The 1998 Volvo S40 1.6 is a front-wheel-drive sedan, petrol-powered with a manual gearbox. It has an engine displacement of 1.6 litres and an output of 77 kW (105 hp).

The asking price is 600 €. That is 600 € (50%) below bilbil.fi's estimated market price of 1,200 €. The estimate is based on 61 comparable cars. The chance this car sells within the next 30 days is about 83%.

The asking price has been reduced once, by 90 € from the original 690 €. A dealer typically sells this model in about 10 days and a private seller in about 9 days.

The odometer reads 350,000 km, which works out at about 12,000 km per year.

Running the car costs an estimated:

Vehicle tax and insurance come to about 700 € per year.

The original tyre size is 195/55 R15. The listing says 2 sets of tyres are included: summer and winter.

The seller is Tmi Härskinauto (Lahti).

The car has been for sale for 5 days since 25/09/2026.

Basic information

Registration number
HIK-890
Mileage
350,000 km
carVertical Verify mileage authenticity
20% off
Engine
1.6 l, Petrol
Model year
1998
Gearbox
Manual
Drivetrain
Front-wheel drive
Body type
Sedan
Vehicle type
Passenger car
Colour
Silver
Tyre size
195/55 R15
Wheel size
15″
Tyre sets
2 (summer and winter)
In traffic use in Finland
63 cars
Steering position
Left-hand
VIN number
YV1VS1123WF156799
bilbil.fi ID
243447

Technical details

Power
77 kW / 105 hp
Seats
5
Doors
4
Number of gears
5
Cylinders
4
Turbocharger
No
Kerb weight
1,340 kg
Gross weight
1,750 kg
Dimensions (L × W × H)
4,480 × 1,720 × 1,410 mm
First registration
29/10/1997
Type approval number
e4*96/27*0007

Gearbox
Manual

Equipment

No notable equipment was identified from the listing.

Equipment rating

Asking price: 600 €

Below market price

Market price estimate 1,200 €

Based on asking prices

Compared to 61 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo S40, 1998) 1,260 €
  • Sold by a dealer +470 €
  • High mileage −530 €
  • Market price estimate 1,200 €

Without a statistically distinct effect in this group: manual transmission.

550 €600 €650 €700 €25/9/202627/9/202629/9/202630/9/2026
DatePriceChange
25/09/2026690 €–
29/09/2026600 €−90 €

Next inspection

A car over 10 years old is inspected every year. The listing has no inspection date, so the due date cannot be estimated.

Check with Traficom

Failure rate among cars of the same age

Of at least 25-year-old petrol passenger cars, 40.4% failed their periodic inspection in 2025 (185,386 inspections, median mileage 254,000 km).

Sale periods

Tmi Härskinauto, Lahti, Päijät-Häme 5 days for sale
25/9/202627/9/202629/9/202630/9/2026

Sales

No previous sales.

Listing changes

DateWhatChange
29/09/2026Asking price 690 € → 600 €

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

View history report
MAKSIMI −20% off the report
Service provided by carVertical

When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
3 years
1 year 3 years
Estimated monthly instalment approx. 23 €/mo
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Comparison provided by Rahalaitos

The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 233 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 233 €/yr

Base tax is based on gross weight (approx. 1750 kg).

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance220 €/yr
  • Comprehensive250 €/yr
  • Total insurance470 €/yr

≈ 39 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Volvo S40 (1996–2004) · 1.6. sedan (77kW)

Tyre sizes for this car

  • 195/55 R15 Original
  • 215/35 R19 Recommended
  • 225/35 R18 Recommended
  • 215/40 R18 Recommended
  • 205/45 R17 Recommended
  • 205/50 R16 Recommended
  • 195/60 R15 Recommended
  • 185/65 R15 Recommended

Wheel sizes for this car

15″
16″
17″
18″
19″

Original wheel size: 15″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (HIK-890).

Order tyres See wheels too →

Frequently asked questions about this car

Which car has the registration HIK-890?

HIK-890 is a 1998 Volvo S40 1.6 with 350,000 km on the odometer. It is for sale at 600 €.

How much does Volvo S40 1.6 cost?

Volvo S40 1.6 is for sale at 600 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 1,200 €).

How long has this car been for sale?

The car has been for sale for at least 5 days. The listing entered bilbil.fi's tracking on 25/09/2026.

Has the price been reduced?

Yes. The asking price is 90 € below the original listing price.

Has this car been on the market before?

No earlier completed sales are on record for this car.

What model year is the car?

The car is model year 1998 and was first registered on 29/10/1997.

How many kilometres has the car covered?

The car's mileage is 350,000 km.

How common is a 1998 Volvo in Finland?

On 30/06/2026 there were 2,406 Volvo passenger cars first used in 1998 in traffic use in Finland. That is 10.9 % of all cars first used that year, making it the second most common brand of that year among 26 brands. The most common fuel type among them is petrol (93.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What fuel type and gearbox does the car have?

The fuel type is petrol and the gearbox is manual.

How much is the car's vehicle tax?

Vehicle tax is 233 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 195/55 R15.

Where is Volvo S40 1.6 located?

The car is located in Päijät-Häme (Lahti, Päijät-Häme).

How much does the car cost to keep per year?

The estimate is 703 € per year: vehicle tax 233 €, insurance 470 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Tmi Härskinauto (Lahti).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.