On sale 2 daysOn sale 2 d
23,500 €
Autosalpa Lahti, Päijät-Häme
1 / 16 Image source: Private seller, Nettiauto
The 2020 Volvo XC40 T5 TwE R-Design is a front-wheel-drive SUV, petrol-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 132 kW (179 hp).
The asking price is 23,500 €. That is 6,900 € (23%) below bilbil.fi's estimated market price of 30,400 €. The estimate is based on 1,103 comparable cars. The chance this car sells within the next 30 days is about 60%.
A dealer typically sells this model in about 13 days and a private seller in about 12 days. As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 10 days.
The odometer reads 72,000 km, which works out at about 11,000 km per year. The estimated inspection deadline of 3/2025 has already passed. The most common inspection failure cause in this model series is brakes.
- Sunroof or panoramic roof
- Tow bar
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 313 € per year
- Insurance 920 € per year
- Financing instalment 264 € per month
Vehicle tax and insurance come to about 1,230 € per year.
The original tyre size is 235/55 R18.
The seller is a private individual, Pori.
The car has been for sale since 29/09/2026.
Basic information
- Registration number
- YKI-938
- Mileage
- 72,000 km
Verify mileage authenticity - Engine
- 1.5 l, Petrol
- Model year
- 2020
- Gearbox
- Automatic
- Drivetrain
- Front-wheel drive
- Body type
- SUV
- Vehicle type
- Passenger car
- Colour
- Blue
- Tyre size
- 235/55 R18
- Wheel size
- 18″
- In traffic use in Finland
- 520 cars
- Steering position
- Left-hand
- VIN number
- YV1XZBBVFL2312312
- bilbil.fi ID
- 249495
Technical details
- Power
- 132 kW / 180 hp
- Torque
- 425 Nm
- Acceleration (0–100)
- 7.3 s
- Seats
- 5
- Doors
- 5
- Number of gears
- 7
- Cylinders
- 3
- Turbocharger
- Yes
- Kerb weight
- 1,812 kg
- Gross weight
- 2,290 kg
- Max towing weight
- 1,800 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,425 × 1,873 × 1,632 mm
- First registration
- 13/02/2020
- Last inspection
- 3/2023
- Type approval number
- e9*2007/46*3146*07
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
- Sunroof or panoramic roof
- Tow bar
Equipment rating
Asking price: 23,500 €
As the asking price is clearly below the market price, this particular car will likely sell faster than average, in an estimated 10 days.
No price changes during the tracked period.
The inspection period appears to have expired
The estimated due date was 3/2025, about 18 months ago. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 3/2023.
Check with TraficomThe car may have been inspected after the listing was posted, or taken off the road, in which case the inspection requirement does not run.
Failures in the same model series
483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Brakes 2.5
Service and parking brake, brake dynamometer tests, stability control
- Axles and suspension 1
Front and rear axles, springs and dampers, tyres and wheels
- Vehicle identification 0.4
Plates and register entries, VIN, documents
The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.
Sale periods
Private seller, Pori, Satakunta 1 day for sale
29/9/202630/9/2026
Sales
No previous sales.
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportService provided by carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 264 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 313 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 313 €/yr
Base tax is based on gross weight (approx. 2290 kg).
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive670 €/yr
- Total insurance920 €/yr
≈ 77 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
Remember to check tyre condition with the seller.
Volvo XC40 (2018–2025) · T5 2.0 Twin Engine. (132kW)
Tyre sizes for this car
- 235/55 R18 Original
- 255/25 R22 Fits
- 255/30 R22 Fits
- 255/35 R22 Fits
- 245/30 R22 Fits
- 235/30 R22 Fits
- 235/60 R22 Fits
- 245/40 R21 Recommended
- 245/45 R20 Recommended
- 235/50 R19 Recommended
- 235/60 R17 Recommended
Wheel sizes for this car
17″
18″
19″
20″
21″
22″
Original wheel size: 18″
What do the sizes mean?
Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (YKI-938).
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Frequently asked questions about this car
Which car has the registration YKI-938?
YKI-938 is a 2020 Volvo XC40 T5 TwE R-Design with 72,000 km on the odometer. It is for sale at 23,500 €.
How much does Volvo XC40 T5 TwE R-Design cost?
Volvo XC40 T5 TwE R-Design is for sale at 23,500 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is well below market price (estimated market price 30,400 €).
How long has this car been for sale?
The listing entered bilbil.fi's tracking on 29/09/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 13/02/2020.
How many kilometres has the car covered?
The car's mileage is 72,000 km.
When is the car due for its next inspection?
Based on the listing data, the inspection period ended around 3/2025. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 Volvo in Finland?
On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is petrol and the gearbox is automatic.
What features does the car have?
Notable features include Sunroof or panoramic roof, Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 313 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
What tyre size fits this car?
The car's original tyre size is 235/55 R18.
Where is Volvo XC40 T5 TwE R-Design located?
The car is located in Satakunta (Pori, Satakunta).
How much does the car cost to keep per year?
The estimate is 1,233 € per year: vehicle tax 313 €, insurance 920 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Private seller (Pori).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.