The 2020 Volvo XC40 T5 TwE R-Design aut is a front-wheel-drive SUV, hybrid-powered with an automatic gearbox. It has an engine displacement of 1.5 litres and an output of 193 kW (262 hp).

The asking price is 27,490 € (plus a 199 € handling fee). That is 1,710 € (6%) below bilbil.fi's estimated market price of 29,200 €. The estimate is based on 1,109 comparable cars. The chance this car sells within the next 30 days is about 41%.

The asking price has been reduced once, by 10 € from the original 27,500 €. A dealer typically sells this model in about 13 days and a private seller in about 12 days.

The odometer reads 87,400 km, which works out at about 15,000 km per year. The car was inspected 2/2026, and the next inspection is due an estimated 2/2028. The most common inspection failure cause in this model series is brakes.

Notable equipment:

  • Tow bar
  • Fuel-operated parking heater
  • Adaptive cruise control
  • LED headlights
  • Reversing camera
  • Keyless entry and start
  • Power tailgate
  • Parking sensors
  • Leather upholstery

This car has been sold before within bilbil.fi's tracking: it sold on 18/08/2026 for 27,500 €, at 85,000 km. It is now listed for 10 € less than in that sale. It has covered about 2,400 km more since.

Running the car costs an estimated:

Vehicle tax and insurance come to about 1,210 € per year.

The original tyre size is 235/55 R18. The listing says 2 sets of tyres are included: summer and winter.

The seller is Vaihtoautomaa (Jyväskylä).

The car has been for sale for 23 days since 07/09/2026.

Basic information

Registration number
RVS-792
Mileage
87,400 km
carVertical Verify mileage authenticity
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Engine
1.5 l, Hybrid
Model year
2020
Gearbox
Automatic
Drivetrain
Front-wheel drive
Office fee
199 €
Body type
SUV
Vehicle type
Passenger car
Colour
Black
Tyre size
235/55 R18
Wheel size
18″
Tyre sets
2 (summer and winter)
In traffic use in Finland
1,122 cars
Steering position
Left-hand
VIN number
YV1XZBBVFM2409390
bilbil.fi ID
174602

Technical details

Power
193 kW / 262 hp
Acceleration (0–100)
7.3 s
Top speed
180 km/h
Fuel consumption
2.1 l/100 km (combined)
Seats
5
Doors
5
Cylinders
3
Turbocharger
Yes
CO2 emissions
48 g/km
Kerb weight
1,812 kg
Gross weight
2,290 kg
Max towing weight
1,800 kg
Towing weight (unbraked)
750 kg
Dimensions (L × W × H)
4,425 × 1,873 × 1,632 mm
First registration
03/09/2020
Last inspection
2/2026
Type approval number
e9*2007/46*3146

Gearbox
Automatic

Equipment

  • Adaptive cruise control
  • Fuel-operated parking heater
  • Keyless entry and start
  • Leather upholstery
  • LED headlights
  • Parking sensors
  • Power tailgate
  • Reversing camera
  • Tow bar

Equipment rating

Asking price: 27,490 €

Below market price

Market price estimate 29,200 €

Based on asking prices

Compared to 1,109 cars of the same model and similar model years (currently listed and recently delisted).

How the estimate is built

  • Base value (Volvo XC40, 2020) 28,340 €
  • Fuel type: Hybrid +1,600 €
  • Adaptive cruise control +450 €
  • Automatic transmission +70 €
  • Sold by a dealer +20 €
  • Front-wheel drive −1,280 €
  • Market price estimate 29,200 €

Without a statistically distinct effect in this group: tow bar, fuel-operated parking heater.

27,485 €27,490 €27,495 €27,500 €27,505 €14/8/202630/8/202615/9/202630/9/2026
DatePriceChangeListing
14/08/202627,500 €–Private seller
07/09/202627,490 €–Vaihtoautomaa Jyväskylä

Next inspection due around 2/2028

About 16 months left. A car under 10 years old is inspected every two years. According to the listing, the car was inspected in 2/2026.

Check with Traficom

Failures in the same model series

483 cars of the Volvo XC40 model series (first registered in 2020) were inspected in 2025. They recorded 21 defects leading to a failure, or 4.3 defects per 100 inspections. For cars of the same age nationwide the figure is 15.7. That is clearly fewer defects than in cars of the same age on average.

Causes of failures, defects per 100 inspections

  • This model series
  • All cars
  1. Brakes 2.5

    12 defects, All cars 2.9

    Service and parking brake, brake dynamometer tests, stability control

  2. Axles and suspension 1

    5 defects, All cars 8.5

    Front and rear axles, springs and dampers, tyres and wheels

  3. Vehicle identification 0.4

    2 defects, All cars 0.6

    Plates and register entries, VIN, documents

The remaining 9.5 % of defects fall under other items. Most advisories concerned road test and visibility (12). Median mileage 91,000 km.

Sale periods

Private seller, Pori, Satakunta 3 days
Vaihtoautomaa Jyväskylä, Keski-Suomi 23 days for sale
14/8/202630/8/202615/9/202630/9/2026

sale

Sales

SoldPriceMileageTime on marketSeller
18/08/202627,500 € 85,000 km 3 daysPrivate seller, Pori, Satakunta

Listing changes

DateWhatChange
07/09/2026Seller changed Private seller → Vaihtoautomaa Jyväskylä
07/09/2026Asking price Vaihtoautomaa Jyväskylä27,500 € → 27,490 €
07/09/2026Mileage Vaihtoautomaa Jyväskylä85,000 km → 87,400 km

See detailed history data from carVertical: the report covers the car's mileage records, possible damage, previous owners and registrations.

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When buying from a dealer, it's worth asking for a finance quote directly from them. Before that, though, get a loan quote from Rahalaitos too: it gives you something to compare the dealer's offer against, and a way to negotiate better terms.

Viewing quotes is free and doesn't commit you to anything. Rahalaitos puts your application out to as many as 25 lenders at once.

€
500 € 70,000 €
10 years
1 year 10 years
Estimated monthly instalment approx. 307 €/mo
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The APR under Finnish consumer protection law is 7.48%, calculated for a loan of €7,500 with a repayment period of 9 years, an account fee of €5, an opening fee of €35 and a nominal interest rate of 5.80%. The amount repayable would then be €10,215, i.e. €94/month. A credit card's APR may be 18.97%, calculated for a loan of €1,500 with a repayment period of one year and a nominal interest rate of 17.50%. The amount repayable would then be €1,646 in total, i.e. €146 per month. The final APR, loan term and monthly instalment are set out in the loan agreement. Lenders draw up the loan agreement based on an individual credit assessment. The nominal interest rate offered may vary between 4.19% and 20%, and annual loan costs between €0 and €150. The loan term offered varies between 1 and 20 years. Loan amounts offered range from €500 to €70,000.

Vehicle tax under the tax tables in force in 2026.

  • Base tax 106 €/yr
  • Driving power tax 0 €/yr
  • Total vehicle tax 106 €/yr

Base tax is based on CO₂ emissions (WLTP), 48 g/km.

The average CO₂ of petrol passenger cars first registered in 2020 was 137.8 g/km (WLTP). This car is 90 g/km below that average, which comes to 33 € less a year in base tax.

Estimated annual insurance cost (liability + comprehensive).

Driver's age 45 yrs
  • Liability insurance280 €/yr
  • Comprehensive820 €/yr
  • Total insurance1,100 €/yr

≈ 92 €/mo

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The final price depends on factors such as claims history and place of residence, and is set in the quote.

The listing says 2 sets of tyres are included: summer and winter.

Remember to check tyre condition with the seller.

Volvo XC40 (2018–2025) · T5 2.0 Twin Engine. (132kW)

Tyre sizes for this car

  • 235/55 R18 Original
  • 255/25 R22 Fits
  • 255/30 R22 Fits
  • 255/35 R22 Fits
  • 245/30 R22 Fits
  • 235/30 R22 Fits
  • 235/60 R22 Fits
  • 245/40 R21 Recommended
  • 245/45 R20 Recommended
  • 235/50 R19 Recommended
  • 235/60 R17 Recommended

Wheel sizes for this car

17″
18″
19″
20″
21″
22″

Original wheel size: 18″

What do the sizes mean?

Renkaatvaihtoon.fi guarantees that the tyres fit this exact car (RVS-792).

Order tyres See wheels too →

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Frequently asked questions about this car

Which car has the registration RVS-792?

RVS-792 is a 2020 Volvo XC40 T5 TwE R-Design aut with 87,400 km on the odometer. It is for sale at 27,490 €.

How much does Volvo XC40 T5 TwE R-Design aut cost?

Volvo XC40 T5 TwE R-Design aut is for sale at 27,490 €.

Is this car well priced?

According to bilbil.fi's price estimate, the asking price is below market price (estimated market price 29,200 €).

How long has this car been for sale?

The car has been for sale for at least 23 days. The listing entered bilbil.fi's tracking on 07/09/2026.

Has the price been reduced?

Yes. The asking price is 10 € below the original listing price.

Has this car been on the market before?

Yes: this car has one earlier completed sale on record. It was last sold on 18/08/2026 for 27,500 €, and it has been driven about 2,400 km more since then.

What model year is the car?

The car is model year 2020 and was first registered on 03/09/2020.

How many kilometres has the car covered?

The car's mileage is 87,400 km.

When is the car due for its next inspection?

Based on the listing data, the next inspection is due around 2/2028. A car under 10 years old is inspected every two years.

How often does this model fail its inspection?

4.1 % of Volvo XC40 cars first registered in 2020 failed their periodic inspection in 2025 (483 inspections, median mileage 91,000 km). Failure rates are not directly comparable between models because typical mileage differs.

How common is a 2020 Volvo in Finland?

On 30/06/2026 there were 12,888 Volvo passenger cars first used in 2020 in traffic use in Finland. That is 10.7 % of all cars first used that year, making it the second most common brand of that year among 33 brands. The most common fuel type among them is plug-in hybrid (63.9 %). The figure is a snapshot of the whole fleet, not the number of cars for sale.

What causes inspection failures for this model year?

For Volvo XC40 cars first registered in 2020, defects leading to a failure in 2025 inspections came most often from: brakes, axles and suspension, vehicle identification. That is 4.3 defects per 100 inspections, against 15.7 for cars of the same age nationwide. Figures count defects, not cars, and describe the model series rather than this individual car.

What fuel type and gearbox does the car have?

The fuel type is hybrid and the gearbox is automatic.

What features does the car have?

Notable features include Tow bar, Fuel-operated parking heater, Adaptive cruise control, LED headlights, Reversing camera. The full feature list is on this page.

How much is the car's vehicle tax?

Vehicle tax is 106 € per year. It consists of the base tax, determined by CO₂ emissions or gross weight, and the driving power tax, charged on fuels other than petrol.

What tyre size fits this car?

The car's original tyre size is 235/55 R18.

Where is Volvo XC40 T5 TwE R-Design aut located?

The car is located in Keski-Suomi (Jyväskylä, Keski-Suomi).

How much does the car cost to keep per year?

The estimate is 1,206 € per year: vehicle tax 106 €, insurance 1,100 €. Insurance and energy are estimates; vehicle tax is calculated from the car's own data.

Who is selling this car?

The seller is Vaihtoautomaa (Jyväskylä).

Where can I see this car's price history?

This page shows the changes to the car's asking price, its sale periods and the edits made to the listing.