On sale 86 daysOn sale 86 d
27,900 €
Autosalpa Lahti, Päijät-Häme
1 / 35 Image source: Käyttöauto
The 2020 BMW X3 is an all-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 2.0 litres and an output of 140 kW (190 hp).
The asking price is 27,900 € (plus a 299 € handling fee). That is 3,200 € (13%) above bilbil.fi's estimated market price of 24,700 €. The estimate is based on 430 comparable cars. The chance this car sells within the next 30 days is about 44%.
A dealer typically sells this model in about 19 days and a private seller in about 25 days.
The odometer reads 174,000 km, which works out at about 29,000 km per year. The car was inspected 8/2026, and the next inspection is due an estimated 8/2028. The most common inspection failure cause in this model series is vehicle identification.
- Fuel-operated parking heater
- Adaptive cruise control
- LED headlights
- Reversing camera
- Keyless entry and start
- Power tailgate
- Parking sensors
- Leather upholstery
Running the car costs an estimated:
- Vehicle tax 175 € per year
- Insurance 1,020 € per year
- Financing instalment 312 € per month
Vehicle tax and insurance come to about 1,200 € per year.
The listing says 2 sets of tyres are included.
The seller is Käyttöauto (Seinäjoki).
The car has been for sale for 40 days since 21/08/2026.
Technical details
- Power
- 140 kW / 190 hp
- Acceleration (0–100)
- 7.9 s
- Top speed
- 213 km/h
- Fuel consumption
- 6.8 l/100 km (combined)
- Seats
- 5
- Doors
- 4
- Number of gears
- 8
- Cylinders
- 4
- Turbocharger
- Yes
- CO2 emissions
- 157 g/km
- Kerb weight
- 1,910 kg
- Gross weight
- 2,500 kg
- Max towing weight
- 2,000 kg
- Towing weight (unbraked)
- 750 kg
- Dimensions (L × W × H)
- 4,708 × 1,891 × 1,676 mm
- First registration
- 07/09/2020
- Last inspection
- 8/2026
- Type approval number
- e1*2007/46*1797
- Gearbox
- Automatic
Equipment
- Adaptive cruise control
- Fuel-operated parking heater
- Keyless entry and start
- Leather upholstery
- LED headlights
- Parking sensors
- Power tailgate
- Reversing camera
Equipment rating
Asking price: 27,900 €
No price changes during the tracked period.
Next inspection due around 8/2028
About 23 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 8/2026.
Check with Traficom
Failures in the same model series
210 cars of the BMW X3 model series (first registered in 2020) were inspected in 2025. They recorded 17 defects leading to a failure, or 8.1 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.
Causes of failures, defects per 100 inspections
- This model series
- All cars
- Vehicle identification 3.8
Plates and register entries, VIN, documents
- Axles and suspension 3.3
Front and rear axles, springs and dampers, tyres and wheels
- Brakes 1
Service and parking brake, brake dynamometer tests, stability control
Most advisories concerned road test and visibility (3). Median mileage 98,000 km.
Sale periods
Käyttöauto Oy Seinäjoki Pohjankaari, Seinäjoki, Etelä-Pohjanmaa 40 days for sale
21/8/20263/9/202617/9/202630/9/2026
Sales
No previous sales.
Listing changes
| Date | What | Change |
|---|---|---|
| 08/09/2026 | Mileage | 173,000 km → 174,000 km |
See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.
View history reportService provided by 
carVertical
carVerticalWhen buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.
Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.
€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 312 €/mo
See offers Comparison provided by 
The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.
Vehicle tax under the tax tables in force in 2026.
- Base tax 175 €/yr
- Driving power tax 0 €/yr
- Total vehicle tax 175 €/yr
Base tax is based on CO₂ emissions (WLTP), 157 g/km.
The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 19 g/km above that average, which comes to 35 € more a year in base tax.
Estimated annual insurance cost (liability + comprehensive).
Driver's age 45 yrs
- Liability insurance250 €/yr
- Comprehensive770 €/yr
- Total insurance1,020 €/yr
≈ 85 €/mo
Request a quoteService provided by 
The final price depends on factors such as claims history and place of residence, and is set in the quote.
The listing says 2 sets of tyres are included.
Remember to check tyre condition with the seller.
Tyre sizes for this model
- 255/35 R22
- 285/30 R22
- 245/40 R21
- 275/35 R21
- 245/45 R20
- 275/40 R20
- 245/50 R19
- 225/60 R18
Wheel sizes for this model
18″
19″
20″
21″
22″
What do the sizes mean?
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Frequently asked questions about this car
Which car has the registration COU-570?
COU-570 is a 2020 BMW X3 with 174,000 km on the odometer. It is for sale at 27,900 €.
How much does BMW X3 cost?
BMW X3 is for sale at 27,900 €.
Is this car well priced?
According to bilbil.fi's price estimate, the asking price is above market price (estimated market price 24,700 €).
How long has this car been for sale?
The car has been for sale for at least 40 days. The listing entered bilbil.fi's tracking on 21/08/2026.
Has this car been on the market before?
No earlier completed sales are on record for this car.
What model year is the car?
The car is model year 2020 and was first registered on 07/09/2020.
How many kilometres has the car covered?
The car's mileage is 174,000 km.
When is the car due for its next inspection?
Based on the listing data, the next inspection is due around 8/2028. A car under 10 years old is inspected every two years.
How often does this model fail its inspection?
7.1 % of BMW X3 cars first registered in 2020 failed their periodic inspection in 2025 (210 inspections, median mileage 98,000 km). Failure rates are not directly comparable between models because typical mileage differs.
How common is a 2020 BMW in Finland?
On 30/06/2026 there were 6,815 BMW passenger cars first used in 2020 in traffic use in Finland. That is 5.7 % of all cars first used that year, making it the 7th most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (65.6 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.
What causes inspection failures for this model year?
For BMW X3 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: vehicle identification, axles and suspension, brakes. That is 8.1 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.
What fuel type and gearbox does the car have?
The fuel type is hybrid and the gearbox is automatic.
What features does the car have?
Notable features include Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera, Keyless entry and start. The full feature list is on this page.
How much is the car's vehicle tax?
Vehicle tax is 175 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.
Where is BMW X3 located?
The car is located in Etelä-Pohjanmaa (Seinäjoki, Etelä-Pohjanmaa).
How many owners has the car had?
According to the listing, the car has had 1 owners.
How much does the car cost to keep per year?
The estimate is 1,195 € per year: vehicle tax 175 €, insurance 1,020 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.
Who is selling this car?
The seller is Käyttöauto (Seinäjoki).
Where can I see this car's price history?
This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.