 24/07/2026 | Asking price | 4,250 € → 4,000 € |
| 21/07/2026 | Listing renewed | – |
| 21/07/2026 | Asking price | 4,500 € → 4,250 € |
| 20/07/2026 | Asking price | 4,250 € → 4,500 € |
| 18/07/2026 | Asking price | 4,500 € → 4,250 € |
| 14/07/2026 | Asking price | 4,600 € → 4,500 € |
| 13/07/2026 | Asking price | 4,200 € → 4,600 € |
| 12/07/2026 | Asking price | 4,300 € → 4,200 € |
| 11/07/2026 | Asking price | 4,600 € → 4,300 € |
| 07/07/2026 | Asking price | 4,850 € → 4,600 € |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportMAKSIMI −20% off the report Service provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
7 years
1 year 7 years
Estimated monthly instalment approx. 70 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 263 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 263 €/yr
Base tax is based on gross weight (approx. 1985 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance240 €/yr
- Comprehensive310 €/yr
- Total insurance550 €/yr
≈ 46 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
BMW 5-serie (1996–2004) · 523i. E39 sedan (125kW)
Tyre sizes for this car
- 205/65 R15 Original
- 285/25 R20 Recommended
- 245/30 R20 Recommended
- 275/30 R19 Recommended
- 245/35 R19 Recommended
- 265/35 R18 Recommended
- 235/40 R18 Recommended
- 235/45 R17 Recommended
- 225/55 R16 Recommended
- 215/55 R16 Recommended
- 225/60 R15 Recommended
Wheel sizes for this car
15″
16″
17″
18″
19″
20″
Original wheel size: 15″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (ISY-984).
Order tyres See wheels too →Similar cars on sale
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Frequently asked questions about this car
Which car has the registration ISY-984?
ISY-984 is a 1996 BMW 523 with 320,000 km on the odometer. It is for sale at 4,500 €.
How much does BMW 523 cost?
BMW 523 is for sale at 4,500 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is well above market price (estimated market price 3,000 €).
How long has this car been for sale?
The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 24/09/2026.
Has the price been reduced?
Yes. The asking price is 350 € below the original listing price.
Has this car been on the market before?
Yes: this car has one earlier completed sale on record. It was last sold on 07/08/2026 for 3,750 €.
What model year is the car?
The car is model year 1996.
How many kilometres has the car covered?
The car's mileage is 320,000 km.
How common is a 1996 BMW in Finland?
On 30/06/2026 there were 676 BMW passenger cars first used in 1996 in traffic use in Finland. That is 6.5 % of all cars first used that year, making it the 6th most common brand of that year among 23 brands. The most common fuel type among them is petrol (99 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Leather upholstery. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 263 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 205/65 R15.
Where is BMW 523 located?
The car is located in Pohjois-Pohjanmaa (Nivala, Pohjois-Pohjanmaa).
How much does the car cost to keep per year?
The estimate is 813 € per year: vehicle tax 263 €, insurance 550 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Nivala).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.